Dairyland vs Farmers Car Insurance

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4.8 Rating

2,700 Reviews

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Last Updated: January 2022

Ratings

Insurify Composite Score

Dairyland
Not Rated
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Insurify Composite Score

Farmers
85
What is this?

Insurify Composite Score

Dairyland VS Farmers
Not Rated
85
What is this?
User Ratings
OptionsDairyland Farmers
Rating/Reviews
291 reviews
506 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsDairyland Farmers
Insurer Website--About average
Local Agent--About average
Overall Satisfaction--About average
Policy Offerings--About average
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsDairyland Farmers
Claim Servicing--About average
Estimation Process--About average
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--The rest
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionDairyland Farmers
California--795 pt
The rest
Central--821 pt
About average
Florida--820 pt
About average
Mid-Atlantic--814 pt
The rest
North Central--808 pt
The rest
Northwest--785 pt
The rest
Southwest--797 pt
The rest
Texas--822 pt
About average
Mobile App Ratings
RegionDairyland Farmers
Android--
2,565 Reviews
iOS--
538 Reviews
Financial Ratings
OptionsDairyland Farmers
A.M. BestA+A
Fitch--A+
Moody's--A2
Standard & Poor's--A

Auto Insurance Quotes

For Married Drivers

CityDairyland Farmers
Chicago--$124
Phoenix--$126
Santa Monica--$120

For Single Drivers

CityDairyland Farmers
Chicago--$117
Phoenix--$120
Santa Monica--$263

For Male Drivers

CityDairyland Farmers
Chicago--$129
Phoenix--$129
Santa Monica--$269

For Female Drivers

CityDairyland Farmers
Chicago--$112
Phoenix--$117
Santa Monica--$114

For Drivers with Speeding Ticket

CityDairyland Farmers
Chicago--$163
Phoenix--$157
Santa Monica--$302

For Drivers with No Speeding Ticket

CityDairyland Farmers
Chicago--$111
Phoenix--$116
Santa Monica--$168

For Drivers Age Between 18-40

CityDairyland Farmers
Chicago--$120
Phoenix--$123
Santa Monica--$303

For Drivers Age Between 40-65

CityDairyland Farmers
Chicago--$115
Phoenix--$118
Santa Monica--$104

For Drivers Age of 65+

CityDairyland Farmers
Chicago--$142
Phoenix--$143
Santa Monica--$101

For Drivers with Average Credit

CityDairyland Farmers
Chicago--$116
Phoenix--$123
Santa Monica--$149

For Drivers with Fair Credit

CityDairyland Farmers
Chicago--$132
Phoenix--$134
Santa Monica--$134

For Drivers with Good Credit

CityDairyland Farmers
Chicago--$126
Phoenix--$128
Santa Monica--$140

For Drivers with Excellent Credit

CityDairyland Farmers
Chicago--$108
Phoenix--$108
Santa Monica--$343

Quotes & Discounts

Discount typeDairyland Farmers
Anti-Theft DeviceVariesVaries
Defensive DriverVariesVaries
Early QuoteVariesVaries
Home OwnerVariesVaries
Multiple VehicleVariesVaries
Paid in fullVariesVaries
Prior carrierVaries--
Affinity group--Varies
Anti-lock Brake--Varies
Claims Free Renewal--Varies
Daytime Running Lights--Varies
Driving Habits--Varies
Driving training--Varies
E-billing--Varies
EV/Hybrid--Up to 5%
Electronic Stability Control--Varies
Family--Varies
Good Driver--Varies
Good Payer--Varies
Good Student--Varies
Loyalty--Varies
Mature driver--Varies
Military--Varies
Multiple Policy--Up to 10%
On Your Own--Varies
Organization--Varies
Paperless documents--Varies
Passive Restraint--Varies
Preferred payment--Varies
Prepay--Varies
Professional organization--Varies
Provider Switch--Varies
Senior Adult--Varies
Student Away at School--Varies
VIN Etching--Varies
Youth Driving--Varies
teenSMART--Varies

Payment Methods

Discount typeDairyland Farmers
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yes--
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
--yes
In Person Payment
--yes
Mail Payment
yesyes
Mobile App Payments
yesyes
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Phone Payment
yesyes

Features and Services

Features and ServicesDairyland Farmers
Accident forgiveness--yes
Enhanced towing & substitute coverageyes--
Flexible / convenient paymentsyesyes
Mobile appyesyes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes
Text and email alertsyes--

Optional Coverages

Optional CoveragesDairyland Farmers
Accident Forgiveness
--yes
Antique or Collector Car Insurance
--yes
Comprehensive Claim Forgiveness
yesyes
Emergency Lockout Coverage
--yes
Glass Coverage yesyes
Incident Forgiveness
--yes
Loss of Use Coverage
--yes
New Car Replacement Coverage
--yes
No Fault Coverage
--yes
Original Equipment Manufacturer Coverage
yesyes
Personal/Upgraded Item Coverage
--yes
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes
Small Claim Forgiveness
--yes
Umbrella Policy
--yes
Vanishing Deductible
--yes

Insurance by State

Home / Condo Insurance

  • Dairyland
  • Farmers
  • Both

Online Quoting by State

  • Dairyland
  • Farmers
  • Both

Uber and Lyft driver insurance

  • Dairyland
  • Farmers
  • Both

SR‌-22 Insurance by State

  • Dairyland
  • Farmers
  • Both

Compare Insurance Products

ProductDairyland Farmers
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Condo InsuranceCondo Insurance--yes
Earthquake InsuranceEarthquake Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insuranceyesyes
Pet InsurancePet Insurance--yes
Recreational InsuranceRecreational Insurance--yes
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Dairyland Reviews
  • Farmers Reviews
3.3
5 Stars
37 %
4 Stars
19 %
3 Stars
10 %
2 Stars
6 %
1 Star
27 %

Most Positive Review

By Connie
Professional. Non-judgemental. Very accommadating.

Most Critical Review

By Martie
Not friendly service and rate increases w/out accidents or tickets

All Reviews

Showing 1 - 10 out of 291 Reviews
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Read reviews that mention

Samuel Lucci
Customer service is some of the worst I've ever received. I wouldn't recommend this carrier to my worst enemy.
Vada brown
Very unsatisfactory with this insurance company they want there money on time but don’t wanna handle the claims the correct way very unsatisfied never again
David Voci
Dairyland tried to deny the claim when I was hit by one of their customers and it was obviously their fault. My insurance company paid the claim for me right away as it should be and then we spent 4 months in a legal battle with Dairyland before they were forced to pay up what they owed me and my insurance. Shaddy work all around and, working as a lawyer, I will definitely be making Dairyland pay for their immoral standards.
Xavier
By far the best car insurance company I’ve had with the cheapest quote. I had Geico for a year and always thought I had the cheapest insurance I could get until I tried dairyland and there grace period is pretty good.
Chris
Trash insurance company that doesn't care about you
Robert pitts
I’m very satisfied with this company I’m on SR 22 and they’ve really been patient with me and it really helped me out with my car situation I’ve been in one accident in my policy say the same if they keep up the good work I will continue to stay with Dairy Land
Van
Horrible service. When you have a claim they make every step difficult. They do not care about the safety or convenience of their customers. Please do yourself a favor and find another company. The few dollars you might save will cost you ten fold if you ever need to file a claim.
Clark
Horrible service. When you have a claim they make every step difficult. They do not care about the safety or convenience of their customers. Please do yourself a favor and find another company. The few dollars you might save will cost you ten fold if you ever need to file a claim.
Thuy
Horrible service. When you have a claim they make every step difficult. They do not care about the safety or convenience of their customers. Please do yourself a favor and find another company. The few dollars you might save will cost you ten fold if you ever need to file a claim.
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Showing 1 - 10 out of 291 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.