Cumberland Mutual vs Mercury Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Cumberland Mutual
Not Rated
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Insurify Composite Score

Mercury
81
What is this?

Insurify Composite Score

Cumberland Mutual VS Mercury
Not Rated
81
What is this?
User Ratings
OptionsCumberland Mutual Mercury
Rating/Reviews
0 reviews
1,419 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsCumberland Mutual Mercury
Local Agent--The rest
Overall Satisfaction--The rest
Policy Offerings--The rest
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsCumberland Mutual Mercury
Claim Servicing--The rest
Estimation Process--About average
First Notice of Loss (FNOL)--The rest
Overall Satisfaction--The rest
Rental Experience--The rest
Repair Process--About average
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionCumberland Mutual Mercury
California--795 pt
The rest
Florida--808 pt
The rest
Mobile App Ratings
RegionCumberland Mutual Mercury
Android--
161 Reviews
Financial Ratings
OptionsCumberland Mutual Mercury
A.M. Best--A
Fitch--A
Moody's--A2

Auto Insurance Quotes

For Married Drivers

CityCumberland Mutual Mercury
Austin--$74
Chicago--$106
Phoenix--$96
Santa Monica--$67

For Single Drivers

CityCumberland Mutual Mercury
Austin--$81
Chicago--$152
Phoenix--$93
Santa Monica--$122

For Male Drivers

CityCumberland Mutual Mercury
Austin--$77
Chicago--$146
Phoenix--$94
Santa Monica--$116

For Female Drivers

CityCumberland Mutual Mercury
Austin--$78
Chicago--$113
Phoenix--$95
Santa Monica--$72

For Drivers with Speeding Ticket

CityCumberland Mutual Mercury
Austin--$102
Chicago--$174
Phoenix--$114
Santa Monica--$134

For Drivers with No Speeding Ticket

CityCumberland Mutual Mercury
Austin--$72
Chicago--$119
Phoenix--$91
Santa Monica--$86

For Drivers Age Between 18-40

CityCumberland Mutual Mercury
Austin--$81
Chicago--$150
Phoenix--$92
Santa Monica--$136

For Drivers Age Between 40-65

CityCumberland Mutual Mercury
Austin--$70
Chicago--$103
Phoenix--$90
Santa Monica--$60

For Drivers Age of 65+

CityCumberland Mutual Mercury
Austin--$93
Chicago--$147
Phoenix--$123
Santa Monica--$67

For Drivers with Average Credit

CityCumberland Mutual Mercury
Austin--$86
Chicago--$134
Phoenix--$103
Santa Monica--$83

For Drivers with Fair Credit

CityCumberland Mutual Mercury
Austin--$84
Chicago--$111
Phoenix--$102
Santa Monica--$79

For Drivers with Good Credit

CityCumberland Mutual Mercury
Austin--$74
Chicago--$123
Phoenix--$99
Santa Monica--$67

For Drivers with Excellent Credit

CityCumberland Mutual Mercury
Austin--$67
Chicago--$149
Phoenix--$75
Santa Monica--$147

Quotes & Discounts

Discount typeCumberland Mutual Mercury
Accident ForgivenessVaries--
Anti-Theft DeviceVariesUp to 5%
Anti-lock BrakeVaries--
Multiple PolicyVariesUp to 10%
Passive RestraintVariesUp to 5%
Federal Employee--Varies
Good Credit--Up to 73%
Good Driver--Up to 18%
Good Student--Up to 10%
Low Mileage--Varies
Multiple Vehicle--Up to 26%
Occasional driver--Varies
Organization--Varies
Paid in full--Varies
Professional organization--Varies
Public Safety Professional--Varies
Senior Adult--Varies
Student Away at School--Up to 10%
VIN Etching--Varies

Payment Methods

Discount typeCumberland Mutual Mercury
Automatic Online Payment
yes--
Credit Card Payment yes--
Debit Card Payments yes--
Electronic Check
yes--
Mail Payment
yesyes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes

Features and Services

Features and ServicesCumberland Mutual Mercury
24/7 service--yes
Accident forgivenessyes--
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesCumberland Mutual Mercury
Comprehensive Claim Forgiveness
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yes--

Insurance by State

Uber and Lyft driver insurance

  • Cumberland Mutual
  • Mercury
  • Both

SR‌-22 Insurance by State

  • Cumberland Mutual
  • Mercury
  • Both

Compare Insurance Products

ProductCumberland Mutual Mercury
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insurance--yes
Commercial InsuranceCommercial Insuranceyesyes
Condo InsuranceCondo Insuranceyesyes
Home InsuranceHome Insuranceyesyes
Renters InsuranceRenters Insuranceyesyes
Umbrella InsuranceUmbrella Insuranceyesyes

User Reviews

  • Cumberland Mutual Reviews
  • Mercury Reviews
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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.