Cumberland Mutual vs Erie Insurance Car Insurance

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2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Cumberland Mutual
Not Rated
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Insurify Composite Score

Erie Insurance
85
What is this?

Insurify Composite Score

Cumberland Mutual VS Erie Insurance
Not Rated
85
What is this?
User Ratings
OptionsCumberland Mutual Erie Insurance
Rating/Reviews
0 reviews
224 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsCumberland Mutual Erie Insurance
Local Agent--Among the best
Overall Satisfaction--Among the best
Policy Offerings--Better than most
Pricing--Among the best
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsCumberland Mutual Erie Insurance
Claim Servicing--Better than most
Estimation Process--Among the best
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--Among the best
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionCumberland Mutual Erie Insurance
Mid-Atlantic--854 pt
Among the best
North Central--845 pt
Among the best
Mobile App Ratings
RegionCumberland Mutual Erie Insurance
Android--
4 Reviews
Financial Ratings
OptionsCumberland Mutual Erie Insurance
A.M. Best--A+
Standard & Poor's--A

Auto Insurance Quotes

For Married Drivers

CityCumberland Mutual Erie Insurance
Chicago--$48
Philadelphia--$45

For Single Drivers

CityCumberland Mutual Erie Insurance
Chicago--$48
Philadelphia--$52

For Male Drivers

CityCumberland Mutual Erie Insurance
Chicago--$44
Philadelphia--$47

For Female Drivers

CityCumberland Mutual Erie Insurance
Chicago--$52
Philadelphia--$50

For Drivers with Speeding Ticket

CityCumberland Mutual Erie Insurance
Chicago--$58
Philadelphia--$56

For Drivers with No Speeding Ticket

CityCumberland Mutual Erie Insurance
Chicago--$46
Philadelphia--$47

For Drivers Age Between 18-40

CityCumberland Mutual Erie Insurance
Chicago--$49
Philadelphia--$53

For Drivers Age Between 40-65

CityCumberland Mutual Erie Insurance
Chicago--$45
Philadelphia--$41

For Drivers Age of 65+

CityCumberland Mutual Erie Insurance
Chicago--$57
Philadelphia--$58

For Drivers with Average Credit

CityCumberland Mutual Erie Insurance
Chicago--$54
Philadelphia--$53

For Drivers with Fair Credit

CityCumberland Mutual Erie Insurance
Chicago--$58
Philadelphia--$54

For Drivers with Good Credit

CityCumberland Mutual Erie Insurance
Chicago--$42
Philadelphia--$42

For Drivers with Excellent Credit

CityCumberland Mutual Erie Insurance
Chicago--$39
Philadelphia--$45

Quotes & Discounts

Discount typeCumberland Mutual Erie Insurance
Accident ForgivenessVariesVaries
Anti-Theft DeviceVariesUp to 5%
Anti-lock BrakeVariesUp to 5%
Multiple PolicyVariesVaries
Passive RestraintVariesVaries
Defensive Driver--Varies
Feature 15--Varies
Good Driver--Varies
Low Mileage--Varies
Multiple Vehicle--Up to 15%
Prepay--Up to 7%
Senior Adult--Varies
Student Away at School--Varies
Youth Driving--Varies
Youth Loyalty--Varies

Payment Methods

Discount typeCumberland Mutual Erie Insurance
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yes--
In Person Payment
--yes
Mail Payment
yesyes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes
Prepayment
--yes

Features and Services

Features and ServicesCumberland Mutual Erie Insurance
Accident forgivenessyes--
Diminishing deductible--yes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesCumberland Mutual Erie Insurance
Accident Forgiveness
--yes
Better Car Replacement
--yes
Emergency Assistance Coverage
--yes
Emergency Lockout Coverage
--yes
Glass Coverage --yes
New Car Replacement Coverage
--yes
Personal Auto Plus
--yes
Pet Coverage
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yes--
Vanishing Deductible
--yes

Insurance by State

Car Insurance

  • Cumberland Mutual
  • Erie Insurance
  • Both

Online Quoting by State

  • Cumberland Mutual
  • Erie Insurance
  • Both

Uber and Lyft driver insurance

  • Cumberland Mutual
  • Erie Insurance
  • Both

SR‌-22 Insurance by State

  • Cumberland Mutual
  • Erie Insurance
  • Both

Compare Insurance Products

ProductCumberland Mutual Erie Insurance
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Commercial InsuranceCommercial Insuranceyes--
Condo InsuranceCondo Insuranceyesyes
Home InsuranceHome Insuranceyesyes
Identity Theft InsuranceIdentity Theft Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Renters InsuranceRenters Insuranceyesyes
Umbrella InsuranceUmbrella Insuranceyesyes

User Reviews

  • Cumberland Mutual Reviews
  • Erie Insurance Reviews
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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.