Country Financial vs The Hartford Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Country Financial
96
What is this?

Insurify Composite Score

The Hartford
93
What is this?

Insurify Composite Score

Country Financial VS The Hartford
96
93
What is this?
User Ratings
OptionsCountry Financial The Hartford
Rating/Reviews
17 reviews
29,516 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsCountry Financial The Hartford
Call Center Representative--About average
Insurer Website--Better than most
Overall Satisfaction--Better than most
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsCountry Financial The Hartford
Claim ServicingThe restBetter than most
Estimation ProcessThe restBetter than most
First Notice of Loss (FNOL)About averageBetter than most
Overall SatisfactionThe restBetter than most
Rental ExperienceAbout averageThe rest
Repair ProcessThe restAmong the best
SettlementThe restBetter than most
J.D. Power Ratings by Region (out of 1000)
RegionCountry Financial The Hartford
California--835 pt
Better than most
Florida--806 pt
The rest
Mid-Atlantic--839 pt
About average
North Central849 pt
Among the best
838 pt
Better than most
Northwest--832 pt
Better than most
Southwest--838 pt
Among the best
Mobile App Ratings
RegionCountry Financial The Hartford
Android
16 Reviews
376 Reviews
iOS
30 Reviews
47 Reviews
Financial Ratings
OptionsCountry Financial The Hartford
A.M. BestA+A+
Moody's--A2
Standard & Poor's--A+

Auto Insurance Quotes

For Married Drivers

CityCountry Financial The Hartford
Chicago$39--
Phoenix$45$51
Santa Monica--$76

For Single Drivers

CityCountry Financial The Hartford
Chicago$55--
Phoenix$62$51
Santa Monica--$143

For Male Drivers

CityCountry Financial The Hartford
Chicago$49--
Phoenix$55$52
Santa Monica--$138

For Female Drivers

CityCountry Financial The Hartford
Chicago$44--
Phoenix$51$49
Santa Monica--$81

For Drivers with Speeding Ticket

CityCountry Financial The Hartford
Chicago$63--
Phoenix$77$67
Santa Monica--$213

For Drivers with No Speeding Ticket

CityCountry Financial The Hartford
Chicago$44--
Phoenix$48$47
Santa Monica--$87

For Drivers Age Between 18-40

CityCountry Financial The Hartford
Chicago$55--
Phoenix$66$52
Santa Monica--$165

For Drivers Age Between 40-65

CityCountry Financial The Hartford
Chicago$37--
Phoenix$41$49
Santa Monica--$68

For Drivers Age of 65+

CityCountry Financial The Hartford
Chicago$54--
Phoenix$53$53
Santa Monica--$56

For Drivers with Average Credit

CityCountry Financial The Hartford
Chicago$51--
Phoenix$58$49
Santa Monica--$97

For Drivers with Fair Credit

CityCountry Financial The Hartford
Chicago$41--
Phoenix$49$59
Santa Monica--$81

For Drivers with Good Credit

CityCountry Financial The Hartford
Chicago$41--
Phoenix$46$46
Santa Monica--$83

For Drivers with Excellent Credit

CityCountry Financial The Hartford
Chicago$54--
Phoenix$61$49
Santa Monica--$176

Quotes & Discounts

Discount typeCountry Financial The Hartford
Good StudentUp to 25%Up to 15%
Defensive DriverUp to 10%Up to 5%
New CarUp to 10%--
OrganizationUp to 10%--
Newly EngagedUp to 5%--
Anti-Theft DeviceVariesUp to 15%
Driving trainingVariesVaries
Good DriverVaries--
Multiple PolicyVariesUp to 20%
Multiple VehicleVaries--
OccupationVaries--
Paid in fullVariesVaries
teenSMARTVariesUp to 10%
EV/Hybrid--Varies
Passive Restraint--Up to 3%

Payment Methods

Discount typeCountry Financial The Hartford
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yes--
Mail Payment
yesyes
Mobile App Payments
--yes
Multi-Payment Installment Plans
yes--
Online Payment
yesyes
Phone Payment
yesyes

Features and Services

Features and ServicesCountry Financial The Hartford
24/7 service--yes
Accident forgiveness--yes
Mobile appyesyes
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesCountry Financial The Hartford
Accident Forgiveness
--yes
Antique or Collector Car Insurance
--yes
Comprehensive Claim Forgiveness
--yes
Emergency Assistance Coverage
yesyes
Emergency Lockout Coverage
yes--
First Aid Reimbursement
yes--
Glass Coverage yesyes
New Car Replacement Coverage
yesyes
Personal/Upgraded Item Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Sound System Coverage
yes--
Teachers Insurance
yes--
Tenant Rental Coverage
yes--
Umbrella Policy
yesyes
Vanishing Deductible
--yes

Online Quoting by State

  • Country Financial
  • The Hartford
  • Both

Compare Insurance Products

ProductCountry Financial The Hartford
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyesyes
Business InsuranceBusiness Insuranceyesyes
Farm InsuranceFarm Insuranceyes--
Flood InsuranceFlood Insurance--yes
Health InsuranceHealth Insuranceyes--
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insuranceyesyes
Mobile Home InsuranceMobile Home Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Renters InsuranceRenters Insuranceyes--
RV InsuranceRV Insuranceyes--

User Reviews

  • Country Financial Reviews
  • The Hartford Reviews
3.3
5 Stars
41 %
4 Stars
6 %
3 Stars
24 %
1 Star
29 %

Most Positive Review

By Teira
I've always had no trouble with them

Most Critical Review

By
I am very dissatisfied with my country financial home owners ins . I had a claim on my floors and was told that it was not covered on my policy. I think that when you take out ins. the ins company should explain things to you better .you pay almost 800.00 a year to be told it was not covered and that it was neglect if your not having a problem till you fall through the floor then how do you know you have a problem .to top it off the people you have to deal with are real a--- .they act like it there money and you should not be using it .

All Reviews

Showing 1 - 10 out of 17 Reviews
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Read reviews that mention

Bernie
Main reason for my decision to change our insurance coverage is cost. My latest auto and home bills showed increases (4.2 % for auto and 14.8 % for home). That's not acceptable.
Norbert
Outstanding service good repor with staff.
Lucy
They haven't raise the dollar amount on my policy. But I need something cheaper as I will soon be retiring and won't be able to afford it. Of course my past experience with changing ins. is that the new company sucks you in and the next year they raise your dollar amount for your policy and once again it's too high!
TIM
Did not place insurance on my 16 yr old in time, so was driving uninsured 6 months
Rebekah
outstanding service
Jane
Great customers service
LaTerria
Because they start you off with cheap prices and then go up to where you cant afford it
LaTerria
Because they start you off with cheap prices and then go up to where you can’t afford it
Shauntia
Terrible customer service
Shauntia
Terrible customer service
Showing 1 - 10 out of 17 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.