Country Financial vs Nationwide Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Country Financial
96
What is this?

Insurify Composite Score

Nationwide
89
What is this?

Insurify Composite Score

Country Financial VS Nationwide
96
89
What is this?
User Ratings
OptionsCountry Financial Nationwide
Rating/Reviews
17 reviews
3,848 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsCountry Financial Nationwide
Call Center Representative--The rest
Insurer Website--Among the best
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsCountry Financial Nationwide
Claim ServicingThe restAbout average
Estimation ProcessThe restBetter than most
First Notice of Loss (FNOL)About averageBetter than most
Overall SatisfactionThe restAbout average
Rental ExperienceAbout averageBetter than most
Repair ProcessThe restBetter than most
SettlementThe restAbout average
J.D. Power Ratings by Region (out of 1000)
RegionCountry Financial Nationwide
California--796 pt
About average
Central--803 pt
The rest
Florida--793 pt
The rest
Mid-Atlantic--823 pt
The rest
New England--817 pt
About average
New York--806 pt
The rest
North Central849 pt
Among the best
815 pt
The rest
Northwest--782 pt
The rest
Southeast--823 pt
About average
Southwest--805 pt
The rest
Texas--813 pt
The rest
Mobile App Ratings
RegionCountry Financial Nationwide
Android
16 Reviews
1,829 Reviews
iOS
30 Reviews
40 Reviews
Financial Ratings
OptionsCountry Financial Nationwide
A.M. BestA+A+
Moody's--A1
Standard & Poor's--A+

Auto Insurance Quotes

For Married Drivers

CityCountry Financial Nationwide
Austin--$73
Chicago$39$184
Philadelphia--$87
Phoenix$45--
Santa Monica--$96

For Single Drivers

CityCountry Financial Nationwide
Austin--$99
Chicago$55$183
Philadelphia--$96
Phoenix$62--
Santa Monica--$231

For Male Drivers

CityCountry Financial Nationwide
Austin--$84
Chicago$49$185
Philadelphia--$90
Phoenix$55--
Santa Monica--$215

For Female Drivers

CityCountry Financial Nationwide
Austin--$88
Chicago$44$182
Philadelphia--$93
Phoenix$51--
Santa Monica--$112

For Drivers with Speeding Ticket

CityCountry Financial Nationwide
Austin--$115
Chicago$63$285
Philadelphia--$102
Phoenix$77--
Santa Monica--$270

For Drivers with No Speeding Ticket

CityCountry Financial Nationwide
Austin--$80
Chicago$44$161
Philadelphia--$90
Phoenix$48--
Santa Monica--$141

For Drivers Age Between 18-40

CityCountry Financial Nationwide
Austin--$97
Chicago$55$185
Philadelphia--$94
Phoenix$66--
Santa Monica--$262

For Drivers Age Between 40-65

CityCountry Financial Nationwide
Austin--$70
Chicago$37$172
Philadelphia--$82
Phoenix$41--
Santa Monica--$85

For Drivers Age of 65+

CityCountry Financial Nationwide
Austin--$108
Chicago$54$217
Philadelphia--$112
Phoenix$53--
Santa Monica--$88

For Drivers with Average Credit

CityCountry Financial Nationwide
Austin--$105
Chicago$51$207
Philadelphia--$104
Phoenix$58--
Santa Monica--$147

For Drivers with Fair Credit

CityCountry Financial Nationwide
Austin--$87
Chicago$41$185
Philadelphia--$91
Phoenix$49--
Santa Monica--$117

For Drivers with Good Credit

CityCountry Financial Nationwide
Austin--$70
Chicago$41$197
Philadelphia--$90
Phoenix$46--
Santa Monica--$106

For Drivers with Excellent Credit

CityCountry Financial Nationwide
Austin--$83
Chicago$54$144
Philadelphia--$80
Phoenix$61--
Santa Monica--$285

Quotes & Discounts

Discount typeCountry Financial Nationwide
Good StudentUp to 25%Up to 15%
Defensive DriverUp to 10%Up to 10%
New CarUp to 10%--
OrganizationUp to 10%Up to 10%
Newly EngagedUp to 5%--
Anti-Theft DeviceVariesUp to 5%
Driving trainingVaries--
Good DriverVariesUp to 10%
Multiple PolicyVariesUp to 25%
Multiple VehicleVariesUp to 20%
OccupationVaries--
Paid in fullVaries--
teenSMARTVaries--
Accident Forgiveness--Varies
Accident Free--Varies
Affinity group--Varies
Driving Habits--Varies
Family--Up to 25%
Farm Bureau--Up to 10%
Paperless documents--Varies
Preferred payment--Varies
SmartRide--Up to 10%

Payment Methods

Discount typeCountry Financial Nationwide
Automatic Online Payment
yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
yesyes
Multi-Payment Installment Plans
yesyes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes

Features and Services

Features and ServicesCountry Financial Nationwide
Mobile appyes--
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesCountry Financial Nationwide
Accident Forgiveness
--yes
Antique or Collector Car Insurance
--yes
Emergency Assistance Coverage
yes--
Emergency Lockout Coverage
yes--
First Aid Reimbursement
yes--
Gap Insurance
--yes
Glass Coverage yes--
New Car Replacement Coverage
yes--
Personal/Upgraded Item Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Sound System Coverage
yes--
Teachers Insurance
yes--
Tenant Rental Coverage
yes--
Umbrella Policy
yes--
Vanishing Deductible
--yes

Online Quoting by State

  • Country Financial
  • Nationwide
  • Both

Compare Insurance Products

ProductCountry Financial Nationwide
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyes--
Business InsuranceBusiness Insuranceyes--
Farm InsuranceFarm Insuranceyes--
Health InsuranceHealth Insuranceyes--
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insuranceyesyes
Mobile Home InsuranceMobile Home Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Pet InsurancePet Insurance--yes
Renters InsuranceRenters Insuranceyes--
RV InsuranceRV Insuranceyes--

User Reviews

  • Country Financial Reviews
  • Nationwide Reviews
3.3
5 Stars
41 %
4 Stars
6 %
3 Stars
24 %
1 Star
29 %

Most Positive Review

By Teira
I've always had no trouble with them

Most Critical Review

By
I am very dissatisfied with my country financial home owners ins . I had a claim on my floors and was told that it was not covered on my policy. I think that when you take out ins. the ins company should explain things to you better .you pay almost 800.00 a year to be told it was not covered and that it was neglect if your not having a problem till you fall through the floor then how do you know you have a problem .to top it off the people you have to deal with are real a--- .they act like it there money and you should not be using it .

All Reviews

Showing 1 - 10 out of 17 Reviews
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Read reviews that mention

Bernie
Main reason for my decision to change our insurance coverage is cost. My latest auto and home bills showed increases (4.2 % for auto and 14.8 % for home). That's not acceptable.
Norbert
Outstanding service good repor with staff.
Lucy
They haven't raise the dollar amount on my policy. But I need something cheaper as I will soon be retiring and won't be able to afford it. Of course my past experience with changing ins. is that the new company sucks you in and the next year they raise your dollar amount for your policy and once again it's too high!
TIM
Did not place insurance on my 16 yr old in time, so was driving uninsured 6 months
Rebekah
outstanding service
Jane
Great customers service
LaTerria
Because they start you off with cheap prices and then go up to where you cant afford it
LaTerria
Because they start you off with cheap prices and then go up to where you can’t afford it
Shauntia
Terrible customer service
Shauntia
Terrible customer service
Showing 1 - 10 out of 17 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.