Country Financial vs GEICO Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Ratings

Insurify Composite Score

Country Financial
96
What is this?

Insurify Composite Score

GEICO
88
What is this?

Insurify Composite Score

Country Financial VS GEICO
96
88
What is this?
User Ratings
OptionsCountry Financial GEICO
Rating/Reviews
17 reviews
3,736 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsCountry Financial GEICO
Call Center Representative--About average
Insurer Website--Among the best
Local Agent--The rest
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsCountry Financial GEICO
Claim ServicingThe restBetter than most
Estimation ProcessThe restBetter than most
First Notice of Loss (FNOL)About averageBetter than most
Overall SatisfactionThe restBetter than most
Rental ExperienceAbout averageBetter than most
Repair ProcessThe restAbout average
SettlementThe restBetter than most
J.D. Power Ratings by Region (out of 1000)
RegionCountry Financial GEICO
California--807 pt
About average
Central--838 pt
Better than most
Florida--832 pt
Better than most
Mid-Atlantic--848 pt
Better than most
New England--827 pt
About average
New York--813 pt
About average
North Central849 pt
Among the best
830 pt
About average
Northwest--805 pt
About average
Southeast--839 pt
About average
Southwest--798 pt
The rest
Texas--816 pt
The rest
Mobile App Ratings
RegionCountry Financial GEICO
Android
16 Reviews
147,062 Reviews
iOS
30 Reviews
446,400 Reviews
Financial Ratings
OptionsCountry Financial GEICO
A.M. BestA+A++
Fitch--AA-
Moody's--Aa3
Standard & Poor's--AA+

Auto Insurance Quotes

For Married Drivers

CityCountry Financial GEICO
Austin--$59
Chicago$39$67
Philadelphia--$88
Phoenix$45$38
Santa Monica--$48

For Single Drivers

CityCountry Financial GEICO
Austin--$62
Chicago$55$68
Philadelphia--$92
Phoenix$62$44
Santa Monica--$129

For Male Drivers

CityCountry Financial GEICO
Austin--$59
Chicago$49$71
Philadelphia--$92
Phoenix$55$42
Santa Monica--$123

For Female Drivers

CityCountry Financial GEICO
Austin--$62
Chicago$44$64
Philadelphia--$87
Phoenix$51$40
Santa Monica--$53

For Drivers with Speeding Ticket

CityCountry Financial GEICO
Austin--$74
Chicago$63$92
Philadelphia--$128
Phoenix$77$64
Santa Monica--$141

For Drivers with No Speeding Ticket

CityCountry Financial GEICO
Austin--$58
Chicago$44$62
Philadelphia--$84
Phoenix$48$36
Santa Monica--$77

For Drivers Age Between 18-40

CityCountry Financial GEICO
Austin--$63
Chicago$55$71
Philadelphia--$98
Phoenix$66$45
Santa Monica--$149

For Drivers Age Between 40-65

CityCountry Financial GEICO
Austin--$54
Chicago$37$61
Philadelphia--$79
Phoenix$41$35
Santa Monica--$40

For Drivers Age of 65+

CityCountry Financial GEICO
Austin--$75
Chicago$54$78
Philadelphia--$99
Phoenix$53$48
Santa Monica--$41

For Drivers with Average Credit

CityCountry Financial GEICO
Austin--$68
Chicago$51$70
Philadelphia--$94
Phoenix$58$43
Santa Monica--$76

For Drivers with Fair Credit

CityCountry Financial GEICO
Austin--$71
Chicago$41$74
Philadelphia--$104
Phoenix$49$43
Santa Monica--$56

For Drivers with Good Credit

CityCountry Financial GEICO
Austin--$55
Chicago$41$66
Philadelphia--$84
Phoenix$46$37
Santa Monica--$60

For Drivers with Excellent Credit

CityCountry Financial GEICO
Austin--$48
Chicago$54$60
Philadelphia--$77
Phoenix$61$41
Santa Monica--$161

Quotes & Discounts

Discount typeCountry Financial GEICO
Good StudentUp to 25%Up to 15%
Defensive DriverUp to 10%Varies
New CarUp to 10%--
OrganizationUp to 10%Varies
Newly EngagedUp to 5%--
Anti-Theft DeviceVariesUp to 25%
Driving trainingVariesVaries
Good DriverVariesUp to 26%
Multiple PolicyVariesVaries
Multiple VehicleVariesVaries
OccupationVaries--
Paid in fullVaries--
teenSMARTVariesVaries
Accident Free--Varies
Anti-lock Brake--Up to 5%
Daytime Running Lights--Up to 3%
Emergency Deployment--Up to 25%
Federal Employee--Up to 25%
Military--Up to 15%
Passive Restraint--Up to 25%
Seat Belt Use--Up to 15%
Senior Adult--Varies

Payment Methods

Discount typeCountry Financial GEICO
Automatic Online Payment
yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
yesyes
Mobile App Payments
--yes
Multi-Payment Installment Plans
yesyes
Online Payment
yes--
Phone Payment
yesyes

Features and Services

Features and ServicesCountry Financial GEICO
24/7 service--yes
Accident forgiveness--yes
Mobile appyesyes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes
Text and email alerts--yes

Optional Coverages

Optional CoveragesCountry Financial GEICO
Accident Forgiveness
--yes
Comprehensive Claim Forgiveness
--yes
Emergency Assistance Coverage
yes--
Emergency Lockout Coverage
yes--
First Aid Reimbursement
yes--
Glass Coverage yes--
Incident Forgiveness
--yes
Mechanical Breakdown Insurance
--yes
New Car Replacement Coverage
yes--
No Fault Coverage
--yes
Personal/Upgraded Item Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Sound System Coverage
yes--
Teachers Insurance
yes--
Tenant Rental Coverage
yes--
Umbrella Policy
yesyes

Online Quoting by State

  • Country Financial
  • GEICO
  • Both

Uber and Lyft driver insurance

  • Country Financial
  • GEICO
  • Both

SR‌-22 Insurance by State

  • Country Financial
  • GEICO
  • Both

Compare Insurance Products

ProductCountry Financial GEICO
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyesyes
Business InsuranceBusiness Insuranceyesyes
Classic Car InsuranceClassic Car Insurance--yes
Condo InsuranceCondo Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Farm InsuranceFarm Insuranceyes--
Flood InsuranceFlood Insurance--yes
Health InsuranceHealth Insuranceyes--
Home InsuranceHome Insuranceyesyes
Identity Theft InsuranceIdentity Theft Insurance--yes
Jewelry InsuranceJewelry Insurance--yes
Life InsuranceLife Insuranceyesyes
Mobile Home InsuranceMobile Home Insuranceyesyes
Motorcycle InsuranceMotorcycle Insuranceyesyes
Pet InsurancePet Insurance--yes
Renters InsuranceRenters Insuranceyesyes
Ridesharing InsuranceRidesharing Insurance--yes
RV InsuranceRV Insuranceyesyes
Travel InsuranceTravel Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Country Financial Reviews
  • GEICO Reviews
3.3
5 Stars
41 %
4 Stars
6 %
3 Stars
24 %
1 Star
29 %

Most Positive Review

By Teira
I've always had no trouble with them

Most Critical Review

By
I am very dissatisfied with my country financial home owners ins . I had a claim on my floors and was told that it was not covered on my policy. I think that when you take out ins. the ins company should explain things to you better .you pay almost 800.00 a year to be told it was not covered and that it was neglect if your not having a problem till you fall through the floor then how do you know you have a problem .to top it off the people you have to deal with are real a--- .they act like it there money and you should not be using it .

All Reviews

Showing 1 - 10 out of 17 Reviews
Sort by

Read reviews that mention

Bernie
Main reason for my decision to change our insurance coverage is cost. My latest auto and home bills showed increases (4.2 % for auto and 14.8 % for home). That's not acceptable.
Norbert
Outstanding service good repor with staff.
Lucy
They haven't raise the dollar amount on my policy. But I need something cheaper as I will soon be retiring and won't be able to afford it. Of course my past experience with changing ins. is that the new company sucks you in and the next year they raise your dollar amount for your policy and once again it's too high!
TIM
Did not place insurance on my 16 yr old in time, so was driving uninsured 6 months
Rebekah
outstanding service
Jane
Great customers service
LaTerria
Because they start you off with cheap prices and then go up to where you cant afford it
LaTerria
Because they start you off with cheap prices and then go up to where you can’t afford it
Shauntia
Terrible customer service
Shauntia
Terrible customer service
Showing 1 - 10 out of 17 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.