Cornerstone National vs The Hartford Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Ratings

Insurify Composite Score

Cornerstone National
Not Rated
What is this?

Insurify Composite Score

The Hartford
93
What is this?

Insurify Composite Score

Cornerstone National VS The Hartford
Not Rated
93
What is this?
User Ratings
OptionsCornerstone National The Hartford
Rating/Reviews
5 reviews
29,516 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsCornerstone National The Hartford
Call Center Representative--About average
Insurer Website--Better than most
Overall Satisfaction--Better than most
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsCornerstone National The Hartford
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--The rest
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionCornerstone National The Hartford
California--835 pt
Better than most
Florida--806 pt
The rest
Mid-Atlantic--839 pt
About average
North Central--838 pt
Better than most
Northwest--832 pt
Better than most
Southwest--838 pt
Among the best
Mobile App Ratings
RegionCornerstone National The Hartford
Android--
376 Reviews
iOS--
47 Reviews
Financial Ratings
OptionsCornerstone National The Hartford
A.M. Best--A+
Moody's--A2
Standard & Poor's--A+

Auto Insurance Quotes

For Married Drivers

CityCornerstone National The Hartford
Phoenix--$51
Santa Monica--$76

For Single Drivers

CityCornerstone National The Hartford
Phoenix--$51
Santa Monica--$143

For Male Drivers

CityCornerstone National The Hartford
Phoenix--$52
Santa Monica--$138

For Female Drivers

CityCornerstone National The Hartford
Phoenix--$49
Santa Monica--$81

For Drivers with Speeding Ticket

CityCornerstone National The Hartford
Phoenix--$67
Santa Monica--$213

For Drivers with No Speeding Ticket

CityCornerstone National The Hartford
Phoenix--$47
Santa Monica--$87

For Drivers Age Between 18-40

CityCornerstone National The Hartford
Phoenix--$52
Santa Monica--$165

For Drivers Age Between 40-65

CityCornerstone National The Hartford
Phoenix--$49
Santa Monica--$68

For Drivers Age of 65+

CityCornerstone National The Hartford
Phoenix--$53
Santa Monica--$56

For Drivers with Average Credit

CityCornerstone National The Hartford
Phoenix--$49
Santa Monica--$97

For Drivers with Fair Credit

CityCornerstone National The Hartford
Phoenix--$59
Santa Monica--$81

For Drivers with Good Credit

CityCornerstone National The Hartford
Phoenix--$46
Santa Monica--$83

For Drivers with Excellent Credit

CityCornerstone National The Hartford
Phoenix--$49
Santa Monica--$176

Quotes & Discounts

Discount typeCornerstone National The Hartford
Roadside AssistanceVaries--
Anti-Theft Device--Up to 15%
Defensive Driver--Up to 5%
Driving training--Varies
EV/Hybrid--Varies
Good Student--Up to 15%
Multiple Policy--Up to 20%
Paid in full--Varies
Passive Restraint--Up to 3%
teenSMART--Up to 10%

Payment Methods

Discount typeCornerstone National The Hartford
Automatic Online Payment
--yes
Bank Payment/Direct Deposit --yes
Credit Card Payment --yes
Debit Card Payments --yes
Mail Payment
yesyes
Mobile App Payments
--yes
Online Payment
--yes
Phone Payment
--yes

Features and Services

Features and ServicesCornerstone National The Hartford
24/7 serviceyesyes
Accident forgiveness--yes
Mobile app--yes
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesCornerstone National The Hartford
Accident Forgiveness
--yes
Antique or Collector Car Insurance
--yes
Comprehensive Claim Forgiveness
--yes
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
--yes
Glass Coverage --yes
New Car Replacement Coverage
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
--yes
Vanishing Deductible
--yes

Insurance by State

Online Quoting by State

  • Cornerstone National
  • The Hartford
  • Both

Compare Insurance Products

ProductCornerstone National The Hartford
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes

User Reviews

  • Cornerstone National Reviews
  • The Hartford Reviews
2.6
4 Stars
40 %
3 Stars
20 %
1 Star
40 %

Most Positive Review

By Dennis
I’m having to switch because they are dropping South Carolina.

Most Critical Review

By Michael
Good service until now,I sent my payment on time but I received a cancellation notice saying that my payment was late,2 days later I received a letter informing me to disregard the cancellation notice, 3 or 4 days later I received another cancellation notice informing me that I owed them $20.00 for late fees ...I was never late to begin with!!!!!

All Reviews

Showing 1 - 5 out of 5 Reviews
Sort by

Read reviews that mention

Michael
Good service until now,I sent my payment on time but I received a cancellation notice saying that my payment was late,2 days later I received a letter informing me to disregard the cancellation notice, 3 or 4 days later I received another cancellation notice informing me that I owed them $20.00 for late fees ...I was never late to begin with!!!!!
Dennis
I’m having to switch because they are dropping South Carolina.
Dennis
Im having to switch because they are dropping South Carolina.
Breana F.
LaDonna S.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.