Cornerstone National vs Nationwide Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Cornerstone National
Not Rated
What is this?

Insurify Composite Score

Nationwide
89
What is this?

Insurify Composite Score

Cornerstone National VS Nationwide
Not Rated
89
What is this?
User Ratings
OptionsCornerstone National Nationwide
Rating/Reviews
5 reviews
3,848 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsCornerstone National Nationwide
Call Center Representative--The rest
Insurer Website--Among the best
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsCornerstone National Nationwide
Claim Servicing--About average
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--About average
Rental Experience--Better than most
Repair Process--Better than most
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionCornerstone National Nationwide
California--796 pt
About average
Central--803 pt
The rest
Florida--793 pt
The rest
Mid-Atlantic--823 pt
The rest
New England--817 pt
About average
New York--806 pt
The rest
North Central--815 pt
The rest
Northwest--782 pt
The rest
Southeast--823 pt
About average
Southwest--805 pt
The rest
Texas--813 pt
The rest
Mobile App Ratings
RegionCornerstone National Nationwide
Android--
1,829 Reviews
iOS--
40 Reviews
Financial Ratings
OptionsCornerstone National Nationwide
A.M. Best--A+
Moody's--A1
Standard & Poor's--A+

Auto Insurance Quotes

For Married Drivers

CityCornerstone National Nationwide
Austin--$73
Chicago--$184
Philadelphia--$87
Santa Monica--$96

For Single Drivers

CityCornerstone National Nationwide
Austin--$99
Chicago--$183
Philadelphia--$96
Santa Monica--$231

For Male Drivers

CityCornerstone National Nationwide
Austin--$84
Chicago--$185
Philadelphia--$90
Santa Monica--$215

For Female Drivers

CityCornerstone National Nationwide
Austin--$88
Chicago--$182
Philadelphia--$93
Santa Monica--$112

For Drivers with Speeding Ticket

CityCornerstone National Nationwide
Austin--$115
Chicago--$285
Philadelphia--$102
Santa Monica--$270

For Drivers with No Speeding Ticket

CityCornerstone National Nationwide
Austin--$80
Chicago--$161
Philadelphia--$90
Santa Monica--$141

For Drivers Age Between 18-40

CityCornerstone National Nationwide
Austin--$97
Chicago--$185
Philadelphia--$94
Santa Monica--$262

For Drivers Age Between 40-65

CityCornerstone National Nationwide
Austin--$70
Chicago--$172
Philadelphia--$82
Santa Monica--$85

For Drivers Age of 65+

CityCornerstone National Nationwide
Austin--$108
Chicago--$217
Philadelphia--$112
Santa Monica--$88

For Drivers with Average Credit

CityCornerstone National Nationwide
Austin--$105
Chicago--$207
Philadelphia--$104
Santa Monica--$147

For Drivers with Fair Credit

CityCornerstone National Nationwide
Austin--$87
Chicago--$185
Philadelphia--$91
Santa Monica--$117

For Drivers with Good Credit

CityCornerstone National Nationwide
Austin--$70
Chicago--$197
Philadelphia--$90
Santa Monica--$106

For Drivers with Excellent Credit

CityCornerstone National Nationwide
Austin--$83
Chicago--$144
Philadelphia--$80
Santa Monica--$285

Quotes & Discounts

Discount typeCornerstone National Nationwide
Roadside AssistanceVaries--
Accident Forgiveness--Varies
Accident Free--Varies
Affinity group--Varies
Anti-Theft Device--Up to 5%
Defensive Driver--Up to 10%
Driving Habits--Varies
Family--Up to 25%
Farm Bureau--Up to 10%
Good Driver--Up to 10%
Good Student--Up to 15%
Multiple Policy--Up to 25%
Multiple Vehicle--Up to 20%
Organization--Up to 10%
Paperless documents--Varies
Preferred payment--Varies
SmartRide--Up to 10%

Payment Methods

Discount typeCornerstone National Nationwide
Automatic Online Payment
--yes
Credit Card Payment --yes
Debit Card Payments --yes
Electronic Check
--yes
Mail Payment
yesyes
Multi-Payment Installment Plans
--yes
Online Payment
--yes
Person 2 Person Payment --yes
Phone Payment
--yes

Features and Services

Features and ServicesCornerstone National Nationwide
24/7 serviceyes--
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesCornerstone National Nationwide
Accident Forgiveness
--yes
Antique or Collector Car Insurance
--yes
Electronic Key & Lock Replacement
yes--
Gap Insurance
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Vanishing Deductible
--yes

Compare Insurance Products

ProductCornerstone National Nationwide
Car InsuranceCar Insuranceyesyes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Pet InsurancePet Insurance--yes

User Reviews

  • Cornerstone National Reviews
  • Nationwide Reviews
2.6
4 Stars
40 %
3 Stars
20 %
1 Star
40 %

Most Positive Review

By Dennis
I’m having to switch because they are dropping South Carolina.

Most Critical Review

By Michael
Good service until now,I sent my payment on time but I received a cancellation notice saying that my payment was late,2 days later I received a letter informing me to disregard the cancellation notice, 3 or 4 days later I received another cancellation notice informing me that I owed them $20.00 for late fees ...I was never late to begin with!!!!!

All Reviews

Showing 1 - 5 out of 5 Reviews
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Read reviews that mention

Michael
Good service until now,I sent my payment on time but I received a cancellation notice saying that my payment was late,2 days later I received a letter informing me to disregard the cancellation notice, 3 or 4 days later I received another cancellation notice informing me that I owed them $20.00 for late fees ...I was never late to begin with!!!!!
Dennis
I’m having to switch because they are dropping South Carolina.
Dennis
Im having to switch because they are dropping South Carolina.
Breana F.
LaDonna S.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.