Cornerstone National vs Mercury Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Cornerstone National
Not Rated
What is this?

Insurify Composite Score

Mercury
81
What is this?

Insurify Composite Score

Cornerstone National VS Mercury
Not Rated
81
What is this?
User Ratings
OptionsCornerstone National Mercury
Rating/Reviews
5 reviews
1,419 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsCornerstone National Mercury
Local Agent--The rest
Overall Satisfaction--The rest
Policy Offerings--The rest
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsCornerstone National Mercury
Claim Servicing--The rest
Estimation Process--About average
First Notice of Loss (FNOL)--The rest
Overall Satisfaction--The rest
Rental Experience--The rest
Repair Process--About average
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionCornerstone National Mercury
California--795 pt
The rest
Florida--808 pt
The rest
Mobile App Ratings
RegionCornerstone National Mercury
Android--
161 Reviews
Financial Ratings
OptionsCornerstone National Mercury
A.M. Best--A
Fitch--A
Moody's--A2

Auto Insurance Quotes

For Married Drivers

CityCornerstone National Mercury
Austin--$74
Chicago--$106
Phoenix--$96
Santa Monica--$67

For Single Drivers

CityCornerstone National Mercury
Austin--$81
Chicago--$152
Phoenix--$93
Santa Monica--$122

For Male Drivers

CityCornerstone National Mercury
Austin--$77
Chicago--$146
Phoenix--$94
Santa Monica--$116

For Female Drivers

CityCornerstone National Mercury
Austin--$78
Chicago--$113
Phoenix--$95
Santa Monica--$72

For Drivers with Speeding Ticket

CityCornerstone National Mercury
Austin--$102
Chicago--$174
Phoenix--$114
Santa Monica--$134

For Drivers with No Speeding Ticket

CityCornerstone National Mercury
Austin--$72
Chicago--$119
Phoenix--$91
Santa Monica--$86

For Drivers Age Between 18-40

CityCornerstone National Mercury
Austin--$81
Chicago--$150
Phoenix--$92
Santa Monica--$136

For Drivers Age Between 40-65

CityCornerstone National Mercury
Austin--$70
Chicago--$103
Phoenix--$90
Santa Monica--$60

For Drivers Age of 65+

CityCornerstone National Mercury
Austin--$93
Chicago--$147
Phoenix--$123
Santa Monica--$67

For Drivers with Average Credit

CityCornerstone National Mercury
Austin--$86
Chicago--$134
Phoenix--$103
Santa Monica--$83

For Drivers with Fair Credit

CityCornerstone National Mercury
Austin--$84
Chicago--$111
Phoenix--$102
Santa Monica--$79

For Drivers with Good Credit

CityCornerstone National Mercury
Austin--$74
Chicago--$123
Phoenix--$99
Santa Monica--$67

For Drivers with Excellent Credit

CityCornerstone National Mercury
Austin--$67
Chicago--$149
Phoenix--$75
Santa Monica--$147

Quotes & Discounts

Discount typeCornerstone National Mercury
Roadside AssistanceVaries--
Anti-Theft Device--Up to 5%
Federal Employee--Varies
Good Credit--Up to 73%
Good Driver--Up to 18%
Good Student--Up to 10%
Low Mileage--Varies
Multiple Policy--Up to 10%
Multiple Vehicle--Up to 26%
Occasional driver--Varies
Organization--Varies
Paid in full--Varies
Passive Restraint--Up to 5%
Professional organization--Varies
Public Safety Professional--Varies
Senior Adult--Varies
Student Away at School--Up to 10%
VIN Etching--Varies

Payment Methods

Discount typeCornerstone National Mercury
Mail Payment
yesyes
Online Payment
--yes
Person 2 Person Payment --yes
Phone Payment
--yes

Features and Services

Features and ServicesCornerstone National Mercury
24/7 serviceyesyes
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesCornerstone National Mercury
Comprehensive Claim Forgiveness
--yes
Electronic Key & Lock Replacement
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes

Insurance by State

Uber and Lyft driver insurance

  • Cornerstone National
  • Mercury
  • Both

SR‌-22 Insurance by State

  • Cornerstone National
  • Mercury
  • Both

Compare Insurance Products

ProductCornerstone National Mercury
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insurance--yes
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insurance--yes
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Cornerstone National Reviews
  • Mercury Reviews
2.6
4 Stars
40 %
3 Stars
20 %
1 Star
40 %

Most Positive Review

By Dennis
I’m having to switch because they are dropping South Carolina.

Most Critical Review

By Michael
Good service until now,I sent my payment on time but I received a cancellation notice saying that my payment was late,2 days later I received a letter informing me to disregard the cancellation notice, 3 or 4 days later I received another cancellation notice informing me that I owed them $20.00 for late fees ...I was never late to begin with!!!!!

All Reviews

Showing 1 - 5 out of 5 Reviews
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Read reviews that mention

Michael
Good service until now,I sent my payment on time but I received a cancellation notice saying that my payment was late,2 days later I received a letter informing me to disregard the cancellation notice, 3 or 4 days later I received another cancellation notice informing me that I owed them $20.00 for late fees ...I was never late to begin with!!!!!
Dennis
I’m having to switch because they are dropping South Carolina.
Dennis
Im having to switch because they are dropping South Carolina.
Breana F.
LaDonna S.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.