Cornerstone National vs CSAA Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Cornerstone National
Not Rated
What is this?

Insurify Composite Score

CSAA
79
What is this?

Insurify Composite Score

Cornerstone National VS CSAA
Not Rated
79
What is this?
User Ratings
OptionsCornerstone National CSAA
Rating/Reviews
5 reviews
176 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsCornerstone National CSAA
Call Center Representative--Among the best
Insurer Website--The rest
Local Agent--Better than most
Overall Satisfaction--Better than most
Policy Offerings--About average
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsCornerstone National CSAA
Claim Servicing--The rest
Estimation Process--About average
First Notice of Loss (FNOL)--The rest
Overall Satisfaction--About average
Rental Experience--The rest
Repair Process--Better than most
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionCornerstone National CSAA
California--814 pt
About average
Mid-Atlantic--816 pt
The rest
Southwest--839 pt
Among the best
Mobile App Ratings
RegionCornerstone National CSAA
Android--
24,330 Reviews
iOS--
737 Reviews
Financial Ratings
OptionsCornerstone National CSAA
A.M. Best--A

Auto Insurance Quotes

For Married Drivers

CityCornerstone National CSAA
Phoenix--$54
Santa Monica--$54

For Single Drivers

CityCornerstone National CSAA
Phoenix--$58
Santa Monica--$125

For Male Drivers

CityCornerstone National CSAA
Phoenix--$55
Santa Monica--$126

For Female Drivers

CityCornerstone National CSAA
Phoenix--$58
Santa Monica--$54

For Drivers with Speeding Ticket

CityCornerstone National CSAA
Phoenix--$62
Santa Monica--$174

For Drivers with No Speeding Ticket

CityCornerstone National CSAA
Phoenix--$55
Santa Monica--$72

For Drivers Age Between 18-40

CityCornerstone National CSAA
Phoenix--$54
Santa Monica--$139

For Drivers Age Between 40-65

CityCornerstone National CSAA
Phoenix--$48
Santa Monica--$51

For Drivers Age of 65+

CityCornerstone National CSAA
Phoenix--$97
Santa Monica--$52

For Drivers with Average Credit

CityCornerstone National CSAA
Phoenix--$70
Santa Monica--$68

For Drivers with Fair Credit

CityCornerstone National CSAA
Phoenix--$74
Santa Monica--$65

For Drivers with Good Credit

CityCornerstone National CSAA
Phoenix--$43
Santa Monica--$63

For Drivers with Excellent Credit

CityCornerstone National CSAA
Phoenix--$38
Santa Monica--$164

Quotes & Discounts

Discount typeCornerstone National CSAA
Roadside AssistanceVaries--
Alumni--Up to 7.4%
Driving training--Up to 4.7%
Good Driver--Up to 20%
Good Student--Up to 14.3%
Home Owner--Up to 15.7%
Low Mileage--Up to 19.1%
Loyalty--Up to 5.6%
Multiple Policy--Up to 20%
Multiple Vehicle--Up to 27.3%
Organization--Up to 5%
Professional organization--Up to 7.4%
Student Away at School--Up to 46.7%

Payment Methods

Discount typeCornerstone National CSAA
Automatic Online Payment
--yes
Credit Card Payment --yes
Debit Card Payments --yes
Mail Payment
yes--
Online Payment
--yes

Features and Services

Features and ServicesCornerstone National CSAA
24/7 serviceyesyes
Loyalty rewards program--yes
Mobile app--yes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesCornerstone National CSAA
Accidental Death, Dismemberment, Disability
--yes
Antique or Collector Car Insurance
--yes
Electronic Key & Lock Replacement
yes--
First Aid Reimbursement
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
--yes

Insurance by State

Compare Insurance Products

ProductCornerstone National CSAA
Car InsuranceCar Insuranceyesyes

User Reviews

  • Cornerstone National Reviews
  • CSAA Reviews
2.6
4 Stars
40 %
3 Stars
20 %
1 Star
40 %

Most Positive Review

By Dennis
I’m having to switch because they are dropping South Carolina.

Most Critical Review

By Michael
Good service until now,I sent my payment on time but I received a cancellation notice saying that my payment was late,2 days later I received a letter informing me to disregard the cancellation notice, 3 or 4 days later I received another cancellation notice informing me that I owed them $20.00 for late fees ...I was never late to begin with!!!!!

All Reviews

Showing 1 - 5 out of 5 Reviews
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Read reviews that mention

Michael
Good service until now,I sent my payment on time but I received a cancellation notice saying that my payment was late,2 days later I received a letter informing me to disregard the cancellation notice, 3 or 4 days later I received another cancellation notice informing me that I owed them $20.00 for late fees ...I was never late to begin with!!!!!
Dennis
I’m having to switch because they are dropping South Carolina.
Dennis
Im having to switch because they are dropping South Carolina.
Breana F.
LaDonna S.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.