Concord vs Nationwide Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Concord
Not Rated
What is this?

Insurify Composite Score

Nationwide
89
What is this?

Insurify Composite Score

Concord VS Nationwide
Not Rated
89
What is this?
User Ratings
OptionsConcord Nationwide
Rating/Reviews
0 reviews
3,848 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsConcord Nationwide
Call Center Representative--The rest
Insurer Website--Among the best
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsConcord Nationwide
Claim Servicing--About average
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--About average
Rental Experience--Better than most
Repair Process--Better than most
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionConcord Nationwide
California--796 pt
About average
Central--803 pt
The rest
Florida--793 pt
The rest
Mid-Atlantic--823 pt
The rest
New England--817 pt
About average
New York--806 pt
The rest
North Central--815 pt
The rest
Northwest--782 pt
The rest
Southeast--823 pt
About average
Southwest--805 pt
The rest
Texas--813 pt
The rest
Mobile App Ratings
RegionConcord Nationwide
Android--
1,829 Reviews
iOS--
40 Reviews
Financial Ratings
OptionsConcord Nationwide
A.M. Best--A+
Moody's--A1
Standard & Poor's--A+

Auto Insurance Quotes

For Married Drivers

CityConcord Nationwide
Austin--$73
Chicago--$184
Philadelphia--$87
Santa Monica--$96

For Single Drivers

CityConcord Nationwide
Austin--$99
Chicago--$183
Philadelphia--$96
Santa Monica--$231

For Male Drivers

CityConcord Nationwide
Austin--$84
Chicago--$185
Philadelphia--$90
Santa Monica--$215

For Female Drivers

CityConcord Nationwide
Austin--$88
Chicago--$182
Philadelphia--$93
Santa Monica--$112

For Drivers with Speeding Ticket

CityConcord Nationwide
Austin--$115
Chicago--$285
Philadelphia--$102
Santa Monica--$270

For Drivers with No Speeding Ticket

CityConcord Nationwide
Austin--$80
Chicago--$161
Philadelphia--$90
Santa Monica--$141

For Drivers Age Between 18-40

CityConcord Nationwide
Austin--$97
Chicago--$185
Philadelphia--$94
Santa Monica--$262

For Drivers Age Between 40-65

CityConcord Nationwide
Austin--$70
Chicago--$172
Philadelphia--$82
Santa Monica--$85

For Drivers Age of 65+

CityConcord Nationwide
Austin--$108
Chicago--$217
Philadelphia--$112
Santa Monica--$88

For Drivers with Average Credit

CityConcord Nationwide
Austin--$105
Chicago--$207
Philadelphia--$104
Santa Monica--$147

For Drivers with Fair Credit

CityConcord Nationwide
Austin--$87
Chicago--$185
Philadelphia--$91
Santa Monica--$117

For Drivers with Good Credit

CityConcord Nationwide
Austin--$70
Chicago--$197
Philadelphia--$90
Santa Monica--$106

For Drivers with Excellent Credit

CityConcord Nationwide
Austin--$83
Chicago--$144
Philadelphia--$80
Santa Monica--$285

Quotes & Discounts

Discount typeConcord Nationwide
Accident FreeVariesVaries
Anti-Theft DeviceVariesUp to 5%
Anti-lock BrakeVaries--
Claims Free RenewalVaries--
Defensive DriverVariesUp to 10%
Good DriverVariesUp to 10%
Good StudentVariesUp to 15%
Home OwnerVaries--
Multiple PolicyVariesUp to 25%
Multiple VehicleVariesUp to 20%
OrganizationVariesUp to 10%
Paid in fullVaries--
Preferred paymentVariesVaries
Roadside AssistanceVaries--
Student Away at SchoolVaries--
Accident Forgiveness--Varies
Affinity group--Varies
Driving Habits--Varies
Family--Up to 25%
Farm Bureau--Up to 10%
Paperless documents--Varies
SmartRide--Up to 10%

Payment Methods

Discount typeConcord Nationwide
Automatic Online Payment
--yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
yesyes
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes

Features and Services

Features and ServicesConcord Nationwide
24/7 serviceyes--
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesConcord Nationwide
Accident Forgiveness
--yes
Antique or Collector Car Insurance
--yes
Emergency Assistance Coverage
yes--
Gap Insurance
--yes
Glass Coverage yes--
Original Equipment Manufacturer Coverage
yes--
Personal Auto Plus
yes--
Personal/Upgraded Item Coverage
yes--
Rental Reimbursement
--yes
Roadside Assistance
yesyes
Vanishing Deductible
yesyes
Work Loss Coverage
yes--

Compare Insurance Products

ProductConcord Nationwide
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insuranceyes--
Condo InsuranceCondo Insuranceyes--
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insurance--yes
Pet InsurancePet Insurance--yes
Recreational InsuranceRecreational Insuranceyes--
Renters InsuranceRenters Insuranceyes--
Umbrella InsuranceUmbrella Insuranceyes--

User Reviews

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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.