- National General
|Discount type||Concord||National General|
|Claims Free Renewal||Varies||--|
|Paid in full||Varies||Varies|
|Student Away at School||Varies||--|
|Optional Coverages||Concord||National General|
|Antique or Collector Car Insurance |
|Emergency Assistance Coverage |
|New Car Replacement Coverage |
|Original Equipment Manufacturer Coverage |
|Personal Auto Plus |
|Personal/Upgraded Item Coverage |
|Rental Reimbursement |
|Roadside Assistance |
|Vanishing Deductible |
|Work Loss Coverage |
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.