Commonwealth Casualty vs The Hartford Car Insurance

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4.8 Rating

2,700 Reviews

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Last Updated: January 2022

Ratings

Insurify Composite Score

Commonwealth Casualty
Not Rated
What is this?

Insurify Composite Score

The Hartford
93
What is this?

Insurify Composite Score

Commonwealth Casualty VS The Hartford
Not Rated
93
What is this?
User Ratings
OptionsCommonwealth Casualty The Hartford
Rating/Reviews
1 reviews
29,516 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsCommonwealth Casualty The Hartford
Call Center Representative--About average
Insurer Website--Better than most
Overall Satisfaction--Better than most
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsCommonwealth Casualty The Hartford
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--The rest
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionCommonwealth Casualty The Hartford
California--835 pt
Better than most
Florida--806 pt
The rest
Mid-Atlantic--839 pt
About average
North Central--838 pt
Better than most
Northwest--832 pt
Better than most
Southwest--838 pt
Among the best
Mobile App Ratings
RegionCommonwealth Casualty The Hartford
Android--
376 Reviews
iOS--
47 Reviews
Financial Ratings
OptionsCommonwealth Casualty The Hartford
A.M. Best--A+
Moody's--A2
Standard & Poor's--A+

Auto Insurance Quotes

For Married Drivers

CityCommonwealth Casualty The Hartford
Phoenix--$51
Santa Monica--$76

For Single Drivers

CityCommonwealth Casualty The Hartford
Phoenix--$51
Santa Monica--$143

For Male Drivers

CityCommonwealth Casualty The Hartford
Phoenix--$52
Santa Monica--$138

For Female Drivers

CityCommonwealth Casualty The Hartford
Phoenix--$49
Santa Monica--$81

For Drivers with Speeding Ticket

CityCommonwealth Casualty The Hartford
Phoenix--$67
Santa Monica--$213

For Drivers with No Speeding Ticket

CityCommonwealth Casualty The Hartford
Phoenix--$47
Santa Monica--$87

For Drivers Age Between 18-40

CityCommonwealth Casualty The Hartford
Phoenix--$52
Santa Monica--$165

For Drivers Age Between 40-65

CityCommonwealth Casualty The Hartford
Phoenix--$49
Santa Monica--$68

For Drivers Age of 65+

CityCommonwealth Casualty The Hartford
Phoenix--$53
Santa Monica--$56

For Drivers with Average Credit

CityCommonwealth Casualty The Hartford
Phoenix--$49
Santa Monica--$97

For Drivers with Fair Credit

CityCommonwealth Casualty The Hartford
Phoenix--$59
Santa Monica--$81

For Drivers with Good Credit

CityCommonwealth Casualty The Hartford
Phoenix--$46
Santa Monica--$83

For Drivers with Excellent Credit

CityCommonwealth Casualty The Hartford
Phoenix--$49
Santa Monica--$176

Quotes & Discounts

Discount typeCommonwealth Casualty The Hartford
DeductibleVaries--
Anti-Theft Device--Up to 15%
Defensive Driver--Up to 5%
Driving training--Varies
EV/Hybrid--Varies
Good Student--Up to 15%
Multiple Policy--Up to 20%
Paid in full--Varies
Passive Restraint--Up to 3%
teenSMART--Up to 10%

Payment Methods

Discount typeCommonwealth Casualty The Hartford
Automatic Online Payment
--yes
Bank Payment/Direct Deposit --yes
Credit Card Payment --yes
Debit Card Payments --yes
Mail Payment
--yes
Mobile App Payments
--yes
Online Payment
yesyes
Phone Payment
--yes

Features and Services

Features and ServicesCommonwealth Casualty The Hartford
24/7 serviceyesyes
Accident forgiveness--yes
Enhanced towing & substitute coverageyes--
Mobile app--yes
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesCommonwealth Casualty The Hartford
Accident Forgiveness
--yes
Antique or Collector Car Insurance
--yes
Comprehensive Claim Forgiveness
--yes
Emergency Assistance Coverage
--yes
Emergency Lockout Coverage
yes--
Glass Coverage yesyes
Named Non‐Owner Coverage
yes--
New Car Replacement Coverage
--yes
Rental Reimbursement
yesyes
Ridesharing Coverage
yes--
Roadside Assistance
yesyes
Umbrella Policy
--yes
Vanishing Deductible
yesyes
Work Loss Coverage
yes--

Insurance by State

Online Quoting by State

  • Commonwealth Casualty
  • The Hartford
  • Both

Compare Insurance Products

ProductCommonwealth Casualty The Hartford
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes

User Reviews

  • Commonwealth Casualty Reviews
  • The Hartford Reviews
1.0
1 Star
100 %

Most Helpful Review

By JW
A person driving a vehicle they insure hit mines six weeks ago tomorrow. Per the claims adjuster they were unable to contact neither the insured nor the driver. Thirty-eight days later after the claim was filled, they are supposedly still trying to make a liability decision. Really? How complicated can something possibly be a legitimate company does daily? Unlike a blizzard, tornado, hurricane, or flood, Covid19 has impacted everyone in America so a mere assertion ascribing blame to the pandemic is insulting. Provided numerous pictures and a thorough description of the accident. Claims adjuster became irritated when asked a measly two questions, but was super friendly during the initial recorded conversation. Go figure. To top it all off, she is located halfway across the country and has failed on several occasions to respond to emails, voicemails and callback requests. Redpoint County Mutual is the insurance company. Advanced insurance group is the agent name. Commonwealth casualty company is fumbling the claim. Needless to say, suspect this debacle is far from being over.

Latest Review

By JW
A person driving a vehicle they insure hit mines six weeks ago tomorrow. Per the claims adjuster they were unable to contact neither the insured nor the driver. Thirty-eight days later after the claim was filled, they are supposedly still trying to make a liability decision. Really? How complicated can something possibly be a legitimate company does daily? Unlike a blizzard, tornado, hurricane, or flood, Covid19 has impacted everyone in America so a mere assertion ascribing blame to the pandemic is insulting. Provided numerous pictures and a thorough description of the accident. Claims adjuster became irritated when asked a measly two questions, but was super friendly during the initial recorded conversation. Go figure. To top it all off, she is located halfway across the country and has failed on several occasions to respond to emails, voicemails and callback requests. Redpoint County Mutual is the insurance company. Advanced insurance group is the agent name. Commonwealth casualty company is fumbling the claim. Needless to say, suspect this debacle is far from being over.

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JW
A person driving a vehicle they insure hit mines six weeks ago tomorrow. Per the claims adjuster they were unable to contact neither the insured nor the driver. Thirty-eight days later after the claim was filled, they are supposedly still trying to make a liability decision. Really? How complicated can something possibly be a legitimate company does daily? Unlike a blizzard, tornado, hurricane, or flood, Covid19 has impacted everyone in America so a mere assertion ascribing blame to the pandemic is insulting. Provided numerous pictures and a thorough description of the accident. Claims adjuster became irritated when asked a measly two questions, but was super friendly during the initial recorded conversation. Go figure. To top it all off, she is located halfway across the country and has failed on several occasions to respond to emails, voicemails and callback requests. Redpoint County Mutual is the insurance company. Advanced insurance group is the agent name. Commonwealth casualty company is fumbling the claim. Needless to say, suspect this debacle is far from being over.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.