Commonwealth Casualty vs Farmers Car Insurance

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Last Updated: January 2022

Ratings

Insurify Composite Score

Commonwealth Casualty
Not Rated
What is this?

Insurify Composite Score

Farmers
85
What is this?

Insurify Composite Score

Commonwealth Casualty VS Farmers
Not Rated
85
What is this?
User Ratings
OptionsCommonwealth Casualty Farmers
Rating/Reviews
1 reviews
506 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsCommonwealth Casualty Farmers
Insurer Website--About average
Local Agent--About average
Overall Satisfaction--About average
Policy Offerings--About average
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsCommonwealth Casualty Farmers
Claim Servicing--About average
Estimation Process--About average
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--The rest
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionCommonwealth Casualty Farmers
California--795 pt
The rest
Central--821 pt
About average
Florida--820 pt
About average
Mid-Atlantic--814 pt
The rest
North Central--808 pt
The rest
Northwest--785 pt
The rest
Southwest--797 pt
The rest
Texas--822 pt
About average
Mobile App Ratings
RegionCommonwealth Casualty Farmers
Android--
2,565 Reviews
iOS--
538 Reviews
Financial Ratings
OptionsCommonwealth Casualty Farmers
A.M. Best--A
Fitch--A+
Moody's--A2
Standard & Poor's--A

Auto Insurance Quotes

For Married Drivers

CityCommonwealth Casualty Farmers
Chicago--$124
Phoenix--$126
Santa Monica--$120

For Single Drivers

CityCommonwealth Casualty Farmers
Chicago--$117
Phoenix--$120
Santa Monica--$263

For Male Drivers

CityCommonwealth Casualty Farmers
Chicago--$129
Phoenix--$129
Santa Monica--$269

For Female Drivers

CityCommonwealth Casualty Farmers
Chicago--$112
Phoenix--$117
Santa Monica--$114

For Drivers with Speeding Ticket

CityCommonwealth Casualty Farmers
Chicago--$163
Phoenix--$157
Santa Monica--$302

For Drivers with No Speeding Ticket

CityCommonwealth Casualty Farmers
Chicago--$111
Phoenix--$116
Santa Monica--$168

For Drivers Age Between 18-40

CityCommonwealth Casualty Farmers
Chicago--$120
Phoenix--$123
Santa Monica--$303

For Drivers Age Between 40-65

CityCommonwealth Casualty Farmers
Chicago--$115
Phoenix--$118
Santa Monica--$104

For Drivers Age of 65+

CityCommonwealth Casualty Farmers
Chicago--$142
Phoenix--$143
Santa Monica--$101

For Drivers with Average Credit

CityCommonwealth Casualty Farmers
Chicago--$116
Phoenix--$123
Santa Monica--$149

For Drivers with Fair Credit

CityCommonwealth Casualty Farmers
Chicago--$132
Phoenix--$134
Santa Monica--$134

For Drivers with Good Credit

CityCommonwealth Casualty Farmers
Chicago--$126
Phoenix--$128
Santa Monica--$140

For Drivers with Excellent Credit

CityCommonwealth Casualty Farmers
Chicago--$108
Phoenix--$108
Santa Monica--$343

Quotes & Discounts

Discount typeCommonwealth Casualty Farmers
DeductibleVaries--
Affinity group--Varies
Anti-Theft Device--Varies
Anti-lock Brake--Varies
Claims Free Renewal--Varies
Daytime Running Lights--Varies
Defensive Driver--Varies
Driving Habits--Varies
Driving training--Varies
E-billing--Varies
EV/Hybrid--Up to 5%
Early Quote--Varies
Electronic Stability Control--Varies
Family--Varies
Good Driver--Varies
Good Payer--Varies
Good Student--Varies
Home Owner--Varies
Loyalty--Varies
Mature driver--Varies
Military--Varies
Multiple Policy--Up to 10%
Multiple Vehicle--Varies
On Your Own--Varies
Organization--Varies
Paid in full--Varies
Paperless documents--Varies
Passive Restraint--Varies
Preferred payment--Varies
Prepay--Varies
Professional organization--Varies
Provider Switch--Varies
Senior Adult--Varies
Student Away at School--Varies
VIN Etching--Varies
Youth Driving--Varies
teenSMART--Varies

Payment Methods

Discount typeCommonwealth Casualty Farmers
Automatic Online Payment
--yes
Credit Card Payment --yes
Debit Card Payments --yes
Electronic Check
--yes
In Person Payment
--yes
Mail Payment
--yes
Mobile App Payments
--yes
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Phone Payment
--yes

Features and Services

Features and ServicesCommonwealth Casualty Farmers
24/7 serviceyes--
Accident forgiveness--yes
Enhanced towing & substitute coverageyes--
Flexible / convenient payments--yes
Mobile app--yes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesCommonwealth Casualty Farmers
Accident Forgiveness
--yes
Antique or Collector Car Insurance
--yes
Comprehensive Claim Forgiveness
--yes
Emergency Lockout Coverage
yesyes
Glass Coverage yesyes
Incident Forgiveness
--yes
Loss of Use Coverage
--yes
Named Non‐Owner Coverage
yes--
New Car Replacement Coverage
--yes
No Fault Coverage
--yes
Original Equipment Manufacturer Coverage
--yes
Personal/Upgraded Item Coverage
--yes
Rental Reimbursement
yesyes
Ridesharing Coverage
yesyes
Roadside Assistance
yesyes
Small Claim Forgiveness
--yes
Umbrella Policy
--yes
Vanishing Deductible
yesyes
Work Loss Coverage
yes--

Insurance by State

Home / Condo Insurance

  • Commonwealth Casualty
  • Farmers
  • Both

Uber and Lyft driver insurance

  • Commonwealth Casualty
  • Farmers
  • Both

SR‌-22 Insurance by State

  • Commonwealth Casualty
  • Farmers
  • Both

Compare Insurance Products

ProductCommonwealth Casualty Farmers
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Condo InsuranceCondo Insurance--yes
Earthquake InsuranceEarthquake Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Recreational InsuranceRecreational Insurance--yes
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Commonwealth Casualty Reviews
  • Farmers Reviews
1.0
1 Star
100 %

Most Helpful Review

By JW
A person driving a vehicle they insure hit mines six weeks ago tomorrow. Per the claims adjuster they were unable to contact neither the insured nor the driver. Thirty-eight days later after the claim was filled, they are supposedly still trying to make a liability decision. Really? How complicated can something possibly be a legitimate company does daily? Unlike a blizzard, tornado, hurricane, or flood, Covid19 has impacted everyone in America so a mere assertion ascribing blame to the pandemic is insulting. Provided numerous pictures and a thorough description of the accident. Claims adjuster became irritated when asked a measly two questions, but was super friendly during the initial recorded conversation. Go figure. To top it all off, she is located halfway across the country and has failed on several occasions to respond to emails, voicemails and callback requests. Redpoint County Mutual is the insurance company. Advanced insurance group is the agent name. Commonwealth casualty company is fumbling the claim. Needless to say, suspect this debacle is far from being over.

Latest Review

By JW
A person driving a vehicle they insure hit mines six weeks ago tomorrow. Per the claims adjuster they were unable to contact neither the insured nor the driver. Thirty-eight days later after the claim was filled, they are supposedly still trying to make a liability decision. Really? How complicated can something possibly be a legitimate company does daily? Unlike a blizzard, tornado, hurricane, or flood, Covid19 has impacted everyone in America so a mere assertion ascribing blame to the pandemic is insulting. Provided numerous pictures and a thorough description of the accident. Claims adjuster became irritated when asked a measly two questions, but was super friendly during the initial recorded conversation. Go figure. To top it all off, she is located halfway across the country and has failed on several occasions to respond to emails, voicemails and callback requests. Redpoint County Mutual is the insurance company. Advanced insurance group is the agent name. Commonwealth casualty company is fumbling the claim. Needless to say, suspect this debacle is far from being over.

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JW
A person driving a vehicle they insure hit mines six weeks ago tomorrow. Per the claims adjuster they were unable to contact neither the insured nor the driver. Thirty-eight days later after the claim was filled, they are supposedly still trying to make a liability decision. Really? How complicated can something possibly be a legitimate company does daily? Unlike a blizzard, tornado, hurricane, or flood, Covid19 has impacted everyone in America so a mere assertion ascribing blame to the pandemic is insulting. Provided numerous pictures and a thorough description of the accident. Claims adjuster became irritated when asked a measly two questions, but was super friendly during the initial recorded conversation. Go figure. To top it all off, she is located halfway across the country and has failed on several occasions to respond to emails, voicemails and callback requests. Redpoint County Mutual is the insurance company. Advanced insurance group is the agent name. Commonwealth casualty company is fumbling the claim. Needless to say, suspect this debacle is far from being over.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.