Clearcover vs The Hartford Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Ratings

Insurify Composite Score

Clearcover
97
What is this?

Insurify Composite Score

The Hartford
93
What is this?

Insurify Composite Score

Clearcover VS The Hartford
97
93
What is this?
User Ratings
OptionsClearcover The Hartford
Rating/Reviews
312 reviews
29,516 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsClearcover The Hartford
Call Center Representative--About average
Insurer Website--Better than most
Overall Satisfaction--Better than most
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsClearcover The Hartford
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--The rest
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionClearcover The Hartford
California--835 pt
Better than most
Florida--806 pt
The rest
Mid-Atlantic--839 pt
About average
North Central--838 pt
Better than most
Northwest--832 pt
Better than most
Southwest--838 pt
Among the best
Mobile App Ratings
RegionClearcover The Hartford
Android--
376 Reviews
iOS--
47 Reviews
Financial Ratings
OptionsClearcover The Hartford
A.M. BestA-A+
Moody's--A2
Standard & Poor's--A+

Auto Insurance Quotes

For Married Drivers

CityClearcover The Hartford
Phoenix--$51
Santa Monica--$76

For Single Drivers

CityClearcover The Hartford
Phoenix--$51
Santa Monica--$143

For Male Drivers

CityClearcover The Hartford
Phoenix--$52
Santa Monica--$138

For Female Drivers

CityClearcover The Hartford
Phoenix--$49
Santa Monica--$81

For Drivers with Speeding Ticket

CityClearcover The Hartford
Phoenix--$67
Santa Monica--$213

For Drivers with No Speeding Ticket

CityClearcover The Hartford
Phoenix--$47
Santa Monica--$87

For Drivers Age Between 18-40

CityClearcover The Hartford
Phoenix--$52
Santa Monica--$165

For Drivers Age Between 40-65

CityClearcover The Hartford
Phoenix--$49
Santa Monica--$68

For Drivers Age of 65+

CityClearcover The Hartford
Phoenix--$53
Santa Monica--$56

For Drivers with Average Credit

CityClearcover The Hartford
Phoenix--$49
Santa Monica--$97

For Drivers with Fair Credit

CityClearcover The Hartford
Phoenix--$59
Santa Monica--$81

For Drivers with Good Credit

CityClearcover The Hartford
Phoenix--$46
Santa Monica--$83

For Drivers with Excellent Credit

CityClearcover The Hartford
Phoenix--$49
Santa Monica--$176

Quotes & Discounts

Discount typeClearcover The Hartford
Anti-Theft DeviceVariesUp to 15%
Driving trainingVariesVaries
Good DriverVaries--
MilitaryVaries--
Multiple PolicyVariesUp to 20%
Multiple VehicleVaries--
OccupationVaries--
Passive RestraintVariesUp to 3%
PersistencyVaries--
Defensive Driver--Up to 5%
EV/Hybrid--Varies
Good Student--Up to 15%
Paid in full--Varies
teenSMART--Up to 10%

Payment Methods

Discount typeClearcover The Hartford
Automatic Online Payment
--yes
Bank Payment/Direct Deposit yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Mail Payment
--yes
Mobile App Payments
--yes
Online Payment
--yes
Phone Payment
--yes

Features and Services

Features and ServicesClearcover The Hartford
24/7 service--yes
Accident forgiveness--yes
Flexible / convenient paymentsyes--
Mobile appyesyes
Online account management--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesClearcover The Hartford
Accident Forgiveness
--yes
Antique or Collector Car Insurance
--yes
Comprehensive Claim Forgiveness
--yes
Emergency Assistance Coverage
--yes
Glass Coverage --yes
New Car Replacement Coverage
--yes
Rental Reimbursement
--yes
Ridesharing Coverage
yes--
Roadside Assistance
--yes
Umbrella Policy
--yes
Vanishing Deductible
--yes

Insurance by State

Online Quoting by State

  • Clearcover
  • The Hartford
  • Both

Compare Insurance Products

ProductClearcover The Hartford
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Ridesharing InsuranceRidesharing Insuranceyes--

User Reviews

  • Clearcover Reviews
  • The Hartford Reviews
4.6
5 Stars
86 %
4 Stars
4 %
3 Stars
2 %
2 Stars
2 %
1 Star
7 %

Most Positive Review

By L Strong
Love your services thank you !!!

Most Critical Review

By Margaret Myers
Glitchy and hard to use. Clearcover does not like to give full refunds.Impossible to get anyone on the phone

All Reviews

Showing 1 - 10 out of 312 Reviews
Sort by

Read reviews that mention

L Strong
Love your services thank you !!!
Hosep Yepremian
New customer but so far, the experience has been great. Very friendly and do get things done quickly. Love the app as well.
Pradeep Kumar Aitha
Ibrahim Sami
Arman Sargsyan
Kelsey Triesch
They are always super fast to fix my problems (once from locking my keys in my car and the other from damage to my car). I also think they are reasonably priced and very kind people in my experience! ( :
jacob bishop
Tony Bracy
I'm very happy with you guys, your always so helpful and Courteous, and helpful. Glad to be member
Mick Waller
I've only been with them for 3 months - some misunderstandings in the policy-switch-over-paperwork... but they worked it out, and were very friendly. I'm saving money, so, so-far-so-good.
Nathan Smith
Showing 1 - 10 out of 312 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.