Clearcover vs Mercury Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Ratings

Insurify Composite Score

Clearcover
97
What is this?

Insurify Composite Score

Mercury
81
What is this?

Insurify Composite Score

Clearcover VS Mercury
97
81
What is this?
User Ratings
OptionsClearcover Mercury
Rating/Reviews
312 reviews
1,419 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsClearcover Mercury
Local Agent--The rest
Overall Satisfaction--The rest
Policy Offerings--The rest
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsClearcover Mercury
Claim Servicing--The rest
Estimation Process--About average
First Notice of Loss (FNOL)--The rest
Overall Satisfaction--The rest
Rental Experience--The rest
Repair Process--About average
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionClearcover Mercury
California--795 pt
The rest
Florida--808 pt
The rest
Mobile App Ratings
RegionClearcover Mercury
Android--
161 Reviews
Financial Ratings
OptionsClearcover Mercury
A.M. BestA-A
Fitch--A
Moody's--A2

Auto Insurance Quotes

For Married Drivers

CityClearcover Mercury
Austin--$74
Chicago--$106
Phoenix--$96
Santa Monica--$67

For Single Drivers

CityClearcover Mercury
Austin--$81
Chicago--$152
Phoenix--$93
Santa Monica--$122

For Male Drivers

CityClearcover Mercury
Austin--$77
Chicago--$146
Phoenix--$94
Santa Monica--$116

For Female Drivers

CityClearcover Mercury
Austin--$78
Chicago--$113
Phoenix--$95
Santa Monica--$72

For Drivers with Speeding Ticket

CityClearcover Mercury
Austin--$102
Chicago--$174
Phoenix--$114
Santa Monica--$134

For Drivers with No Speeding Ticket

CityClearcover Mercury
Austin--$72
Chicago--$119
Phoenix--$91
Santa Monica--$86

For Drivers Age Between 18-40

CityClearcover Mercury
Austin--$81
Chicago--$150
Phoenix--$92
Santa Monica--$136

For Drivers Age Between 40-65

CityClearcover Mercury
Austin--$70
Chicago--$103
Phoenix--$90
Santa Monica--$60

For Drivers Age of 65+

CityClearcover Mercury
Austin--$93
Chicago--$147
Phoenix--$123
Santa Monica--$67

For Drivers with Average Credit

CityClearcover Mercury
Austin--$86
Chicago--$134
Phoenix--$103
Santa Monica--$83

For Drivers with Fair Credit

CityClearcover Mercury
Austin--$84
Chicago--$111
Phoenix--$102
Santa Monica--$79

For Drivers with Good Credit

CityClearcover Mercury
Austin--$74
Chicago--$123
Phoenix--$99
Santa Monica--$67

For Drivers with Excellent Credit

CityClearcover Mercury
Austin--$67
Chicago--$149
Phoenix--$75
Santa Monica--$147

Quotes & Discounts

Discount typeClearcover Mercury
Anti-Theft DeviceVariesUp to 5%
Driving trainingVaries--
Good DriverVariesUp to 18%
MilitaryVaries--
Multiple PolicyVariesUp to 10%
Multiple VehicleVariesUp to 26%
OccupationVaries--
Passive RestraintVariesUp to 5%
PersistencyVaries--
Federal Employee--Varies
Good Credit--Up to 73%
Good Student--Up to 10%
Low Mileage--Varies
Occasional driver--Varies
Organization--Varies
Paid in full--Varies
Professional organization--Varies
Public Safety Professional--Varies
Senior Adult--Varies
Student Away at School--Up to 10%
VIN Etching--Varies

Payment Methods

Discount typeClearcover Mercury
Bank Payment/Direct Deposit yes--
Credit Card Payment yes--
Debit Card Payments yes--
Mail Payment
--yes
Online Payment
--yes
Person 2 Person Payment --yes
Phone Payment
--yes

Features and Services

Features and ServicesClearcover Mercury
24/7 service--yes
Flexible / convenient paymentsyes--
Mobile appyes--
Online account management--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesClearcover Mercury
Comprehensive Claim Forgiveness
--yes
Rental Reimbursement
--yes
Ridesharing Coverage
yes--
Roadside Assistance
--yes

Insurance by State

Uber and Lyft driver insurance

  • Clearcover
  • Mercury
  • Both

SR‌-22 Insurance by State

  • Clearcover
  • Mercury
  • Both

Compare Insurance Products

ProductClearcover Mercury
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insurance--yes
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insurance--yes
Renters InsuranceRenters Insurance--yes
Ridesharing InsuranceRidesharing Insuranceyes--
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Clearcover Reviews
  • Mercury Reviews
4.6
5 Stars
86 %
4 Stars
4 %
3 Stars
2 %
2 Stars
2 %
1 Star
7 %

Most Positive Review

By L Strong
Love your services thank you !!!

Most Critical Review

By Margaret Myers
Glitchy and hard to use. Clearcover does not like to give full refunds.Impossible to get anyone on the phone

All Reviews

Showing 1 - 10 out of 312 Reviews
Sort by

Read reviews that mention

L Strong
Love your services thank you !!!
Hosep Yepremian
New customer but so far, the experience has been great. Very friendly and do get things done quickly. Love the app as well.
Pradeep Kumar Aitha
Ibrahim Sami
Arman Sargsyan
Kelsey Triesch
They are always super fast to fix my problems (once from locking my keys in my car and the other from damage to my car). I also think they are reasonably priced and very kind people in my experience! ( :
jacob bishop
Tony Bracy
I'm very happy with you guys, your always so helpful and Courteous, and helpful. Glad to be member
Mick Waller
I've only been with them for 3 months - some misunderstandings in the policy-switch-over-paperwork... but they worked it out, and were very friendly. I'm saving money, so, so-far-so-good.
Nathan Smith
Showing 1 - 10 out of 312 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.