Clearcover vs CSAA Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Clearcover
97
What is this?

Insurify Composite Score

CSAA
79
What is this?

Insurify Composite Score

Clearcover VS CSAA
97
79
What is this?
User Ratings
OptionsClearcover CSAA
Rating/Reviews
312 reviews
176 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsClearcover CSAA
Call Center Representative--Among the best
Insurer Website--The rest
Local Agent--Better than most
Overall Satisfaction--Better than most
Policy Offerings--About average
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsClearcover CSAA
Claim Servicing--The rest
Estimation Process--About average
First Notice of Loss (FNOL)--The rest
Overall Satisfaction--About average
Rental Experience--The rest
Repair Process--Better than most
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionClearcover CSAA
California--814 pt
About average
Mid-Atlantic--816 pt
The rest
Southwest--839 pt
Among the best
Mobile App Ratings
RegionClearcover CSAA
Android--
24,330 Reviews
iOS--
737 Reviews
Financial Ratings
OptionsClearcover CSAA
A.M. BestA-A

Auto Insurance Quotes

For Married Drivers

CityClearcover CSAA
Phoenix--$54
Santa Monica--$54

For Single Drivers

CityClearcover CSAA
Phoenix--$58
Santa Monica--$125

For Male Drivers

CityClearcover CSAA
Phoenix--$55
Santa Monica--$126

For Female Drivers

CityClearcover CSAA
Phoenix--$58
Santa Monica--$54

For Drivers with Speeding Ticket

CityClearcover CSAA
Phoenix--$62
Santa Monica--$174

For Drivers with No Speeding Ticket

CityClearcover CSAA
Phoenix--$55
Santa Monica--$72

For Drivers Age Between 18-40

CityClearcover CSAA
Phoenix--$54
Santa Monica--$139

For Drivers Age Between 40-65

CityClearcover CSAA
Phoenix--$48
Santa Monica--$51

For Drivers Age of 65+

CityClearcover CSAA
Phoenix--$97
Santa Monica--$52

For Drivers with Average Credit

CityClearcover CSAA
Phoenix--$70
Santa Monica--$68

For Drivers with Fair Credit

CityClearcover CSAA
Phoenix--$74
Santa Monica--$65

For Drivers with Good Credit

CityClearcover CSAA
Phoenix--$43
Santa Monica--$63

For Drivers with Excellent Credit

CityClearcover CSAA
Phoenix--$38
Santa Monica--$164

Quotes & Discounts

Discount typeClearcover CSAA
Anti-Theft DeviceVaries--
Driving trainingVariesUp to 4.7%
Good DriverVariesUp to 20%
MilitaryVaries--
Multiple PolicyVariesUp to 20%
Multiple VehicleVariesUp to 27.3%
OccupationVaries--
Passive RestraintVaries--
PersistencyVaries--
Alumni--Up to 7.4%
Good Student--Up to 14.3%
Home Owner--Up to 15.7%
Low Mileage--Up to 19.1%
Loyalty--Up to 5.6%
Organization--Up to 5%
Professional organization--Up to 7.4%
Student Away at School--Up to 46.7%

Payment Methods

Discount typeClearcover CSAA
Automatic Online Payment
--yes
Bank Payment/Direct Deposit yes--
Credit Card Payment yesyes
Debit Card Payments yesyes
Online Payment
--yes

Features and Services

Features and ServicesClearcover CSAA
24/7 service--yes
Flexible / convenient paymentsyes--
Loyalty rewards program--yes
Mobile appyesyes
Online account management--yes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesClearcover CSAA
Accidental Death, Dismemberment, Disability
--yes
Antique or Collector Car Insurance
--yes
First Aid Reimbursement
--yes
Rental Reimbursement
--yes
Ridesharing Coverage
yes--
Roadside Assistance
--yes
Umbrella Policy
--yes

Insurance by State

Compare Insurance Products

ProductClearcover CSAA
Car InsuranceCar Insuranceyesyes
Ridesharing InsuranceRidesharing Insuranceyes--

User Reviews

  • Clearcover Reviews
  • CSAA Reviews
4.6
5 Stars
86 %
4 Stars
4 %
3 Stars
2 %
2 Stars
2 %
1 Star
7 %

Most Positive Review

By L Strong
Love your services thank you !!!

Most Critical Review

By Margaret Myers
Glitchy and hard to use. Clearcover does not like to give full refunds.Impossible to get anyone on the phone

All Reviews

Showing 1 - 10 out of 312 Reviews
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Read reviews that mention

L Strong
Love your services thank you !!!
Hosep Yepremian
New customer but so far, the experience has been great. Very friendly and do get things done quickly. Love the app as well.
Pradeep Kumar Aitha
Ibrahim Sami
Arman Sargsyan
Kelsey Triesch
They are always super fast to fix my problems (once from locking my keys in my car and the other from damage to my car). I also think they are reasonably priced and very kind people in my experience! ( :
jacob bishop
Tony Bracy
I'm very happy with you guys, your always so helpful and Courteous, and helpful. Glad to be member
Mick Waller
I've only been with them for 3 months - some misunderstandings in the policy-switch-over-paperwork... but they worked it out, and were very friendly. I'm saving money, so, so-far-so-good.
Nathan Smith
Showing 1 - 10 out of 312 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.