Cincinnati Insurance Companies vs Nationwide Car Insurance

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4.8 Rating

2,700 Reviews

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Last Updated: January 2022

Ratings

Insurify Composite Score

Cincinnati Insurance Companies
64
What is this?

Insurify Composite Score

Nationwide
89
What is this?

Insurify Composite Score

Cincinnati Insurance Companies VS Nationwide
64
89
What is this?
User Ratings
OptionsCincinnati Insurance Companies Nationwide
Rating/Reviews
7 reviews
3,848 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsCincinnati Insurance Companies Nationwide
Call Center Representative--The rest
Insurer Website--Among the best
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsCincinnati Insurance Companies Nationwide
Claim Servicing--About average
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--About average
Rental Experience--Better than most
Repair Process--Better than most
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionCincinnati Insurance Companies Nationwide
California--796 pt
About average
Central--803 pt
The rest
Florida--793 pt
The rest
Mid-Atlantic--823 pt
The rest
New England--817 pt
About average
New York--806 pt
The rest
North Central847 pt
Among the best
815 pt
The rest
Northwest--782 pt
The rest
Southeast--823 pt
About average
Southwest--805 pt
The rest
Texas--813 pt
The rest
Mobile App Ratings
RegionCincinnati Insurance Companies Nationwide
Android
3 Reviews
1,829 Reviews
iOS--
40 Reviews
Financial Ratings
OptionsCincinnati Insurance Companies Nationwide
A.M. BestA+A+
FitchA1--
Moody'sA+A1
Standard & Poor'sA+A+

Auto Insurance Quotes

For Married Drivers

CityCincinnati Insurance Companies Nationwide
Austin--$73
Chicago$85$184
Philadelphia--$87
Santa Monica--$96

For Single Drivers

CityCincinnati Insurance Companies Nationwide
Austin--$99
Chicago$87$183
Philadelphia--$96
Santa Monica--$231

For Male Drivers

CityCincinnati Insurance Companies Nationwide
Austin--$84
Chicago$83$185
Philadelphia--$90
Santa Monica--$215

For Female Drivers

CityCincinnati Insurance Companies Nationwide
Austin--$88
Chicago$89$182
Philadelphia--$93
Santa Monica--$112

For Drivers with Speeding Ticket

CityCincinnati Insurance Companies Nationwide
Austin--$115
Chicago$142$285
Philadelphia--$102
Santa Monica--$270

For Drivers with No Speeding Ticket

CityCincinnati Insurance Companies Nationwide
Austin--$80
Chicago$74$161
Philadelphia--$90
Santa Monica--$141

For Drivers Age Between 18-40

CityCincinnati Insurance Companies Nationwide
Austin--$97
Chicago$85$185
Philadelphia--$94
Santa Monica--$262

For Drivers Age Between 40-65

CityCincinnati Insurance Companies Nationwide
Austin--$70
Chicago$77$172
Philadelphia--$82
Santa Monica--$85

For Drivers Age of 65+

CityCincinnati Insurance Companies Nationwide
Austin--$108
Chicago$122$217
Philadelphia--$112
Santa Monica--$88

For Drivers with Average Credit

CityCincinnati Insurance Companies Nationwide
Austin--$105
Chicago$98$207
Philadelphia--$104
Santa Monica--$147

For Drivers with Fair Credit

CityCincinnati Insurance Companies Nationwide
Austin--$87
Chicago$88$185
Philadelphia--$91
Santa Monica--$117

For Drivers with Good Credit

CityCincinnati Insurance Companies Nationwide
Austin--$70
Chicago$86$197
Philadelphia--$90
Santa Monica--$106

For Drivers with Excellent Credit

CityCincinnati Insurance Companies Nationwide
Austin--$83
Chicago$71$144
Philadelphia--$80
Santa Monica--$285

Quotes & Discounts

Discount typeCincinnati Insurance Companies Nationwide
Good CreditUp to 54%--
Student Away at SchoolUp to 47%--
Multiple VehicleUp to 31%Up to 20%
Good DriverUp to 25%Up to 10%
Anti-Theft DeviceUp to 15%Up to 5%
Multiple PolicyUp to 11%Up to 25%
Good StudentUp to 10%Up to 15%
Accident FreeVariesVaries
DeductibleVaries--
More Vehicles Than DriversVaries--
Accident Forgiveness--Varies
Affinity group--Varies
Defensive Driver--Up to 10%
Driving Habits--Varies
Family--Up to 25%
Farm Bureau--Up to 10%
Organization--Up to 10%
Paperless documents--Varies
Preferred payment--Varies
SmartRide--Up to 10%

Payment Methods

Discount typeCincinnati Insurance Companies Nationwide
Automatic Online Payment
--yes
Credit Card Payment yesyes
Debit Card Payments --yes
Electronic Check
--yes
Mail Payment
--yes
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes

Features and Services

Features and ServicesCincinnati Insurance Companies Nationwide
24/7 serviceyes--
Mobile appyes--
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesCincinnati Insurance Companies Nationwide
Accident Forgiveness
--yes
Accidental Death, Dismemberment, Disability
yes--
Airbag Replacement Coverage
yes--
Antique or Collector Car Insurance
yesyes
Child Safety Seat Replacement
yes--
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
yes--
Emergency Lockout Coverage
yes--
Gap Insurance
yesyes
Glass Coverage yes--
New Car Replacement Coverage
yes--
Personal Auto Plus
yes--
Personal/Upgraded Item Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yes--
Vanishing Deductible
yesyes

Compare Insurance Products

ProductCincinnati Insurance Companies Nationwide
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insuranceyes--
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insuranceyesyes
Pet InsurancePet Insurance--yes
Umbrella InsuranceUmbrella Insuranceyes--

User Reviews

  • Cincinnati Insurance Companies Reviews
  • Nationwide Reviews
2.9
5 Stars
29 %
4 Stars
14 %
3 Stars
14 %
1 Star
43 %

Most Positive Review

By George
Good service

Most Critical Review

By Gail Eaton
I have had this insurance company for about 3 years. Last year my rates went up $104.00 due to rate increase. This year they were going to raise it $139.00 due to underperforming issues on their part and a decrease in my insurance rating. I have no tickets, no accidents, excellent credit and low mileage on a car that is five years old. They can keep their insurance. I am going with another company.

All Reviews

Showing 1 - 7 out of 7 Reviews
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Read reviews that mention

Eric Levy
MasterCard
Maria Cheatham
Visa
Charlie Peacher
I’ve had you guys for 12 years. Paid my bill on time, every time. Got maybe 1 speeding ticket in that time frame. I got in a very bad accident that was NOT my fault almost 3 years ago (proven in court) and you guys decide to 1. Not tell me that you found me no guilty until 2 and a half years go by. 2. Pay the other person 40,000 dollars when the accident was not my fault. 3. Raise my rates after the 2 and a half years goes by (how I found out about the payout in the first place) 4. The grand finale! You guys drop me. I am completely heartbroken on how unprofessional you guys handled this situation. I wish there was anything good to say but there isn’t. I got a call today saying “if you don’t switch by today, you’re going to have a $150/day fine (when I just paid a 450 dollar bill LAST month) the worst customer service, terrible people to go into business with. I’ll make sure anytime the word “car” or “insurance” comes out of my mouth every one of my customers in my line of business knows how badly you guys handled this.
Gail Eaton
I have had this insurance company for about 3 years. Last year my rates went up $104.00 due to rate increase. This year they were going to raise it $139.00 due to underperforming issues on their part and a decrease in my insurance rating. I have no tickets, no accidents, excellent credit and low mileage on a car that is five years old. They can keep their insurance. I am going with another company.
JIASONG
George
Good service
William

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.