Ratings
User Ratings
| Options | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Rating/Reviews |
6 reviews
|
293 reviews
|
Mobile App Ratings
| Brand | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Android |
3 reviews
|
1,187 reviews
|
| iOS |
--
|
224 reviews
|
Auto Insurance Quotes
For Married Drivers
| City | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Austin | -- | $81 |
| Chicago | $84 | $96 |
| Phoenix | -- | $65 |
| Los Angeles | -- | $118 |
For Single Drivers
| City | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Austin | -- | $114 |
| Chicago | $87 | $133 |
| Phoenix | -- | $102 |
| Los Angeles | -- | $204 |
For Male Drivers
| City | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Austin | -- | $106 |
| Chicago | $82 | $119 |
| Phoenix | -- | $88 |
| Los Angeles | -- | $193 |
For Female Drivers
| City | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Austin | -- | $89 |
| Chicago | $89 | $109 |
| Phoenix | -- | $78 |
| Los Angeles | -- | $130 |
For Drivers with a Speeding Ticket
| City | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Austin | -- | $150 |
| Chicago | $141 | $182 |
| Phoenix | -- | $149 |
| Los Angeles | -- | $376 |
For Drivers with No Speeding Ticket
| City | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Austin | -- | $86 |
| Chicago | $74 | $100 |
| Phoenix | -- | $69 |
| Los Angeles | -- | $116 |
For Drivers Age Between 18-40
| City | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Austin | -- | $122 |
| Chicago | $85 | $136 |
| Phoenix | -- | $105 |
| Los Angeles | -- | $224 |
For Drivers Age Between 40-65
| City | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Austin | -- | $75 |
| Chicago | $77 | $89 |
| Phoenix | -- | $61 |
| Los Angeles | -- | $116 |
For Drivers Age of 65+
| City | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Austin | -- | $90 |
| Chicago | $122 | $125 |
| Phoenix | -- | $86 |
| Los Angeles | -- | $95 |
For Drivers with Average Credit
| City | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Austin | -- | $112 |
| Chicago | $98 | $130 |
| Phoenix | -- | $99 |
| Los Angeles | -- | $147 |
For Drivers with Fair Credit
| City | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Austin | -- | $106 |
| Chicago | $88 | $114 |
| Phoenix | -- | $75 |
| Los Angeles | -- | $130 |
For Drivers with Good Credit
| City | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Austin | -- | $74 |
| Chicago | $86 | $96 |
| Phoenix | -- | $68 |
| Los Angeles | -- | $126 |
For Drivers with Excellent Credit
| City | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Austin | -- | $98 |
| Chicago | $71 | $117 |
| Phoenix | -- | $92 |
| Los Angeles | -- | $243 |
Quotes & Discounts
| State | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Alabama |
--
|
$27/mo |
| Arizona |
--
|
$30/mo |
| Arkansas |
--
|
$40/mo |
| Colorado |
--
|
$24/mo |
| Connecticut |
--
|
$36/mo |
| Georgia |
--
|
$26/mo |
| Idaho |
--
|
$20/mo |
| Illinois |
--
|
$25/mo |
| Indiana |
--
|
$31/mo |
| Iowa |
--
|
$22/mo |
| Kentucky |
--
|
$30/mo |
| Maryland |
--
|
$35/mo |
| Minnesota |
--
|
$68/mo |
| Missouri |
--
|
$30/mo |
| Nebraska |
--
|
$42/mo |
| New Mexico |
--
|
$26/mo |
| Ohio |
--
|
$27/mo |
| Oklahoma |
--
|
$23/mo |
| Oregon |
--
|
$26/mo |
| South Carolina |
--
|
$39/mo |
| South Dakota |
--
|
$24/mo |
| Tennessee |
--
|
$19/mo |
| Texas |
--
|
$28/mo |
| Utah |
--
|
$22/mo |
| Virginia |
--
|
$32/mo |
| Wisconsin |
--
|
$33/mo |
| Wyoming |
--
|
$22/mo |
| Discount Type | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Good Credit Discount |
up to 54%
|
-- |
| Student Away at School Discount |
up to 47%
|
Varies |
| Multiple Vehicle Discount |
up to 31%
|
Varies |
| Good Driver Discount |
up to 25%
|
Varies |
| Anti-Theft Device Discount |
up to 15%
|
Varies |
| Multiple Policy Discount |
up to 11%
|
Varies |
| Good Student Discount |
up to 10%
|
Varies |
| Accident Free Discount |
Varies
|
Varies |
| Deductible discount |
Varies
|
Varies |
| More Vehicles Than Drivers |
Varies
|
-- |
| Signing documents when you buy online discount |
--
|
Varies |
| Roadside Assistance Discount |
--
|
Varies |
| Seat Belt Use Discount |
--
|
Varies |
| Early Quote Discount |
--
|
Varies |
| Home Owner Discount |
--
|
Varies |
| Youth Driving Discount |
--
|
Varies |
| Driving training discount |
--
|
Varies |
| Starting your auto quote online discount |
--
|
Varies |
| Prepay Discount |
--
|
Varies |
| Paid in full discount |
--
|
Varies |
| Advance shopper discount |
--
|
Varies |
| Affinity group discount |
--
|
Varies |
| Paperless documents discount |
--
|
Varies |
| Preferred payment discount |
--
|
Varies |
| Professional organization discount |
--
|
Varies |
| Alumni Discount |
--
|
Varies |
| Passive Restraint Discount |
--
|
Varies |
| E-billing Discount |
--
|
Varies |
| Driving Habits Discount |
--
|
Varies |
| Accident Forgiveness |
--
|
Varies |
| Claims Free Renewal Discount |
--
|
Varies |
| Loyalty Discount |
--
|
Varies |
| Anti-lock Brake Discount |
--
|
Varies |
| Defensive Driver Discount |
--
|
Varies |
| Organization Discount |
--
|
Varies |
Payment Methods
| Payment Type | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Online Payment |
|
|
| Phone Payment |
|
|
| Credit Card Payment |
|
|
| Mail Payment |
--
|
|
| Debit Card Payments |
--
|
|
| Automatic Online Payment |
--
|
|
| Multi-Payment Installment Plans |
--
|
|
| Payroll Deduction |
--
|
|
| Bank Payment/Direct Deposit |
--
|
|
| Electronic Check |
--
|
|
| Mobile App Payments |
--
|
|
| Prepayment |
--
|
|
| Pay Through Your Agent |
--
|
|
Feature and Services
| Features and Services | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Roadside assistance |
|
|
| Online account management |
|
|
| Mobile app |
|
|
| 24/7 service |
|
|
| Policy bundling discounts |
--
|
|
| Flexible / convenient payments |
--
|
|
Optional Coverages
| Coverage Type | Cincinnati Insurance Companies | MetLife |
|---|---|---|
| Personal Auto Plus |
|
--
|
| New Car Replacement Coverage |
|
|
| Antique or Collector Car Insurance |
|
--
|
| Personal/Upgraded Item Coverage |
|
--
|
| Gap Insurance |
|
|
| Roadside Assistance |
|
|
| Emergency Assistance Coverage |
|
--
|
| Vanishing Deductible |
|
--
|
| Accidental Death, Dismemberment, Disability |
|
--
|
| Electronic Key & Lock Replacement |
|
--
|
| Emergency Lockout Coverage |
|
--
|
| Glass Coverage |
|
|
| Umbrella Policy |
|
--
|
| Airbag Replacement Coverage |
|
--
|
| Child Safety Seat Replacement |
|
--
|
| Rental Reimbursement |
|
|
| Legal Defense Costs Coverage |
--
|
|
| Original Equipment Manufacturer Coverage |
--
|
|
Insurance by State
- Cincinnati Insurance Companies
- MetLife
- Both
Uber and Lyft driver insurance:
- Cincinnati Insurance Companies
- MetLife
- Both
Compare Insurance Products
| Product | Cincinnati Insurance Companies | MetLife |
|---|---|---|
 Accident Insurance |
--
|
|
 Boat Insurance |
--
|
|
 Business Insurance |
|
--
|
 Cancer Insurance |
--
|
|
 Car Insurance |
|
|
 Condo Insurance |
--
|
|
 Critical Illness Insurance |
--
|
|
 Dental Insurance |
--
|
|
 Disability Insurance |
--
|
|
 Dwelling Fire Insurance |
--
|
|
 Home Insurance |
|
|
 Hospital Indemnity Insurance |
--
|
|
 Life Insurance |
|
|
 RV Insurance |
--
|
|
 Renters Insurance |
--
|
|
 Small Business Insurance |
--
|
|
 Umbrella Insurance |
|
|
 Vision Insurance |
--
|
|
User Reviews
Most Positive Review
Good service
Most Critical Review
November 19, 2018
I have had this insurance company for about 3 years. Last year my rates went up $104.00 due to rate increase. This year they were going to raise it $139.00 due to underperforming issues on their part and a decrease in my insurance rating. I have no tickets, no accidents, excellent credit and low mileage on a car that is five years old. They can keep their insurance. I am going with another company.
Most Positive Review
October 16, 2014
I cannot say enough about how happy I am with your service. My agent was superb and got me a one year policy at a fixed low price so I no longer have to watch for payment increases that always happened with the other companies I have used in the past. I know I have a true advocate who's efforts are on MY behalf! I am a customer for life and always recommend you to friends and aquanitences.
Most Critical Review
April 13, 2015
MetLife provides a great value if you measure a company only by their premiums. Unfortunately, after setting up a home, auto, and umbrella policy with them, they failed to START my home and auto policy. My umbrella policy, however, went through. A month after I started my policies, I received a notice saying that my umbrella policy was being cancelled since I didn't have home or auto through them. Fortunately I had not yet cancelled my existing insurance since I was waiting for ID cards from MetLife which never arrived, otherwise I would have ended up being uninsured during this time. I called MetLife to discuss the situation. My call was answered quickly by a friendly representative. She could see that these policies existed, but she couldn't determine anything beyond that. She offered to transfer me to sales where I could then set up another policy. I refused her offer as 1) I went through an excellent agent at Answer and I wanted him to get credit for the policy, and 2) I felt that any additional time spent with MetLife was a waste. If they can't figure out how to start a policy, I have absolutely zero faith in them to be able to pay me in the event of a claim. Unfortunately, my employer uses MetLife for dental insurance. They have a tendency to deny claims, and I've encountered that first hand. I complained about this to my dentist once, and I learned that this is par for the course. At the end of the day, I believe I dodged a bullet. If a company can't determine whether or not you have a policy with them when , why should I expect them to be able to pay out if the need arises? Stay away from the train wreck that is MetLife.
February 4, 2018