Cincinnati Insurance Companies vs Mercury Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Cincinnati Insurance Companies
64
What is this?

Insurify Composite Score

Mercury
81
What is this?

Insurify Composite Score

Cincinnati Insurance Companies VS Mercury
64
81
What is this?
User Ratings
OptionsCincinnati Insurance Companies Mercury
Rating/Reviews
7 reviews
1,419 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsCincinnati Insurance Companies Mercury
Local Agent--The rest
Overall Satisfaction--The rest
Policy Offerings--The rest
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsCincinnati Insurance Companies Mercury
Claim Servicing--The rest
Estimation Process--About average
First Notice of Loss (FNOL)--The rest
Overall Satisfaction--The rest
Rental Experience--The rest
Repair Process--About average
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionCincinnati Insurance Companies Mercury
California--795 pt
The rest
Florida--808 pt
The rest
North Central847 pt
Among the best
--
Mobile App Ratings
RegionCincinnati Insurance Companies Mercury
Android
3 Reviews
161 Reviews
Financial Ratings
OptionsCincinnati Insurance Companies Mercury
A.M. BestA+A
FitchA1A
Moody'sA+A2
Standard & Poor'sA+--

Auto Insurance Quotes

For Married Drivers

CityCincinnati Insurance Companies Mercury
Austin--$74
Chicago$85$106
Phoenix--$96
Santa Monica--$67

For Single Drivers

CityCincinnati Insurance Companies Mercury
Austin--$81
Chicago$87$152
Phoenix--$93
Santa Monica--$122

For Male Drivers

CityCincinnati Insurance Companies Mercury
Austin--$77
Chicago$83$146
Phoenix--$94
Santa Monica--$116

For Female Drivers

CityCincinnati Insurance Companies Mercury
Austin--$78
Chicago$89$113
Phoenix--$95
Santa Monica--$72

For Drivers with Speeding Ticket

CityCincinnati Insurance Companies Mercury
Austin--$102
Chicago$142$174
Phoenix--$114
Santa Monica--$134

For Drivers with No Speeding Ticket

CityCincinnati Insurance Companies Mercury
Austin--$72
Chicago$74$119
Phoenix--$91
Santa Monica--$86

For Drivers Age Between 18-40

CityCincinnati Insurance Companies Mercury
Austin--$81
Chicago$85$150
Phoenix--$92
Santa Monica--$136

For Drivers Age Between 40-65

CityCincinnati Insurance Companies Mercury
Austin--$70
Chicago$77$103
Phoenix--$90
Santa Monica--$60

For Drivers Age of 65+

CityCincinnati Insurance Companies Mercury
Austin--$93
Chicago$122$147
Phoenix--$123
Santa Monica--$67

For Drivers with Average Credit

CityCincinnati Insurance Companies Mercury
Austin--$86
Chicago$98$134
Phoenix--$103
Santa Monica--$83

For Drivers with Fair Credit

CityCincinnati Insurance Companies Mercury
Austin--$84
Chicago$88$111
Phoenix--$102
Santa Monica--$79

For Drivers with Good Credit

CityCincinnati Insurance Companies Mercury
Austin--$74
Chicago$86$123
Phoenix--$99
Santa Monica--$67

For Drivers with Excellent Credit

CityCincinnati Insurance Companies Mercury
Austin--$67
Chicago$71$149
Phoenix--$75
Santa Monica--$147

Quotes & Discounts

Discount typeCincinnati Insurance Companies Mercury
Good CreditUp to 54%Up to 73%
Student Away at SchoolUp to 47%Up to 10%
Multiple VehicleUp to 31%Up to 26%
Good DriverUp to 25%Up to 18%
Anti-Theft DeviceUp to 15%Up to 5%
Multiple PolicyUp to 11%Up to 10%
Good StudentUp to 10%Up to 10%
Accident FreeVaries--
DeductibleVaries--
More Vehicles Than DriversVaries--
Federal Employee--Varies
Low Mileage--Varies
Occasional driver--Varies
Organization--Varies
Paid in full--Varies
Passive Restraint--Up to 5%
Professional organization--Varies
Public Safety Professional--Varies
Senior Adult--Varies
VIN Etching--Varies

Payment Methods

Discount typeCincinnati Insurance Companies Mercury
Credit Card Payment yes--
Mail Payment
--yes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes

Features and Services

Features and ServicesCincinnati Insurance Companies Mercury
24/7 serviceyesyes
Mobile appyes--
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesCincinnati Insurance Companies Mercury
Accidental Death, Dismemberment, Disability
yes--
Airbag Replacement Coverage
yes--
Antique or Collector Car Insurance
yes--
Child Safety Seat Replacement
yes--
Comprehensive Claim Forgiveness
--yes
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
yes--
Emergency Lockout Coverage
yes--
Gap Insurance
yes--
Glass Coverage yes--
New Car Replacement Coverage
yes--
Personal Auto Plus
yes--
Personal/Upgraded Item Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yes--
Vanishing Deductible
yes--

Insurance by State

Uber and Lyft driver insurance

  • Cincinnati Insurance Companies
  • Mercury
  • Both

SR‌-22 Insurance by State

  • Cincinnati Insurance Companies
  • Mercury
  • Both

Compare Insurance Products

ProductCincinnati Insurance Companies Mercury
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insuranceyesyes
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insuranceyes--
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insuranceyesyes

User Reviews

  • Cincinnati Insurance Companies Reviews
  • Mercury Reviews
2.9
5 Stars
29 %
4 Stars
14 %
3 Stars
14 %
1 Star
43 %

Most Positive Review

By George
Good service

Most Critical Review

By Gail Eaton
I have had this insurance company for about 3 years. Last year my rates went up $104.00 due to rate increase. This year they were going to raise it $139.00 due to underperforming issues on their part and a decrease in my insurance rating. I have no tickets, no accidents, excellent credit and low mileage on a car that is five years old. They can keep their insurance. I am going with another company.

All Reviews

Showing 1 - 7 out of 7 Reviews
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Read reviews that mention

Eric Levy
MasterCard
Maria Cheatham
Visa
Charlie Peacher
I’ve had you guys for 12 years. Paid my bill on time, every time. Got maybe 1 speeding ticket in that time frame. I got in a very bad accident that was NOT my fault almost 3 years ago (proven in court) and you guys decide to 1. Not tell me that you found me no guilty until 2 and a half years go by. 2. Pay the other person 40,000 dollars when the accident was not my fault. 3. Raise my rates after the 2 and a half years goes by (how I found out about the payout in the first place) 4. The grand finale! You guys drop me. I am completely heartbroken on how unprofessional you guys handled this situation. I wish there was anything good to say but there isn’t. I got a call today saying “if you don’t switch by today, you’re going to have a $150/day fine (when I just paid a 450 dollar bill LAST month) the worst customer service, terrible people to go into business with. I’ll make sure anytime the word “car” or “insurance” comes out of my mouth every one of my customers in my line of business knows how badly you guys handled this.
Gail Eaton
I have had this insurance company for about 3 years. Last year my rates went up $104.00 due to rate increase. This year they were going to raise it $139.00 due to underperforming issues on their part and a decrease in my insurance rating. I have no tickets, no accidents, excellent credit and low mileage on a car that is five years old. They can keep their insurance. I am going with another company.
JIASONG
George
Good service
William

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.