Cincinnati Insurance Companies vs National General Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Ratings

Insurify Composite Score

Cincinnati Insurance Companies
64
What is this?

Insurify Composite Score

National General
58
What is this?

Insurify Composite Score

Cincinnati Insurance Companies VS National General
64
58
What is this?
User Ratings
OptionsCincinnati Insurance Companies National General
Rating/Reviews
7 reviews
210 reviews
J.D. Power Ratings by Region (out of 1000)
RegionCincinnati Insurance Companies National General
North Central847 pt
Among the best
--
Southeast--810 pt
The rest
Mobile App Ratings
RegionCincinnati Insurance Companies National General
Android
3 Reviews
--
Financial Ratings
OptionsCincinnati Insurance Companies National General
A.M. BestA+A-
FitchA1--
Moody'sA+--
Standard & Poor'sA+--

Auto Insurance Quotes

For Married Drivers

CityCincinnati Insurance Companies National General
Austin--$68
Chicago$85--

For Single Drivers

CityCincinnati Insurance Companies National General
Austin--$74
Chicago$87--

For Male Drivers

CityCincinnati Insurance Companies National General
Austin--$70
Chicago$83--

For Female Drivers

CityCincinnati Insurance Companies National General
Austin--$72
Chicago$89--

For Drivers with Speeding Ticket

CityCincinnati Insurance Companies National General
Austin--$82
Chicago$142--

For Drivers with No Speeding Ticket

CityCincinnati Insurance Companies National General
Austin--$69
Chicago$74--

For Drivers Age Between 18-40

CityCincinnati Insurance Companies National General
Austin--$75
Chicago$85--

For Drivers Age Between 40-65

CityCincinnati Insurance Companies National General
Austin--$63
Chicago$77--

For Drivers Age of 65+

CityCincinnati Insurance Companies National General
Austin--$88
Chicago$122--

For Drivers with Average Credit

CityCincinnati Insurance Companies National General
Austin--$82
Chicago$98--

For Drivers with Fair Credit

CityCincinnati Insurance Companies National General
Austin--$75
Chicago$88--

For Drivers with Good Credit

CityCincinnati Insurance Companies National General
Austin--$69
Chicago$86--

For Drivers with Excellent Credit

CityCincinnati Insurance Companies National General
Austin--$58
Chicago$71--

Quotes & Discounts

Discount typeCincinnati Insurance Companies National General
Good CreditUp to 54%--
Student Away at SchoolUp to 47%--
Multiple VehicleUp to 31%Varies
Good DriverUp to 25%Varies
Anti-Theft DeviceUp to 15%Varies
Multiple PolicyUp to 11%Varies
Good StudentUp to 10%--
Accident FreeVaries--
DeductibleVaries--
More Vehicles Than DriversVaries--
Affinity group--Varies
Anti-lock Brake--Varies
Low Mileage--Varies
Loyalty--Varies
Organization--Varies
Paid in full--Varies

Payment Methods

Discount typeCincinnati Insurance Companies National General
Credit Card Payment yes--
Online Payment
yesyes
Phone Payment
yes--

Features and Services

Features and ServicesCincinnati Insurance Companies National General
24/7 serviceyesyes
Flexible / convenient payments--yes
Mobile appyesyes
Online account managementyesyes
Roadside assistanceyes--

Optional Coverages

Optional CoveragesCincinnati Insurance Companies National General
Accidental Death, Dismemberment, Disability
yes--
Airbag Replacement Coverage
yes--
Antique or Collector Car Insurance
yesyes
Child Safety Seat Replacement
yes--
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
yesyes
Emergency Lockout Coverage
yes--
Gap Insurance
yes--
Glass Coverage yes--
New Car Replacement Coverage
yesyes
Personal Auto Plus
yes--
Personal/Upgraded Item Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yes--
Umbrella Policy
yes--
Vanishing Deductible
yes--

Insurance by State

Online Quoting by State

  • Cincinnati Insurance Companies
  • National General
  • Both

SR‌-22 Insurance by State

  • Cincinnati Insurance Companies
  • National General
  • Both

Compare Insurance Products

ProductCincinnati Insurance Companies National General
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insuranceyes--
Home InsuranceHome Insuranceyes--
Life InsuranceLife Insuranceyes--
Umbrella InsuranceUmbrella Insuranceyes--

User Reviews

  • Cincinnati Insurance Companies Reviews
  • National General Reviews
2.9
5 Stars
29 %
4 Stars
14 %
3 Stars
14 %
1 Star
43 %

Most Positive Review

By George
Good service

Most Critical Review

By Gail Eaton
I have had this insurance company for about 3 years. Last year my rates went up $104.00 due to rate increase. This year they were going to raise it $139.00 due to underperforming issues on their part and a decrease in my insurance rating. I have no tickets, no accidents, excellent credit and low mileage on a car that is five years old. They can keep their insurance. I am going with another company.

All Reviews

Showing 1 - 7 out of 7 Reviews
Sort by

Read reviews that mention

Eric Levy
MasterCard
Maria Cheatham
Visa
Charlie Peacher
I’ve had you guys for 12 years. Paid my bill on time, every time. Got maybe 1 speeding ticket in that time frame. I got in a very bad accident that was NOT my fault almost 3 years ago (proven in court) and you guys decide to 1. Not tell me that you found me no guilty until 2 and a half years go by. 2. Pay the other person 40,000 dollars when the accident was not my fault. 3. Raise my rates after the 2 and a half years goes by (how I found out about the payout in the first place) 4. The grand finale! You guys drop me. I am completely heartbroken on how unprofessional you guys handled this situation. I wish there was anything good to say but there isn’t. I got a call today saying “if you don’t switch by today, you’re going to have a $150/day fine (when I just paid a 450 dollar bill LAST month) the worst customer service, terrible people to go into business with. I’ll make sure anytime the word “car” or “insurance” comes out of my mouth every one of my customers in my line of business knows how badly you guys handled this.
Gail Eaton
I have had this insurance company for about 3 years. Last year my rates went up $104.00 due to rate increase. This year they were going to raise it $139.00 due to underperforming issues on their part and a decrease in my insurance rating. I have no tickets, no accidents, excellent credit and low mileage on a car that is five years old. They can keep their insurance. I am going with another company.
JIASONG
George
Good service
William

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.