Cincinnati Insurance Companies vs Farmers Car Insurance

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4.8 Rating

2,700 Reviews

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Last Updated: January 2022

Ratings

Insurify Composite Score

Cincinnati Insurance Companies
64
What is this?

Insurify Composite Score

Farmers
85
What is this?

Insurify Composite Score

Cincinnati Insurance Companies VS Farmers
64
85
What is this?
User Ratings
OptionsCincinnati Insurance Companies Farmers
Rating/Reviews
7 reviews
506 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsCincinnati Insurance Companies Farmers
Insurer Website--About average
Local Agent--About average
Overall Satisfaction--About average
Policy Offerings--About average
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsCincinnati Insurance Companies Farmers
Claim Servicing--About average
Estimation Process--About average
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--The rest
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionCincinnati Insurance Companies Farmers
California--795 pt
The rest
Central--821 pt
About average
Florida--820 pt
About average
Mid-Atlantic--814 pt
The rest
North Central847 pt
Among the best
808 pt
The rest
Northwest--785 pt
The rest
Southwest--797 pt
The rest
Texas--822 pt
About average
Mobile App Ratings
RegionCincinnati Insurance Companies Farmers
Android
3 Reviews
2,565 Reviews
iOS--
538 Reviews
Financial Ratings
OptionsCincinnati Insurance Companies Farmers
A.M. BestA+A
FitchA1A+
Moody'sA+A2
Standard & Poor'sA+A

Auto Insurance Quotes

For Married Drivers

CityCincinnati Insurance Companies Farmers
Chicago$85$124
Phoenix--$126
Santa Monica--$120

For Single Drivers

CityCincinnati Insurance Companies Farmers
Chicago$87$117
Phoenix--$120
Santa Monica--$263

For Male Drivers

CityCincinnati Insurance Companies Farmers
Chicago$83$129
Phoenix--$129
Santa Monica--$269

For Female Drivers

CityCincinnati Insurance Companies Farmers
Chicago$89$112
Phoenix--$117
Santa Monica--$114

For Drivers with Speeding Ticket

CityCincinnati Insurance Companies Farmers
Chicago$142$163
Phoenix--$157
Santa Monica--$302

For Drivers with No Speeding Ticket

CityCincinnati Insurance Companies Farmers
Chicago$74$111
Phoenix--$116
Santa Monica--$168

For Drivers Age Between 18-40

CityCincinnati Insurance Companies Farmers
Chicago$85$120
Phoenix--$123
Santa Monica--$303

For Drivers Age Between 40-65

CityCincinnati Insurance Companies Farmers
Chicago$77$115
Phoenix--$118
Santa Monica--$104

For Drivers Age of 65+

CityCincinnati Insurance Companies Farmers
Chicago$122$142
Phoenix--$143
Santa Monica--$101

For Drivers with Average Credit

CityCincinnati Insurance Companies Farmers
Chicago$98$116
Phoenix--$123
Santa Monica--$149

For Drivers with Fair Credit

CityCincinnati Insurance Companies Farmers
Chicago$88$132
Phoenix--$134
Santa Monica--$134

For Drivers with Good Credit

CityCincinnati Insurance Companies Farmers
Chicago$86$126
Phoenix--$128
Santa Monica--$140

For Drivers with Excellent Credit

CityCincinnati Insurance Companies Farmers
Chicago$71$108
Phoenix--$108
Santa Monica--$343

Quotes & Discounts

Discount typeCincinnati Insurance Companies Farmers
Good CreditUp to 54%--
Student Away at SchoolUp to 47%Varies
Multiple VehicleUp to 31%Varies
Good DriverUp to 25%Varies
Anti-Theft DeviceUp to 15%Varies
Multiple PolicyUp to 11%Up to 10%
Good StudentUp to 10%Varies
Accident FreeVaries--
DeductibleVaries--
More Vehicles Than DriversVaries--
Affinity group--Varies
Anti-lock Brake--Varies
Claims Free Renewal--Varies
Daytime Running Lights--Varies
Defensive Driver--Varies
Driving Habits--Varies
Driving training--Varies
E-billing--Varies
EV/Hybrid--Up to 5%
Early Quote--Varies
Electronic Stability Control--Varies
Family--Varies
Good Payer--Varies
Home Owner--Varies
Loyalty--Varies
Mature driver--Varies
Military--Varies
On Your Own--Varies
Organization--Varies
Paid in full--Varies
Paperless documents--Varies
Passive Restraint--Varies
Preferred payment--Varies
Prepay--Varies
Professional organization--Varies
Provider Switch--Varies
Senior Adult--Varies
VIN Etching--Varies
Youth Driving--Varies
teenSMART--Varies

Payment Methods

Discount typeCincinnati Insurance Companies Farmers
Automatic Online Payment
--yes
Credit Card Payment yesyes
Debit Card Payments --yes
Electronic Check
--yes
In Person Payment
--yes
Mail Payment
--yes
Mobile App Payments
--yes
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Phone Payment
yesyes

Features and Services

Features and ServicesCincinnati Insurance Companies Farmers
24/7 serviceyes--
Accident forgiveness--yes
Flexible / convenient payments--yes
Mobile appyesyes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesCincinnati Insurance Companies Farmers
Accident Forgiveness
--yes
Accidental Death, Dismemberment, Disability
yes--
Airbag Replacement Coverage
yes--
Antique or Collector Car Insurance
yesyes
Child Safety Seat Replacement
yes--
Comprehensive Claim Forgiveness
--yes
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
yes--
Emergency Lockout Coverage
yesyes
Gap Insurance
yes--
Glass Coverage yesyes
Incident Forgiveness
--yes
Loss of Use Coverage
--yes
New Car Replacement Coverage
yesyes
No Fault Coverage
--yes
Original Equipment Manufacturer Coverage
--yes
Personal Auto Plus
yes--
Personal/Upgraded Item Coverage
yesyes
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes
Small Claim Forgiveness
--yes
Umbrella Policy
yesyes
Vanishing Deductible
yesyes

Insurance by State

Uber and Lyft driver insurance

  • Cincinnati Insurance Companies
  • Farmers
  • Both

SR‌-22 Insurance by State

  • Cincinnati Insurance Companies
  • Farmers
  • Both

Compare Insurance Products

ProductCincinnati Insurance Companies Farmers
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insuranceyesyes
Classic Car InsuranceClassic Car Insurance--yes
Condo InsuranceCondo Insurance--yes
Earthquake InsuranceEarthquake Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insuranceyesyes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Recreational InsuranceRecreational Insurance--yes
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insuranceyesyes

User Reviews

  • Cincinnati Insurance Companies Reviews
  • Farmers Reviews
2.9
5 Stars
29 %
4 Stars
14 %
3 Stars
14 %
1 Star
43 %

Most Positive Review

By George
Good service

Most Critical Review

By Gail Eaton
I have had this insurance company for about 3 years. Last year my rates went up $104.00 due to rate increase. This year they were going to raise it $139.00 due to underperforming issues on their part and a decrease in my insurance rating. I have no tickets, no accidents, excellent credit and low mileage on a car that is five years old. They can keep their insurance. I am going with another company.

All Reviews

Showing 1 - 7 out of 7 Reviews
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Eric Levy
MasterCard
Maria Cheatham
Visa
Charlie Peacher
I’ve had you guys for 12 years. Paid my bill on time, every time. Got maybe 1 speeding ticket in that time frame. I got in a very bad accident that was NOT my fault almost 3 years ago (proven in court) and you guys decide to 1. Not tell me that you found me no guilty until 2 and a half years go by. 2. Pay the other person 40,000 dollars when the accident was not my fault. 3. Raise my rates after the 2 and a half years goes by (how I found out about the payout in the first place) 4. The grand finale! You guys drop me. I am completely heartbroken on how unprofessional you guys handled this situation. I wish there was anything good to say but there isn’t. I got a call today saying “if you don’t switch by today, you’re going to have a $150/day fine (when I just paid a 450 dollar bill LAST month) the worst customer service, terrible people to go into business with. I’ll make sure anytime the word “car” or “insurance” comes out of my mouth every one of my customers in my line of business knows how badly you guys handled this.
Gail Eaton
I have had this insurance company for about 3 years. Last year my rates went up $104.00 due to rate increase. This year they were going to raise it $139.00 due to underperforming issues on their part and a decrease in my insurance rating. I have no tickets, no accidents, excellent credit and low mileage on a car that is five years old. They can keep their insurance. I am going with another company.
JIASONG
George
Good service
William

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.