Ratings
User Ratings
| Options | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Rating/Reviews |
5 reviews
|
518 reviews
|
Mobile App Ratings
| Brand | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Android |
3 reviews
|
2,565 reviews
|
| iOS |
--
|
538 reviews
|
Auto Insurance Quotes
For Married Drivers
| City | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Chicago | $84 | $123 |
| Phoenix | -- | $126 |
| Los Angeles | -- | $119 |
For Single Drivers
| City | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Chicago | $87 | $116 |
| Phoenix | -- | $120 |
| Los Angeles | -- | $263 |
For Male Drivers
| City | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Chicago | $82 | $129 |
| Phoenix | -- | $129 |
| Los Angeles | -- | $269 |
For Female Drivers
| City | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Chicago | $89 | $111 |
| Phoenix | -- | $116 |
| Los Angeles | -- | $113 |
For Drivers with a Speeding Ticket
| City | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Chicago | $141 | $162 |
| Phoenix | -- | $156 |
| Los Angeles | -- | $301 |
For Drivers with No Speeding Ticket
| City | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Chicago | $74 | $111 |
| Phoenix | -- | $116 |
| Los Angeles | -- | $167 |
For Drivers Age Between 18-40
| City | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Chicago | $85 | $120 |
| Phoenix | -- | $122 |
| Los Angeles | -- | $302 |
For Drivers Age Between 40-65
| City | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Chicago | $77 | $114 |
| Phoenix | -- | $118 |
| Los Angeles | -- | $104 |
For Drivers Age of 65+
| City | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Chicago | $122 | $142 |
| Phoenix | -- | $143 |
| Los Angeles | -- | $100 |
For Drivers with Average Credit
| City | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Chicago | $98 | $116 |
| Phoenix | -- | $123 |
| Los Angeles | -- | $148 |
For Drivers with Fair Credit
| City | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Chicago | $88 | $131 |
| Phoenix | -- | $134 |
| Los Angeles | -- | $133 |
For Drivers with Good Credit
| City | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Chicago | $86 | $125 |
| Phoenix | -- | $127 |
| Los Angeles | -- | $140 |
For Drivers with Excellent Credit
| City | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Chicago | $71 | $107 |
| Phoenix | -- | $107 |
| Los Angeles | -- | $343 |
Quotes & Discounts
| State | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| California |
--
|
$33/mo |
| Hawaii |
--
|
$38/mo |
| Discount Type | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Good Credit Discount |
up to 54%
|
-- |
| Student Away at School Discount |
up to 47%
|
Varies |
| Multiple Vehicle Discount |
up to 31%
|
Varies |
| Good Driver Discount |
up to 25%
|
Varies |
| Anti-Theft Device Discount |
up to 15%
|
Varies |
| Multiple Policy Discount |
up to 11%
|
up to 10% |
| Good Student Discount |
up to 10%
|
Varies |
| Accident Free Discount |
Varies
|
-- |
| Deductible discount |
Varies
|
-- |
| More Vehicles Than Drivers |
Varies
|
-- |
| EV/Hybrid Discount |
--
|
up to 5% |
| Preferred payment discount |
--
|
Varies |
| Early Quote Discount |
--
|
Varies |
| Home Owner Discount |
--
|
Varies |
| Provider Switch Discount |
--
|
Varies |
| Paid in full discount |
--
|
Varies |
| Mature driver discount |
--
|
Varies |
| Professional organization discount |
--
|
Varies |
| Senior Adult Discount |
--
|
Varies |
| Paperless documents discount |
--
|
Varies |
| Driving training discount |
--
|
Varies |
| Electronic Stability Control |
--
|
Varies |
| Affinity group discount |
--
|
Varies |
| Driving Habits Discount |
--
|
Varies |
| Family Discount |
--
|
Varies |
| Good Payer Discount |
--
|
Varies |
| Claims Free Renewal Discount |
--
|
Varies |
| On Your Own Discount |
--
|
Varies |
| Organization Discount |
--
|
Varies |
| Defensive Driver Discount |
--
|
Varies |
| E-billing Discount |
--
|
Varies |
| Loyalty Discount |
--
|
Varies |
| Military Discount |
--
|
Varies |
| Youth Driving Discount |
--
|
Varies |
| Passive Restraint Discount |
--
|
Varies |
| Prepay Discount |
--
|
Varies |
| teenSMART Discount |
--
|
Varies |
| Daytime Running Lights Discount |
--
|
Varies |
| VIN Etching |
--
|
Varies |
| Anti-lock Brake Discount |
--
|
Varies |
Payment Methods
| Payment Type | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Online Payment |
|
|
| Phone Payment |
|
|
| Credit Card Payment |
|
|
| Multi-Payment Installment Plans |
--
|
|
| Electronic Check |
--
|
|
| Debit Card Payments |
--
|
|
| Automatic Online Payment |
--
|
|
| Mobile App Payments |
--
|
|
| Mail Payment |
--
|
|
| In Person Payment |
--
|
|
Feature and Services
| Features and Services | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Roadside assistance |
|
|
| Online account management |
|
|
| Mobile app |
|
|
| 24/7 service |
|
--
|
| Policy bundling discounts |
--
|
|
| Accident forgiveness |
--
|
|
| Flexible / convenient payments |
--
|
|
Optional Coverages
| Coverage Type | Cincinnati Insurance Companies | Farmers |
|---|---|---|
| Personal Auto Plus |
|
--
|
| New Car Replacement Coverage |
|
|
| Antique or Collector Car Insurance |
|
|
| Personal/Upgraded Item Coverage |
|
|
| Gap Insurance |
|
--
|
| Roadside Assistance |
|
|
| Emergency Assistance Coverage |
|
--
|
| Vanishing Deductible |
|
|
| Accidental Death, Dismemberment, Disability |
|
--
|
| Electronic Key & Lock Replacement |
|
--
|
| Emergency Lockout Coverage |
|
|
| Glass Coverage |
|
|
| Umbrella Policy |
|
|
| Airbag Replacement Coverage |
|
--
|
| Child Safety Seat Replacement |
|
--
|
| Rental Reimbursement |
|
|
| Accident Forgiveness |
--
|
|
| Comprehensive Claim Forgiveness |
--
|
|
| Incident Forgiveness |
--
|
|
| Loss of Use Coverage |
--
|
|
| No Fault Coverage |
--
|
|
| Small Claim Forgiveness |
--
|
|
| Original Equipment Manufacturer Coverage |
--
|
|
| Ridesharing Coverage |
--
|
|
Insurance by State
- Cincinnati Insurance Companies
- Farmers
- Both
Uber and Lyft driver insurance:
- Cincinnati Insurance Companies
- Farmers
- Both
SR-22 Insurance by State
- Cincinnati Insurance Companies
- Farmers
- Both
Compare Insurance Products
| Product | Cincinnati Insurance Companies | Farmers |
|---|---|---|
 Business Insurance |
|
|
 Car Insurance |
|
|
 Classic Car Insurance |
--
|
|
 Condo Insurance |
--
|
|
 Earthquake Insurance |
--
|
|
 Flood Insurance |
--
|
|
 Home Insurance |
|
|
 Life Insurance |
|
|
 Mobile Home Insurance |
--
|
|
 Motorcycle Insurance |
--
|
|
 Pet Insurance |
--
|
|
 Recreational Insurance |
--
|
|
 Renters Insurance |
--
|
|
 Umbrella Insurance |
|
|
User Reviews
5 Stars
40%
4 Stars
20%
1 Star
40%
Most Positive Review
Good service
Most Critical Review
By Gail Eaton
November 19, 2018
November 19, 2018
I have had this insurance company for about 3 years. Last year my rates went up $104.00 due to rate increase. This year they were going to raise it $139.00 due to underperforming issues on their part and a decrease in my insurance rating. I have no tickets, no accidents, excellent credit and low mileage on a car that is five years old. They can keep their insurance. I am going with another company.
5 Stars
34%
4 Stars
9%
3 Stars
7%
2 Stars
8%
1 Star
43%
Most Positive Review
By Joe
November 25, 2017
November 25, 2017
They provided me with good service and whenever I needed to make a change in coverage they were very accommodating and when I had a claim they were very quick in taking care of it.
Most Critical Review
By Chesney
February 19, 2018
February 19, 2018
Farmers is the absolute worst insurance company around, their communication is poor, customer service is poor & they don’t seem to care about their customers needs
February 4, 2018