Chubb vs Nationwide Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Chubb
85
What is this?

Insurify Composite Score

Nationwide
89
What is this?

Insurify Composite Score

Chubb VS Nationwide
85
89
What is this?
User Ratings
OptionsChubb Nationwide
Rating/Reviews
12 reviews
3,848 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsChubb Nationwide
Call Center Representative--The rest
Insurer Website--Among the best
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsChubb Nationwide
Claim Servicing--About average
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--About average
Rental Experience--Better than most
Repair Process--Better than most
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionChubb Nationwide
California--796 pt
About average
Central--803 pt
The rest
Florida--793 pt
The rest
Mid-Atlantic--823 pt
The rest
New England--817 pt
About average
New York--806 pt
The rest
North Central--815 pt
The rest
Northwest--782 pt
The rest
Southeast--823 pt
About average
Southwest--805 pt
The rest
Texas--813 pt
The rest
Mobile App Ratings
RegionChubb Nationwide
Android
1 Reviews
1,829 Reviews
iOS--
40 Reviews
Financial Ratings
OptionsChubb Nationwide
A.M. BestA++A+
FitchAA--
Moody'sA3A1
Standard & Poor'sAAA+

Auto Insurance Quotes

For Married Drivers

CityChubb Nationwide
Austin$62$73
Chicago--$184
Philadelphia--$87
Santa Monica--$96

For Single Drivers

CityChubb Nationwide
Austin$64$99
Chicago--$183
Philadelphia--$96
Santa Monica--$231

For Male Drivers

CityChubb Nationwide
Austin$55$84
Chicago--$185
Philadelphia--$90
Santa Monica--$215

For Female Drivers

CityChubb Nationwide
Austin$71$88
Chicago--$182
Philadelphia--$93
Santa Monica--$112

For Drivers with Speeding Ticket

CityChubb Nationwide
Austin$87$115
Chicago--$285
Philadelphia--$102
Santa Monica--$270

For Drivers with No Speeding Ticket

CityChubb Nationwide
Austin$58$80
Chicago--$161
Philadelphia--$90
Santa Monica--$141

For Drivers Age Between 18-40

CityChubb Nationwide
Austin$67$97
Chicago--$185
Philadelphia--$94
Santa Monica--$262

For Drivers Age Between 40-65

CityChubb Nationwide
Austin$58$70
Chicago--$172
Philadelphia--$82
Santa Monica--$85

For Drivers Age of 65+

CityChubb Nationwide
Austin$67$108
Chicago--$217
Philadelphia--$112
Santa Monica--$88

For Drivers with Average Credit

CityChubb Nationwide
Austin$79$105
Chicago--$207
Philadelphia--$104
Santa Monica--$147

For Drivers with Fair Credit

CityChubb Nationwide
Austin$71$87
Chicago--$185
Philadelphia--$91
Santa Monica--$117

For Drivers with Good Credit

CityChubb Nationwide
Austin$57$70
Chicago--$197
Philadelphia--$90
Santa Monica--$106

For Drivers with Excellent Credit

CityChubb Nationwide
Austin$46$83
Chicago--$144
Philadelphia--$80
Santa Monica--$285

Quotes & Discounts

Discount typeChubb Nationwide
Accident Forgiveness--Varies
Accident Free--Varies
Affinity group--Varies
Anti-Theft Device--Up to 5%
Defensive Driver--Up to 10%
Driving Habits--Varies
Family--Up to 25%
Farm Bureau--Up to 10%
Good Driver--Up to 10%
Good Student--Up to 15%
Multiple Policy--Up to 25%
Multiple Vehicle--Up to 20%
Organization--Up to 10%
Paperless documents--Varies
Preferred payment--Varies
SmartRide--Up to 10%

Payment Methods

Discount typeChubb Nationwide
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yes--
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
yesyes
Multi-Payment Installment Plans
yesyes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes

Features and Services

Features and ServicesChubb Nationwide
24/7 serviceyes--
Mobile appyes--
Online account managementyesyes
Roadside assistanceyesyes
Text and email alertsyes--

Optional Coverages

Optional CoveragesChubb Nationwide
Accident Forgiveness
--yes
Antique or Collector Car Insurance
yesyes
Gap Insurance
--yes
Original Equipment Manufacturer Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Vanishing Deductible
--yes

Compare Insurance Products

ProductChubb Nationwide
Car InsuranceCar Insuranceyesyes
Condo InsuranceCondo Insuranceyes--
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insurance--yes
Personal Excess Liability InsurancePersonal Excess Liability Insuranceyes--
Pet InsurancePet Insurance--yes
Personal Watercraft InsurancePersonal Watercraft Insuranceyes--
Renters InsuranceRenters Insuranceyes--

User Reviews

  • Chubb Reviews
  • Nationwide Reviews
3.3
5 Stars
42 %
4 Stars
8 %
3 Stars
17 %
2 Stars
8 %
1 Star
25 %

Most Helpful Review

By
I've had many carriers, chubb is the most customer focussed. Their premiums are not the cheapest, but their coverage and service is excellent. One point that's very important: you do not need to close out a cliam in order to be partially reimbursed. This is very helpful for claims that take a while to adjust.

Latest Review

By James
Slow. Non-responsive. Pathetic support. Inability to pay all plans through one portal.

All Reviews

Showing 1 - 10 out of 12 Reviews
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Read reviews that mention

James
Slow. Non-responsive. Pathetic support. Inability to pay all plans through one portal.
ANTHONY
ANTHONY
Insurify User
insurance with ACE but not it's Chubb.
Insurify User
top quality
Insurify User
Very good service, helpful over the phone, allow to chose the repair shop when there is any issue.
Insurify User
First accident in entire life, minor accident resulted in over 36% increase in annual premium.
Insurify User
Very high premiums
Insurify User
Chubb made my auto claim and repair process very easy from the first call. They did all the legwork and coordinating for me, and even created a payment plan for the driver who hit me to pay for the repairs themselves.
Insurify User
Continued to charge coverage after coverage had been cancelled for my elderly mother, and moved to Progressive. Representatives were, I believe, purposefully confusing to my mother in order to continue charging coverage even though they were aware that they were no longer the insurer of the vehicle. The policy had been moved to Progressive. These overpayments (her home was also insured by Chubb) for the auto continued for approximately 14 months before being discovered by family member.
Showing 1 - 10 out of 12 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.