Chubb vs National General Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Ratings

Insurify Composite Score

Chubb
85
What is this?

Insurify Composite Score

National General
58
What is this?

Insurify Composite Score

Chubb VS National General
85
58
What is this?
User Ratings
OptionsChubb National General
Rating/Reviews
12 reviews
210 reviews
J.D. Power Ratings by Region (out of 1000)
RegionChubb National General
Southeast--810 pt
The rest
Mobile App Ratings
RegionChubb National General
Android
1 Reviews
--
Financial Ratings
OptionsChubb National General
A.M. BestA++A-
FitchAA--
Moody'sA3--
Standard & Poor'sAA--

Auto Insurance Quotes

For Married Drivers

CityChubb National General
Austin$62$68

For Single Drivers

CityChubb National General
Austin$64$74

For Male Drivers

CityChubb National General
Austin$55$70

For Female Drivers

CityChubb National General
Austin$71$72

For Drivers with Speeding Ticket

CityChubb National General
Austin$87$82

For Drivers with No Speeding Ticket

CityChubb National General
Austin$58$69

For Drivers Age Between 18-40

CityChubb National General
Austin$67$75

For Drivers Age Between 40-65

CityChubb National General
Austin$58$63

For Drivers Age of 65+

CityChubb National General
Austin$67$88

For Drivers with Average Credit

CityChubb National General
Austin$79$82

For Drivers with Fair Credit

CityChubb National General
Austin$71$75

For Drivers with Good Credit

CityChubb National General
Austin$57$69

For Drivers with Excellent Credit

CityChubb National General
Austin$46$58

Quotes & Discounts

Discount typeChubb National General
Affinity group--Varies
Anti-Theft Device--Varies
Anti-lock Brake--Varies
Good Driver--Varies
Low Mileage--Varies
Loyalty--Varies
Multiple Policy--Varies
Multiple Vehicle--Varies
Organization--Varies
Paid in full--Varies

Payment Methods

Discount typeChubb National General
Automatic Online Payment
yes--
Bank Payment/Direct Deposit yes--
Credit Card Payment yes--
Debit Card Payments yes--
Electronic Check
yes--
Mail Payment
yes--
Multi-Payment Installment Plans
yes--
Online Payment
yesyes
Phone Payment
yes--

Features and Services

Features and ServicesChubb National General
24/7 serviceyesyes
Flexible / convenient payments--yes
Mobile appyesyes
Online account managementyesyes
Roadside assistanceyes--
Text and email alertsyes--

Optional Coverages

Optional CoveragesChubb National General
Antique or Collector Car Insurance
yesyes
Emergency Assistance Coverage
--yes
New Car Replacement Coverage
--yes
Original Equipment Manufacturer Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yes--

Insurance by State

Online Quoting by State

  • Chubb
  • National General
  • Both

SR‌-22 Insurance by State

  • Chubb
  • National General
  • Both

Compare Insurance Products

ProductChubb National General
Car InsuranceCar Insuranceyesyes
Condo InsuranceCondo Insuranceyes--
Home InsuranceHome Insuranceyes--
Personal Excess Liability InsurancePersonal Excess Liability Insuranceyes--
Personal Watercraft InsurancePersonal Watercraft Insuranceyes--
Renters InsuranceRenters Insuranceyes--

User Reviews

  • Chubb Reviews
  • National General Reviews
3.3
5 Stars
42 %
4 Stars
8 %
3 Stars
17 %
2 Stars
8 %
1 Star
25 %

Most Helpful Review

By
I've had many carriers, chubb is the most customer focussed. Their premiums are not the cheapest, but their coverage and service is excellent. One point that's very important: you do not need to close out a cliam in order to be partially reimbursed. This is very helpful for claims that take a while to adjust.

Latest Review

By James
Slow. Non-responsive. Pathetic support. Inability to pay all plans through one portal.

All Reviews

Showing 1 - 10 out of 12 Reviews
Sort by

Read reviews that mention

James
Slow. Non-responsive. Pathetic support. Inability to pay all plans through one portal.
ANTHONY
ANTHONY
Insurify User
insurance with ACE but not it's Chubb.
Insurify User
top quality
Insurify User
Very good service, helpful over the phone, allow to chose the repair shop when there is any issue.
Insurify User
First accident in entire life, minor accident resulted in over 36% increase in annual premium.
Insurify User
Very high premiums
Insurify User
Chubb made my auto claim and repair process very easy from the first call. They did all the legwork and coordinating for me, and even created a payment plan for the driver who hit me to pay for the repairs themselves.
Insurify User
Continued to charge coverage after coverage had been cancelled for my elderly mother, and moved to Progressive. Representatives were, I believe, purposefully confusing to my mother in order to continue charging coverage even though they were aware that they were no longer the insurer of the vehicle. The policy had been moved to Progressive. These overpayments (her home was also insured by Chubb) for the auto continued for approximately 14 months before being discovered by family member.
Showing 1 - 10 out of 12 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.