Century-National vs GEICO Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Century-National
Not Rated
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Insurify Composite Score

GEICO
88
What is this?

Insurify Composite Score

Century-National VS GEICO
Not Rated
88
What is this?
User Ratings
OptionsCentury-National GEICO
Rating/Reviews
4 reviews
3,736 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsCentury-National GEICO
Call Center Representative--About average
Insurer Website--Among the best
Local Agent--The rest
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsCentury-National GEICO
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--Better than most
Repair Process--About average
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionCentury-National GEICO
California--807 pt
About average
Central--838 pt
Better than most
Florida--832 pt
Better than most
Mid-Atlantic--848 pt
Better than most
New England--827 pt
About average
New York--813 pt
About average
North Central--830 pt
About average
Northwest--805 pt
About average
Southeast--839 pt
About average
Southwest--798 pt
The rest
Texas--816 pt
The rest
Mobile App Ratings
RegionCentury-National GEICO
Android--
147,062 Reviews
iOS--
446,400 Reviews
Financial Ratings
OptionsCentury-National GEICO
A.M. Best--A++
Fitch--AA-
Moody's--Aa3
Standard & Poor's--AA+

Auto Insurance Quotes

For Married Drivers

CityCentury-National GEICO
Austin--$59
Chicago--$67
Philadelphia--$88
Phoenix--$38
Santa Monica--$48

For Single Drivers

CityCentury-National GEICO
Austin--$62
Chicago--$68
Philadelphia--$92
Phoenix--$44
Santa Monica--$129

For Male Drivers

CityCentury-National GEICO
Austin--$59
Chicago--$71
Philadelphia--$92
Phoenix--$42
Santa Monica--$123

For Female Drivers

CityCentury-National GEICO
Austin--$62
Chicago--$64
Philadelphia--$87
Phoenix--$40
Santa Monica--$53

For Drivers with Speeding Ticket

CityCentury-National GEICO
Austin--$74
Chicago--$92
Philadelphia--$128
Phoenix--$64
Santa Monica--$141

For Drivers with No Speeding Ticket

CityCentury-National GEICO
Austin--$58
Chicago--$62
Philadelphia--$84
Phoenix--$36
Santa Monica--$77

For Drivers Age Between 18-40

CityCentury-National GEICO
Austin--$63
Chicago--$71
Philadelphia--$98
Phoenix--$45
Santa Monica--$149

For Drivers Age Between 40-65

CityCentury-National GEICO
Austin--$54
Chicago--$61
Philadelphia--$79
Phoenix--$35
Santa Monica--$40

For Drivers Age of 65+

CityCentury-National GEICO
Austin--$75
Chicago--$78
Philadelphia--$99
Phoenix--$48
Santa Monica--$41

For Drivers with Average Credit

CityCentury-National GEICO
Austin--$68
Chicago--$70
Philadelphia--$94
Phoenix--$43
Santa Monica--$76

For Drivers with Fair Credit

CityCentury-National GEICO
Austin--$71
Chicago--$74
Philadelphia--$104
Phoenix--$43
Santa Monica--$56

For Drivers with Good Credit

CityCentury-National GEICO
Austin--$55
Chicago--$66
Philadelphia--$84
Phoenix--$37
Santa Monica--$60

For Drivers with Excellent Credit

CityCentury-National GEICO
Austin--$48
Chicago--$60
Philadelphia--$77
Phoenix--$41
Santa Monica--$161

Quotes & Discounts

Discount typeCentury-National GEICO
Anti-Theft DeviceVariesUp to 25%
Anti-lock BrakeVariesUp to 5%
Defensive DriverVariesVaries
Driving trainingVariesVaries
Good DriverVariesUp to 26%
Good StudentVariesUp to 15%
Home OwnerVaries--
Mature driverVaries--
Multiple VehicleVariesVaries
OrganizationVariesVaries
Passive RestraintVariesUp to 25%
Seat Belt UseVariesUp to 15%
Accident Free--Varies
Daytime Running Lights--Up to 3%
Emergency Deployment--Up to 25%
Federal Employee--Up to 25%
Military--Up to 15%
Multiple Policy--Varies
Senior Adult--Varies
teenSMART--Varies

Payment Methods

Discount typeCentury-National GEICO
Automatic Online Payment
yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
--yes
Mail Payment
--yes
Mobile App Payments
--yes
Multi-Payment Installment Plans
--yes
Online Payment
yes--
Phone Payment
--yes

Features and Services

Features and ServicesCentury-National GEICO
24/7 serviceyesyes
Accident forgiveness--yes
Mobile app--yes
Online account management--yes
Policy bundling discounts--yes
Roadside assistanceyesyes
Text and email alerts--yes

Optional Coverages

Optional CoveragesCentury-National GEICO
Accident Forgiveness
--yes
Airbag Replacement Coverage
yes--
Comprehensive Claim Forgiveness
--yes
Glass Coverage yes--
Incident Forgiveness
--yes
Mechanical Breakdown Insurance
--yes
No Fault Coverage
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yesyes

Uber and Lyft driver insurance

  • Century-National
  • GEICO
  • Both

SR‌-22 Insurance by State

  • Century-National
  • GEICO
  • Both

Compare Insurance Products

ProductCentury-National GEICO
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Condo InsuranceCondo Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Identity Theft InsuranceIdentity Theft Insurance--yes
Jewelry InsuranceJewelry Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Renters InsuranceRenters Insurance--yes
Ridesharing InsuranceRidesharing Insurance--yes
RV InsuranceRV Insurance--yes
Travel InsuranceTravel Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Century-National Reviews
  • GEICO Reviews
3.5
5 Stars
50 %
3 Stars
25 %
1 Star
25 %

Most Positive Review

By John
Price

Latest Review

By Cecil Stralow
My wife has dementia and states we have policies with C/N. There rental homes in the name of Cecil J Stralow & Dolores A Stralow Trust.

All Reviews

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Read reviews that mention

Cecil Stralow
My wife has dementia and states we have policies with C/N. There rental homes in the name of Cecil J Stralow & Dolores A Stralow Trust.
Kathy Renfro
I am so displeased with this company they are cheap, petty, unreliable and try to get your vehicle fixed after an accident is impossible. They won’t answer the phone . Takes 2 weeks to get done after they tell you 3 days. You have to stay on their backs all the time.I will be changing insurance company as soon as I get my vehicle back
frances flores
GREAT SERVICE
John
Price

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.