Bristol West vs Farmers Car Insurance

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4.8 Rating

2,700 Reviews

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Bristol West
Not Rated
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Insurify Composite Score

Farmers
85
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Insurify Composite Score

Bristol West VS Farmers
Not Rated
85
What is this?
User Ratings
OptionsBristol West Farmers
Rating/Reviews
84 reviews
506 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsBristol West Farmers
Insurer Website--About average
Local Agent--About average
Overall Satisfaction--About average
Policy Offerings--About average
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsBristol West Farmers
Claim Servicing--About average
Estimation Process--About average
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--The rest
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionBristol West Farmers
California--795 pt
The rest
Central--821 pt
About average
Florida--820 pt
About average
Mid-Atlantic--814 pt
The rest
North Central--808 pt
The rest
Northwest--785 pt
The rest
Southwest--797 pt
The rest
Texas--822 pt
About average
Mobile App Ratings
RegionBristol West Farmers
Android--
2,565 Reviews
iOS--
538 Reviews
Financial Ratings
OptionsBristol West Farmers
A.M. BestAA
Fitch--A+
Moody's--A2
Standard & Poor's--A

Auto Insurance Quotes

For Married Drivers

CityBristol West Farmers
Chicago--$124
Phoenix--$126
Santa Monica$121$120

For Single Drivers

CityBristol West Farmers
Chicago--$117
Phoenix--$120
Santa Monica$222$263

For Male Drivers

CityBristol West Farmers
Chicago--$129
Phoenix--$129
Santa Monica$207$269

For Female Drivers

CityBristol West Farmers
Chicago--$112
Phoenix--$117
Santa Monica$136$114

For Drivers with Speeding Ticket

CityBristol West Farmers
Chicago--$163
Phoenix--$157
Santa Monica$230$302

For Drivers with No Speeding Ticket

CityBristol West Farmers
Chicago--$111
Phoenix--$116
Santa Monica$159$168

For Drivers Age Between 18-40

CityBristol West Farmers
Chicago--$120
Phoenix--$123
Santa Monica$246$303

For Drivers Age Between 40-65

CityBristol West Farmers
Chicago--$115
Phoenix--$118
Santa Monica$112$104

For Drivers Age of 65+

CityBristol West Farmers
Chicago--$142
Phoenix--$143
Santa Monica$114$101

For Drivers with Average Credit

CityBristol West Farmers
Chicago--$116
Phoenix--$123
Santa Monica$163$149

For Drivers with Fair Credit

CityBristol West Farmers
Chicago--$132
Phoenix--$134
Santa Monica$138$134

For Drivers with Good Credit

CityBristol West Farmers
Chicago--$126
Phoenix--$128
Santa Monica$130$140

For Drivers with Excellent Credit

CityBristol West Farmers
Chicago--$108
Phoenix--$108
Santa Monica$256$343

Quotes & Discounts

Discount typeBristol West Farmers
Good DriverVariesVaries
Multiple PolicyVariesUp to 10%
Multiple VehicleVariesVaries
Paid in fullVariesVaries
Preferred paymentVariesVaries
Provider SwitchVariesVaries
Student Away at SchoolVariesVaries
Youth DrivingVariesVaries
Affinity group--Varies
Anti-Theft Device--Varies
Anti-lock Brake--Varies
Claims Free Renewal--Varies
Daytime Running Lights--Varies
Defensive Driver--Varies
Driving Habits--Varies
Driving training--Varies
E-billing--Varies
EV/Hybrid--Up to 5%
Early Quote--Varies
Electronic Stability Control--Varies
Family--Varies
Good Payer--Varies
Good Student--Varies
Home Owner--Varies
Loyalty--Varies
Mature driver--Varies
Military--Varies
On Your Own--Varies
Organization--Varies
Paperless documents--Varies
Passive Restraint--Varies
Prepay--Varies
Professional organization--Varies
Senior Adult--Varies
VIN Etching--Varies
teenSMART--Varies

Payment Methods

Discount typeBristol West Farmers
Automatic Online Payment
--yes
Credit Card Payment --yes
Debit Card Payments --yes
Electronic Check
--yes
In Person Payment
--yes
Mail Payment
yesyes
Mobile App Payments
--yes
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Phone Payment
--yes

Features and Services

Features and ServicesBristol West Farmers
Accident forgiveness--yes
Enhanced towing & substitute coverageyes--
Flexible / convenient payments--yes
Mobile app--yes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesBristol West Farmers
Accident Forgiveness
--yes
Antique or Collector Car Insurance
yesyes
Comprehensive Claim Forgiveness
--yes
Emergency Lockout Coverage
--yes
Gap Insurance
yes--
Glass Coverage --yes
Incident Forgiveness
--yes
Loss of Use Coverage
--yes
New Car Replacement Coverage
--yes
No Fault Coverage
--yes
Original Equipment Manufacturer Coverage
--yes
Personal/Upgraded Item Coverage
--yes
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes
Small Claim Forgiveness
--yes
Umbrella Policy
--yes
Vanishing Deductible
--yes

Insurance by State

Car Insurance

  • Bristol West
  • Farmers
  • Both

Uber and Lyft driver insurance

  • Bristol West
  • Farmers
  • Both

SR‌-22 Insurance by State

  • Bristol West
  • Farmers
  • Both

Compare Insurance Products

ProductBristol West Farmers
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Condo InsuranceCondo Insurance--yes
Earthquake InsuranceEarthquake Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Recreational InsuranceRecreational Insurance--yes
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Bristol West Reviews
  • Farmers Reviews
2.4
5 Stars
24 %
4 Stars
8 %
3 Stars
10 %
2 Stars
5 %
1 Star
54 %

Most Positive Review

By David
No issues

Most Critical Review

By Unsatisfied customer
Quotes didn't match the rate. Used deceptive means to raise my rates twice by physically mailing me paperwork that only existed to raise my rates if I didn't return them. Never ever Foremost ever again. Regret paying for a 6 month contract, would have cancelled so much sooner!!!

All Reviews

Showing 1 - 10 out of 84 Reviews
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Stormy
I don't see why anyone would ever choose this company based on these reviews. We had one of their insured total our car and it has been an absolute nightmare despite the police, our insurance labeling it their fault as well as their insured admitting it was his fault. We could not contact them for two weeks, only by contacting our insurance company were we able to get a claims adjuster assigned by Bristol west. All they want to do is wait, wait, wait on getting anything done. They don't want to pay out and it seems they want to charge high rates. No customer service, what are you paying for?? Unless this is your absolute last itinerary, steer clear of this awful company. I will be very vocal in my response on reviews to as many places as I can due to the treatment.
Lisa Bamford
I was rear ended by a policy holder that that insurance with this company. I have elected to not use my policy as in the police report the policyholder was at fault. I have tried to connect with this company since 11/20/20. I have 8 calls in, I have tried to reach the claims adjuster supervisor (out of the Sanford, FL area) and NO ONE will return my calls. I was on hold for more than 15 minutes on their 1-800 line just to reach a voice. TERRIBLE! I really wanted to keep this out of the justice system, not sure if that is going to happen.
Sara
This is quite honestly the worst place you could seek insurance from. A few of my agents I spoke with Bridgette D. And Kyle I. and they gave me little to no information regarding my insurance policy. On top of that they increased my rates without informing me. I decided to seek insurance elsewhere and it was never communicated that there is a fee for that so they are now charging me $50 to cancel the insurance which after speaking to another representative is not refundable even after I communicated the dishonesty I had experienced with Bridgette Duffy and Kyle Ingenthron. Very disappointed and I wouldn’t ever recommend this company not even to my worst enemy. I wish I could give 0 stars. Good luck!
Chris
Awful insurance. Not cheap and horrible customer service so there's no reason to ever use them
Farahia Bare
This is worst insurance company I have ever deal with. They go by 3 different name. Coast international insurance, foremost insurance and bristal west insurance. I was insured with them a year ago and my car was hit and run in my driveway. I call the police got police report and made a claim. The damage was estimated $ over $4,000 but they refused to pay out. They only estimate $1700 write me a check of $700 since my deductible was 1,000. Make matter worst; I just happen to find out they put on my record that they reported the accident was moving collision which is the reason why I have been getting higher insurance rate. They ruined my insurance credit filed. I’m going to go after them and hold accountable for all the money I pay for the last 24 months. I will not stop even if it means to hire a lawyer. My advice to anyone who have issue with these rats please make them accountable for their actions and let’s move forward to sue these greedy gorila.
jorge
muy mala
ann
This company and probably most car insurance companies do NOT have any programs to assist people/families during financial hardships, its ridiculous and very unfortunate! They will take your money even when you are homeless due to layoffs during this crisis we are all facing currently. AND, I was NOT able to make a payment online because Bristol West does not have an option to split your payment method. A family member was helping me pay for half, I had to call in my payment and to top it off Bristol West charges a $6 convenience fee for that which is absolutely absurd! It's not my fault their money hungry company does not offer different payment options online to make things easier for customers. Thanks for nothing Bristol West, you're not helping people/families you're robbing us and laughing all the way to your bank!
Darya
This is absolutely the WORST insurance company I have ever had the displeasure to deal with. Their rates are terrible and their "customer service" is even worse and deserves ZERO stars (Especially Jocelyn in CA- someone fire this agent already!) They will mail your bill ten days before it's due to an incorrect address and then leave you harassing texts and voicemails out of the blue saying they canceled your insurance. If you explain that this is their error, "customer service" will tell you that not only has your rate now randomly gone up, but that you are now subject to MORE fees because your claim was wrongfully canceled. If you ask to speak with their manager you will never get a call back. This situation happened to me last year, I gave them my proper address but they did not update my account information ("customer service" is completely inadequate) and now they are blaming me again for not receiving my bill. DO NOT WASTE YOUR TIME WITH THIS COMPANY- DO NOT GIVE THEM ANY OF YOUR MONEY!
Louise
This company is horrible. I purchesd a policy with them because I had to have insurance for my vehicle that I was fixing up in order to keep it on the property. I got a rate and they asked me for additional documents to keep the rate, they said the documents were fine and then increase my rate by $100. I canceled my policy on Friday and then the new rate was drafted the following Tuesday. When I called they informed that the agent I spoke to and had told me that I would not get charged was wrong. They would now have to send me a refund by mail because they cannot electronically refund anything to a canceled account. I waited for me refund. After a week and a half I called back to ask why I hadn't received it. I was just it was sent out and $100 less than than what I was told because it was a prorated amount and that Florida law only allows a 90% refund. The financial impact that this had on me is unbelievable after just fled an abusive relationship with barely anything to me and my kids names. If I could give them less than 1 star I would.
Samantha
I work for an insurance agency that sells bristol west. They are impossible to work with. If you make a change, you cannot make another change for at least 24 hours. I feel awful signing people up with this company and try to advise them not to do it. Just want to get the word out. DONT DO IT.
Showing 1 - 10 out of 84 reviews

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.