Badger Mutual vs Mercury Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Badger Mutual
Not Rated
What is this?

Insurify Composite Score

Mercury
81
What is this?

Insurify Composite Score

Badger Mutual VS Mercury
Not Rated
81
What is this?
User Ratings
OptionsBadger Mutual Mercury
Rating/Reviews
3 reviews
1,419 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsBadger Mutual Mercury
Local Agent--The rest
Overall Satisfaction--The rest
Policy Offerings--The rest
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsBadger Mutual Mercury
Claim Servicing--The rest
Estimation Process--About average
First Notice of Loss (FNOL)--The rest
Overall Satisfaction--The rest
Rental Experience--The rest
Repair Process--About average
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionBadger Mutual Mercury
California--795 pt
The rest
Florida--808 pt
The rest
Mobile App Ratings
RegionBadger Mutual Mercury
Android--
161 Reviews
Financial Ratings
OptionsBadger Mutual Mercury
A.M. Best--A
Fitch--A
Moody's--A2

Auto Insurance Quotes

For Married Drivers

CityBadger Mutual Mercury
Austin--$74
Chicago--$106
Phoenix--$96
Santa Monica--$67

For Single Drivers

CityBadger Mutual Mercury
Austin--$81
Chicago--$152
Phoenix--$93
Santa Monica--$122

For Male Drivers

CityBadger Mutual Mercury
Austin--$77
Chicago--$146
Phoenix--$94
Santa Monica--$116

For Female Drivers

CityBadger Mutual Mercury
Austin--$78
Chicago--$113
Phoenix--$95
Santa Monica--$72

For Drivers with Speeding Ticket

CityBadger Mutual Mercury
Austin--$102
Chicago--$174
Phoenix--$114
Santa Monica--$134

For Drivers with No Speeding Ticket

CityBadger Mutual Mercury
Austin--$72
Chicago--$119
Phoenix--$91
Santa Monica--$86

For Drivers Age Between 18-40

CityBadger Mutual Mercury
Austin--$81
Chicago--$150
Phoenix--$92
Santa Monica--$136

For Drivers Age Between 40-65

CityBadger Mutual Mercury
Austin--$70
Chicago--$103
Phoenix--$90
Santa Monica--$60

For Drivers Age of 65+

CityBadger Mutual Mercury
Austin--$93
Chicago--$147
Phoenix--$123
Santa Monica--$67

For Drivers with Average Credit

CityBadger Mutual Mercury
Austin--$86
Chicago--$134
Phoenix--$103
Santa Monica--$83

For Drivers with Fair Credit

CityBadger Mutual Mercury
Austin--$84
Chicago--$111
Phoenix--$102
Santa Monica--$79

For Drivers with Good Credit

CityBadger Mutual Mercury
Austin--$74
Chicago--$123
Phoenix--$99
Santa Monica--$67

For Drivers with Excellent Credit

CityBadger Mutual Mercury
Austin--$67
Chicago--$149
Phoenix--$75
Santa Monica--$147

Quotes & Discounts

Discount typeBadger Mutual Mercury
Good CreditUp to 33%Up to 73%
Continuous CoverageUp to 18%--
Multiple VehicleUp to 15%Up to 26%
Claims Free RenewalUp to 10%--
Mature driverUp to 10%--
Multiple PolicyUp to 10%Up to 10%
LoyaltyUp to 5%--
Accident FreeVaries--
New CarVaries--
Anti-Theft Device--Up to 5%
Federal Employee--Varies
Good Driver--Up to 18%
Good Student--Up to 10%
Low Mileage--Varies
Occasional driver--Varies
Organization--Varies
Paid in full--Varies
Passive Restraint--Up to 5%
Professional organization--Varies
Public Safety Professional--Varies
Senior Adult--Varies
Student Away at School--Up to 10%
VIN Etching--Varies

Payment Methods

Discount typeBadger Mutual Mercury
Automatic Online Payment
yes--
Credit Card Payment yes--
Electronic Check
yes--
Mail Payment
yesyes
Multi-Payment Installment Plans
yes--
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes

Features and Services

Features and ServicesBadger Mutual Mercury
24/7 serviceyesyes
Accident forgivenessyes--
Enhanced towing & substitute coverageyes--
Flexible / convenient paymentsyes--
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesBadger Mutual Mercury
Antique or Collector Car Insurance
yes--
Comprehensive Claim Forgiveness
--yes
Emergency Assistance Coverage
yes--
Emergency Lockout Coverage
yes--
Gap Insurance
yes--
New Car Replacement Coverage
yes--
Original Equipment Manufacturer Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yes--
Vanishing Deductible
yes--

Insurance by State

Uber and Lyft driver insurance

  • Badger Mutual
  • Mercury
  • Both

SR‌-22 Insurance by State

  • Badger Mutual
  • Mercury
  • Both

Compare Insurance Products

ProductBadger Mutual Mercury
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insurance--yes
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insurance--yes
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Badger Mutual Reviews
  • Mercury Reviews
3.3
5 Stars
33 %
4 Stars
33 %
1 Star
33 %

Most Positive Review

By Shante
I have never made a claim, so I am unaware how that would be handled.

Latest Review

By Shante
I have never made a claim, so I am unaware how that would be handled.

All Reviews

Showing 1 - 3 out of 3 Reviews
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Read reviews that mention

Shante
I have never made a claim, so I am unaware how that would be handled.
Elaine H.
I have only good things to say about this company. I have both home and auto insurance from them. I have only made one claim for an auto accident and they came through very well for me. I was in a 3 car accident and I was the middle car so I had both front and rear damage. I paid my $500 deductible and they paid the rest which was $4000. They also paid for mid-sized rental car for the entire time that my car was in the shop. Their rates are reasonable. The agent was very prompt, personable and fair.
Teresa T.
Stay far away from this company! I had 2 very small claims. I had never had a claim the 6 years I have lived here until we were ready to replace our roof and our roofer that was doing the estimate said we had hail damage from one of the recent storms and that I should have an adjuster out. So we did and he said it was old damage when there had been hail activity in the area within the last 1-2 years. That very adjuster fro Badger Mutual said to me you should probably get the roof replaced within the next 5 years. Well YES! That is why you were called out is because the roofer doing the bid said hail damage. So still taking bids, it got too late last year to re-shingle the roof. So we start again this year and a HUGE wind and hail storm goes through and we have fascia hanging off our house, huge trees snapped in half, our shed got lifted off it's spot and dumped out in a corn field quarter mile away. Our roofer that was buried in projects(one was our home coming up) came to expect and said definitely wind and hail damage. So called Badger Mutual, it took over a month to get someone out. They were busy because of all of the hail damage around the area. So turns out they don't want to cover our roof again, just some fascia, tree clean up and our small shed. Then I just got a letter from them saying they are dropping us?? Because of the condition of the roof that their adjuster said good for at least 5 more years that we already had on the books to get replaced. They never once covered anything on the roof when the tin looks like it got shot with BB guns and we were paying out of pocket to replace the whole roof. I'm still in Shock. I wouldn't give them another dime again. Buyer Beware.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.