Ratings
User Ratings
| Options | Auto-Owners | Progressive |
|---|---|---|
| Rating/Reviews |
31 reviews
|
2,311 reviews
|
Mobile App Ratings
| Brand | Auto-Owners | Progressive |
|---|---|---|
| Android |
20 reviews
|
17,106 reviews
|
| iOS |
6 reviews
|
317 reviews
|
Quotes & Discounts
| Discount Type | Auto-Owners | Progressive |
|---|---|---|
| Prepay Discount |
up to 14%
|
Varies |
| Low Mileage Discount |
--
|
Varies |
| Anti-Theft Device Discount |
up to 11%
|
up to 5% |
| E-billing Discount |
Varies
|
Varies |
| Paid in full discount |
Varies
|
Varies |
| Signing documents when you buy online discount |
--
|
Varies |
| No lapse in coverage discount |
--
|
Varies |
| Youth Driving Discount |
--
|
Varies |
| TeenSmart Discount |
Varies
|
-- |
| Preferred payment discount |
--
|
Varies |
| Military Discount |
--
|
Varies |
| Multiple Vehicle Discount |
up to 31%
|
up to 30% |
| Passive Restraint Discount |
up to 35%
|
up to 10% |
| Mature driver discount |
Varies
|
-- |
| Loyalty Discount |
--
|
Varies |
| Paperless documents discount |
Varies
|
-- |
| Starting your auto quote online discount |
--
|
Varies |
| Good Credit Discount |
Varies
|
up to 84% |
| Organization Discount |
Varies
|
-- |
| Provider Switch Discount |
--
|
Varies |
| Eco-nomy Car Discount |
Varies
|
-- |
| Defensive Driver Discount |
--
|
Varies |
| Discount Finder |
--
|
Varies |
| Company Car Discount |
up to 5%
|
-- |
| Home Owner Discount |
--
|
Varies |
| Accident Free Discount |
Varies
|
-- |
| Anti-lock Brake Discount |
up to 10%
|
-- |
| Good Student Discount |
up to 10%
|
up to 10% |
| Good Driver Discount |
Varies
|
up to 26% |
| Multiple Policy Discount |
up to 14%
|
up to 10% |
| Student Away at School Discount |
up to 25%
|
up to 10% |
Payment Methods
| Payment Type | Auto-Owners | Progressive |
|---|---|---|
| Phone Payment |
--
|
|
| Online Payment |
--
|
|
| Mobile App Payments |
--
|
|
| Text Payment |
--
|
|
| Electronic Check |
--
|
|
| Mail Payment |
--
|
|
| PayPal |
--
|
|
| Automatic Online Payment |
|
|
| Credit Card Payment |
--
|
|
Feature and Services
| Features and Services | Auto-Owners | Progressive |
|---|---|---|
| Mobile app |
|
|
| Loyalty rewards program |
--
|
|
| Accident forgiveness |
--
|
|
| 24/7 service |
|
|
| Policy bundling discounts |
|
--
|
| Online account management |
|
|
| Roadside assistance |
|
|
Optional Coverages
| Coverage Type | Auto-Owners | Progressive |
|---|---|---|
| Original Equipment Manufacturer Coverage |
--
|
|
| Rental Reimbursement |
|
|
| Antique or Collector Car Insurance |
|
--
|
| Gap Insurance |
|
|
| Glass Coverage |
|
|
| Roadside Assistance |
|
|
| Pet Coverage |
|
|
| Accident Forgiveness |
--
|
|
| Umbrella Policy |
|
--
|
| Emergency Lockout Coverage |
--
|
|
Insurance by State
- Auto-Owners
- Progressive
- Both
Uber and Lyft driver insurance:
- Auto-Owners
- Progressive
- Both
SR-22 Insurance by State
- Auto-Owners
- Progressive
- Both
Compare Insurance Products
| Product | Auto-Owners | Progressive |
|---|---|---|
 ATV Insurance |
--
|
|
 Boat Insurance |
--
|
|
 Business Insurance |
|
|
 Car Insurance |
|
|
 Cell Phone Insurance |
--
|
|
 Classic Car Insurance |
--
|
|
 Commercial Insurance |
--
|
|
 Condo Insurance |
--
|
|
 Flood Insurance |
--
|
|
 Golf Cart Insurance |
--
|
|
 Health Insurance |
--
|
|
 Home Insurance |
|
|
 Homeshare Insurance |
--
|
|
 Identity Theft Insurance |
--
|
|
 Life Insurance |
|
|
 Mobile Home Insurance |
--
|
|
 Motorcycle Insurance |
--
|
|
 Personal Watercraft Insurance |
--
|
|
 Pet Insurance |
--
|
|
 RV Insurance |
--
|
|
 Renters Insurance |
--
|
|
 Segway Insurance |
--
|
|
 Snowmobile insurance |
--
|
|
 Travel Insurance |
--
|
|
 Umbrella Insurance |
--
|
|
 Wedding and Event Insurance |
--
|
|
User Reviews
Most Positive Review
Their staff is always friendly, answer all my questions, and I may stay with them. I'm just researching because my rates are so high. I can understand them raising my payments as I've had two accidents since December 19, 2016, but no one was hurt or killed (THANK GOD)it was my only accident in 73 years, damage to both vehicles was under $9,000. My second accident only involved me. Auto-Owners totaled my vehicle and paid me damages of $6206.80. Again, I can see where my rates would raise, I just didn't expect it to be what it is, so I thought I'd shop around.
Most Critical Review
January 9, 2018
Claims Adjuster for 1 thing. Most of the time you can't get ahold of anyone at my agents office
Most Positive Review
September 17, 2015
I did quite a bit of shopping around when I was in the market for insurance, and Progressive offered the best price out of the major brands (Liberty Mutual, Geico, Allstate, etc). The Liberty Mutual quote was actually so outrageous that I laughed out loud before promptly hanging up on the representative. After signing on with Progressive I called to make sure that I was taking advantage of every discount possible, and also signed up for the snapshot program, which ended up saving me an additional 20% (which was huge). If you don't drive crazy mileage, generally avoid driving at dangerous times (i.e. rush hour), and minimize "hard stops", you're likely to save a significant amount of cash through the Snapshot discount. From a customer service standpoint I've been relatively happy with Progressive, although they did go ghost on me in the middle of a liability investigation after my car was damaged during a tow. No major claims since I've been with them, but minor repairs and some glass work have gone smoothly. Overall I'd recommend Progressive to price-conscious drivers looking for standard coverage and discount options (Snapshot is legit).
Most Critical Review
October 23, 2017
They are not pro customer. I felt very cheated and we had a terrible agent. The quotes were not accurate and when we added and then removed a vehicle our policy didn't go back to what it originally was. They charged us more for the same policy. Terrible. I will not recommend to anyone.
February 13, 2018