Ratings
User Ratings
| Options | Auto-Owners | Progressive |
|---|---|---|
| Rating/Reviews |
62 reviews
|
2,969 reviews
|
Mobile App Ratings
| Brand | Auto-Owners | Progressive |
|---|---|---|
| iOS |
6 reviews
|
317 reviews
|
| Android |
20 reviews
|
17,106 reviews
|
Auto Insurance Quotes
For Married Drivers
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $61 | $56 |
| Philadelphia | $67 | $58 |
| Phoenix | $35 | $55 |
| Los Angeles | -- | $45 |
For Single Drivers
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $65 | $76 |
| Philadelphia | $68 | $75 |
| Phoenix | $39 | $70 |
| Los Angeles | -- | $77 |
For Male Drivers
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $56 | $63 |
| Philadelphia | $64 | $64 |
| Phoenix | $32 | $60 |
| Los Angeles | -- | $68 |
For Female Drivers
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $70 | $69 |
| Philadelphia | $71 | $70 |
| Phoenix | $42 | $65 |
| Los Angeles | -- | $54 |
For Drivers with a Speeding Ticket
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $97 | $82 |
| Philadelphia | $80 | $83 |
| Phoenix | $55 | $75 |
| Los Angeles | -- | $84 |
For Drivers with No Speeding Ticket
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $56 | $63 |
| Philadelphia | $66 | $64 |
| Phoenix | $33 | $60 |
| Los Angeles | -- | $56 |
For Drivers Age Between 18-40
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $64 | $75 |
| Philadelphia | $67 | $74 |
| Phoenix | $40 | $70 |
| Los Angeles | -- | $82 |
For Drivers Age Between 40-65
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $56 | $52 |
| Philadelphia | $61 | $54 |
| Phoenix | $31 | $51 |
| Los Angeles | -- | $43 |
For Drivers Age of 65+
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $83 | $87 |
| Philadelphia | $90 | $84 |
| Phoenix | $49 | $82 |
| Los Angeles | -- | $52 |
For Drivers with Average Credit
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $77 | $81 |
| Philadelphia | $70 | $78 |
| Phoenix | $48 | $74 |
| Los Angeles | -- | $62 |
For Drivers with Fair Credit
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $68 | $78 |
| Philadelphia | $80 | $77 |
| Phoenix | $40 | $73 |
| Los Angeles | -- | $55 |
For Drivers with Good Credit
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $59 | $46 |
| Philadelphia | $59 | $50 |
| Phoenix | $34 | $47 |
| Los Angeles | -- | $43 |
For Drivers with Excellent Credit
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $48 | $59 |
| Philadelphia | $60 | $62 |
| Phoenix | $26 | $58 |
| Los Angeles | -- | $84 |
Quotes & Discounts
| Discount Type | Auto-Owners | Progressive |
|---|---|---|
| Passive Restraint Discount |
up to 35%
|
up to 10% |
| Multiple Vehicle Discount |
up to 31%
|
up to 30% |
| Student Away at School Discount |
up to 25%
|
up to 10% |
| Multiple Policy Discount |
up to 14%
|
up to 10% |
| Prepay Discount |
up to 14%
|
Varies |
| Anti-Theft Device Discount |
up to 11%
|
up to 5% |
| Anti-lock Brake Discount |
up to 10%
|
-- |
| Good Student Discount |
up to 10%
|
up to 10% |
| Company Car Discount |
up to 5%
|
-- |
| Accident Free Discount |
Varies
|
-- |
| Good Driver Discount |
Varies
|
up to 26% |
| Paid in full discount |
Varies
|
Varies |
| Mature driver discount |
Varies
|
-- |
| E-billing Discount |
Varies
|
Varies |
| Good Credit Discount |
Varies
|
up to 84% |
| Organization Discount |
Varies
|
-- |
| teenSMART Discount |
Varies
|
Varies |
| EV/Hybrid Discount |
Varies
|
-- |
| Paperless documents discount |
Varies
|
Varies |
| Starting your auto quote online discount |
--
|
Varies |
| Signing documents when you buy online discount |
--
|
Varies |
| No lapse in coverage discount |
--
|
Varies |
| Discount Finder |
--
|
Varies |
| Defensive Driver Discount |
--
|
Varies |
| Low Mileage Discount |
--
|
Varies |
| Military Discount |
--
|
Varies |
| Loyalty Discount |
--
|
Varies |
| Continuous Coverage Discount |
--
|
Varies |
| Youth Driving Discount |
--
|
Varies |
| Preferred payment discount |
--
|
Varies |
| Home Owner Discount |
--
|
Varies |
| Provider Switch Discount |
--
|
Varies |
Payment Methods
| Payment Type | Auto-Owners | Progressive |
|---|---|---|
| Automatic Online Payment |
|
|
| Online Payment |
--
|
|
| Mobile App Payments |
--
|
|
| Phone Payment |
--
|
|
| Mail Payment |
--
|
|
| Credit Card Payment |
--
|
|
| PayPal |
--
|
|
| Electronic Check |
--
|
|
| Text Payment |
--
|
|
Feature and Services
| Features and Services | Auto-Owners | Progressive |
|---|---|---|
| Roadside assistance |
|
|
| Online account management |
|
|
| Policy bundling discounts |
|
--
|
| Mobile app |
|
|
| 24/7 service |
|
|
| Accident forgiveness |
--
|
|
| Loyalty rewards program |
--
|
|
Optional Coverages
| Coverage Type | Auto-Owners | Progressive |
|---|---|---|
| Glass Coverage |
|
|
| Gap Insurance |
|
|
| Pet Coverage |
|
|
| Rental Reimbursement |
|
|
| Roadside Assistance |
|
|
| Antique or Collector Car Insurance |
|
--
|
| Umbrella Policy |
|
--
|
| Accident Forgiveness |
--
|
|
| Emergency Lockout Coverage |
--
|
|
| Original Equipment Manufacturer Coverage |
--
|
|
| Ridesharing Coverage |
--
|
|
Insurance by State
- Auto-Owners
- Progressive
- Both
Uber and Lyft driver insurance:
- Auto-Owners
- Progressive
- Both
SR-22 Insurance by State
- Auto-Owners
- Progressive
- Both
Compare Insurance Products
| Product | Auto-Owners | Progressive |
|---|---|---|
 ATV Insurance |
--
|
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 Boat Insurance |
--
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 Business Insurance |
|
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 Car Insurance |
|
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 Cell Phone Insurance |
--
|
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 Classic Car Insurance |
--
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 Commercial Insurance |
--
|
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 Condo Insurance |
--
|
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 Flood Insurance |
--
|
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 Golf Cart Insurance |
--
|
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 Health Insurance |
--
|
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 Home Insurance |
|
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 Homeshare Insurance |
--
|
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 Identity Theft Insurance |
--
|
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 Life Insurance |
|
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 Mobile Home Insurance |
--
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 Motorcycle Insurance |
--
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 Personal Watercraft Insurance |
--
|
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 Pet Insurance |
--
|
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 RV Insurance |
--
|
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 Renters Insurance |
--
|
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 Segway Insurance |
--
|
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 Snowmobile insurance |
--
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 Travel Insurance |
--
|
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 Umbrella Insurance |
--
|
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 Wedding and Event Insurance |
--
|
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User Reviews
Most Positive Review
Their staff is always friendly, answer all my questions, and I may stay with them. I'm just researching because my rates are so high. I can understand them raising my payments as I've had two accidents since December 19, 2016, but no one was hurt or killed (THANK GOD)it was my only accident in 73 years, damage to both vehicles was under $9,000. My second accident only involved me. Auto-Owners totaled my vehicle and paid me damages of $6206.80. Again, I can see where my rates would raise, I just didn't expect it to be what it is, so I thought I'd shop around.
Most Critical Review
January 9, 2018
Claims Adjuster for 1 thing. Most of the time you can't get ahold of anyone at my agents office
Most Positive Review
September 17, 2015
I did quite a bit of shopping around when I was in the market for insurance, and Progressive offered the best price out of the major brands (Liberty Mutual, Geico, Allstate, etc). The Liberty Mutual quote was actually so outrageous that I laughed out loud before promptly hanging up on the representative. After signing on with Progressive I called to make sure that I was taking advantage of every discount possible, and also signed up for the snapshot program, which ended up saving me an additional 20% (which was huge). If you don't drive crazy mileage, generally avoid driving at dangerous times (i.e. rush hour), and minimize "hard stops", you're likely to save a significant amount of cash through the Snapshot discount. From a customer service standpoint I've been relatively happy with Progressive, although they did go ghost on me in the middle of a liability investigation after my car was damaged during a tow. No major claims since I've been with them, but minor repairs and some glass work have gone smoothly. Overall I'd recommend Progressive to price-conscious drivers looking for standard coverage and discount options (Snapshot is legit).
Most Critical Review
October 23, 2017
They are not pro customer. I felt very cheated and we had a terrible agent. The quotes were not accurate and when we added and then removed a vehicle our policy didn't go back to what it originally was. They charged us more for the same policy. Terrible. I will not recommend to anyone.
February 13, 2018