Ratings
User Ratings
| Options | Auto-Owners | Progressive |
|---|---|---|
| Rating/Reviews |
63 reviews
|
1,050 reviews
|
Mobile App Ratings
| Brand | Auto-Owners | Progressive |
|---|---|---|
| iOS |
6 reviews
|
317 reviews
|
| Android |
20 reviews
|
17,106 reviews
|
Auto Insurance Quotes
For Married Drivers
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $61 | $56 |
| Philadelphia | $67 | $58 |
| Phoenix | $35 | $55 |
| Los Angeles | -- | $45 |
For Single Drivers
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $65 | $76 |
| Philadelphia | $68 | $75 |
| Phoenix | $39 | $70 |
| Los Angeles | -- | $77 |
For Male Drivers
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $56 | $63 |
| Philadelphia | $64 | $64 |
| Phoenix | $32 | $60 |
| Los Angeles | -- | $68 |
For Female Drivers
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $70 | $69 |
| Philadelphia | $71 | $70 |
| Phoenix | $42 | $65 |
| Los Angeles | -- | $54 |
For Drivers with a Speeding Ticket
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $97 | $82 |
| Philadelphia | $80 | $83 |
| Phoenix | $55 | $75 |
| Los Angeles | -- | $84 |
For Drivers with No Speeding Ticket
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $56 | $63 |
| Philadelphia | $66 | $64 |
| Phoenix | $33 | $60 |
| Los Angeles | -- | $56 |
For Drivers Age Between 18-40
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $64 | $75 |
| Philadelphia | $67 | $74 |
| Phoenix | $40 | $70 |
| Los Angeles | -- | $82 |
For Drivers Age Between 40-65
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $56 | $52 |
| Philadelphia | $61 | $54 |
| Phoenix | $31 | $51 |
| Los Angeles | -- | $43 |
For Drivers Age of 65+
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $83 | $87 |
| Philadelphia | $90 | $84 |
| Phoenix | $49 | $82 |
| Los Angeles | -- | $52 |
For Drivers with Average Credit
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $77 | $81 |
| Philadelphia | $70 | $78 |
| Phoenix | $48 | $74 |
| Los Angeles | -- | $62 |
For Drivers with Fair Credit
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $68 | $78 |
| Philadelphia | $80 | $77 |
| Phoenix | $40 | $73 |
| Los Angeles | -- | $55 |
For Drivers with Good Credit
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $59 | $46 |
| Philadelphia | $59 | $50 |
| Phoenix | $34 | $47 |
| Los Angeles | -- | $43 |
For Drivers with Excellent Credit
| City | Auto-Owners | Progressive |
|---|---|---|
| Chicago | $48 | $59 |
| Philadelphia | $60 | $62 |
| Phoenix | $26 | $58 |
| Los Angeles | -- | $84 |
Quotes & Discounts
| Discount Type | Auto-Owners | Progressive |
|---|---|---|
| Passive Restraint Discount |
up to 35%
|
up to 10% |
| Multiple Vehicle Discount |
up to 31%
|
up to 30% |
| Student Away at School Discount |
up to 25%
|
up to 10% |
| Multiple Policy Discount |
up to 14%
|
up to 10% |
| Prepay Discount |
up to 14%
|
Varies |
| Anti-Theft Device Discount |
up to 11%
|
up to 5% |
| Good Student Discount |
up to 10%
|
up to 10% |
| Anti-lock Brake Discount |
up to 10%
|
-- |
| Company Car Discount |
up to 5%
|
-- |
| Paperless documents discount |
Varies
|
Varies |
| Accident Free Discount |
Varies
|
-- |
| Good Driver Discount |
Varies
|
up to 26% |
| Paid in full discount |
Varies
|
Varies |
| Mature driver discount |
Varies
|
-- |
| E-billing Discount |
Varies
|
Varies |
| Good Credit Discount |
Varies
|
up to 84% |
| Organization Discount |
Varies
|
-- |
| teenSMART Discount |
Varies
|
Varies |
| EV/Hybrid Discount |
Varies
|
-- |
| No lapse in coverage discount |
--
|
Varies |
| Signing documents when you buy online discount |
--
|
Varies |
| Starting your auto quote online discount |
--
|
Varies |
| Discount Finder |
--
|
Varies |
| Defensive Driver Discount |
--
|
Varies |
| Low Mileage Discount |
--
|
Varies |
| Military Discount |
--
|
Varies |
| Loyalty Discount |
--
|
Varies |
| Provider Switch Discount |
--
|
Varies |
| Home Owner Discount |
--
|
Varies |
| Preferred payment discount |
--
|
Varies |
| Youth Driving Discount |
--
|
Varies |
| Continuous Coverage Discount |
--
|
Varies |
Payment Methods
| Payment Type | Auto-Owners | Progressive |
|---|---|---|
| Automatic Online Payment |
|
|
| Online Payment |
--
|
|
| Mobile App Payments |
--
|
|
| Phone Payment |
--
|
|
| Mail Payment |
--
|
|
| Credit Card Payment |
--
|
|
| PayPal |
--
|
|
| Electronic Check |
--
|
|
| Text Payment |
--
|
|
Feature and Services
| Features and Services | Auto-Owners | Progressive |
|---|---|---|
| Roadside assistance |
|
|
| Online account management |
|
|
| Policy bundling discounts |
|
--
|
| Mobile app |
|
|
| 24/7 service |
|
|
| Accident forgiveness |
--
|
|
| Loyalty rewards program |
--
|
|
Optional Coverages
| Coverage Type | Auto-Owners | Progressive |
|---|---|---|
| Glass Coverage |
|
|
| Gap Insurance |
|
|
| Pet Coverage |
|
|
| Rental Reimbursement |
|
|
| Roadside Assistance |
|
|
| Antique or Collector Car Insurance |
|
--
|
| Umbrella Policy |
|
--
|
| Accident Forgiveness |
--
|
|
| Emergency Lockout Coverage |
--
|
|
| Original Equipment Manufacturer Coverage |
--
|
|
| Ridesharing Coverage |
--
|
|
Insurance by State
- Auto-Owners
- Progressive
- Both
Uber and Lyft driver insurance:
- Auto-Owners
- Progressive
- Both
SR-22 Insurance by State
- Auto-Owners
- Progressive
- Both
Compare Insurance Products
| Product | Auto-Owners | Progressive |
|---|---|---|
 ATV Insurance |
--
|
|
 Boat Insurance |
--
|
|
 Business Insurance |
|
|
 Car Insurance |
|
|
 Cell Phone Insurance |
--
|
|
 Classic Car Insurance |
--
|
|
 Commercial Insurance |
--
|
|
 Condo Insurance |
--
|
|
 Flood Insurance |
--
|
|
 Golf Cart Insurance |
--
|
|
 Health Insurance |
--
|
|
 Home Insurance |
|
|
 Homeshare Insurance |
--
|
|
 Identity Theft Insurance |
--
|
|
 Life Insurance |
|
|
 Mobile Home Insurance |
--
|
|
 Motorcycle Insurance |
--
|
|
 Personal Watercraft Insurance |
--
|
|
 Pet Insurance |
--
|
|
 RV Insurance |
--
|
|
 Renters Insurance |
--
|
|
 Segway Insurance |
--
|
|
 Snowmobile insurance |
--
|
|
 Travel Insurance |
--
|
|
 Umbrella Insurance |
--
|
|
 Wedding and Event Insurance |
--
|
|
User Reviews
5 Stars
33%
4 Stars
6%
3 Stars
11%
2 Stars
6%
1 Star
42%
Most Positive Review
Their staff is always friendly, answer all my questions, and I may stay with them. I'm just researching because my rates are so high. I can understand them raising my payments as I've had two accidents since December 19, 2016, but no one was hurt or killed (THANK GOD)it was my only accident in 73 years, damage to both vehicles was under $9,000. My second accident only involved me. Auto-Owners totaled my vehicle and paid me damages of $6206.80. Again, I can see where my rates would raise, I just didn't expect it to be what it is, so I thought I'd shop around.
Most Critical Review
By Donna
January 9, 2018
January 9, 2018
Claims Adjuster for 1 thing. Most of the time you can't get ahold of anyone at my agents office
5 Stars
53%
4 Stars
25%
3 Stars
24%
2 Stars
22%
1 Star
73%
Most Helpful Review
By Andrea
December 13, 2017
December 13, 2017
Service
Most Recent Review
By Kendra
October 6, 2018
October 6, 2018
Have had excellent service with them.
February 13, 2018