Ratings
User Ratings
| Options | Auto-Owners | Progressive |
|---|---|---|
| Rating/Reviews |
31 reviews
|
2,311 reviews
|
Mobile App Ratings
| Brand | Auto-Owners | Progressive |
|---|---|---|
| Android |
20 reviews
|
17,106 reviews
|
| iOS |
6 reviews
|
317 reviews
|
Quotes & Discounts
| Discount Type | Auto-Owners | Progressive |
|---|---|---|
| Good Student Discount |
up to 10%
|
up to 10% |
| Passive Restraint Discount |
up to 35%
|
up to 10% |
| Organization Discount |
Varies
|
-- |
| Multiple Policy Discount |
up to 14%
|
up to 10% |
| Good Driver Discount |
Varies
|
up to 26% |
| Low Mileage Discount |
--
|
Varies |
| Discount Finder |
--
|
Varies |
| Provider Switch Discount |
--
|
Varies |
| Good Credit Discount |
Varies
|
up to 84% |
| Preferred payment discount |
--
|
Varies |
| Paid in full discount |
Varies
|
Varies |
| Defensive Driver Discount |
--
|
Varies |
| Military Discount |
--
|
Varies |
| Starting your auto quote online discount |
--
|
Varies |
| E-billing Discount |
Varies
|
Varies |
| Continuous Coverage Discount |
--
|
Varies |
| Student Away at School Discount |
up to 25%
|
up to 10% |
| teenSMART Discount |
Varies
|
Varies |
| Multiple Vehicle Discount |
up to 31%
|
up to 30% |
| Home Owner Discount |
--
|
Varies |
| Company Car Discount |
up to 5%
|
-- |
| Prepay Discount |
up to 14%
|
Varies |
| Paperless documents discount |
Varies
|
Varies |
| Signing documents when you buy online discount |
--
|
Varies |
| No lapse in coverage discount |
--
|
Varies |
| Youth Driving Discount |
--
|
Varies |
| Anti-Theft Device Discount |
up to 11%
|
up to 5% |
| Accident Free Discount |
Varies
|
-- |
| Mature driver discount |
Varies
|
-- |
| Anti-lock Brake Discount |
up to 10%
|
-- |
| EV/Hybrid Discount |
Varies
|
-- |
| Loyalty Discount |
--
|
Varies |
Payment Methods
| Payment Type | Auto-Owners | Progressive |
|---|---|---|
| Mobile App Payments |
--
|
|
| Online Payment |
--
|
|
| Automatic Online Payment |
|
|
| PayPal |
--
|
|
| Credit Card Payment |
--
|
|
| Electronic Check |
--
|
|
| Phone Payment |
--
|
|
| Text Payment |
--
|
|
| Mail Payment |
--
|
|
Feature and Services
| Features and Services | Auto-Owners | Progressive |
|---|---|---|
| Mobile app |
|
|
| Accident forgiveness |
--
|
|
| 24/7 service |
|
|
| Policy bundling discounts |
|
--
|
| Online account management |
|
|
| Roadside assistance |
|
|
| Loyalty rewards program |
--
|
|
Optional Coverages
| Coverage Type | Auto-Owners | Progressive |
|---|---|---|
| Umbrella Policy |
|
--
|
| Gap Insurance |
|
|
| Original Equipment Manufacturer Coverage |
--
|
|
| Roadside Assistance |
|
|
| Emergency Lockout Coverage |
--
|
|
| Accident Forgiveness |
--
|
|
| Rental Reimbursement |
|
|
| Glass Coverage |
|
|
| Antique or Collector Car Insurance |
|
--
|
| Ridesharing Coverage |
--
|
|
| Pet Coverage |
|
|
Insurance by State
- Auto-Owners
- Progressive
- Both
Uber and Lyft driver insurance:
- Auto-Owners
- Progressive
- Both
SR-22 Insurance by State
- Auto-Owners
- Progressive
- Both
Compare Insurance Products
| Product | Auto-Owners | Progressive |
|---|---|---|
 ATV Insurance |
--
|
|
 Boat Insurance |
--
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 Business Insurance |
|
|
 Car Insurance |
|
|
 Cell Phone Insurance |
--
|
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 Classic Car Insurance |
--
|
|
 Commercial Insurance |
--
|
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 Condo Insurance |
--
|
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 Flood Insurance |
--
|
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 Golf Cart Insurance |
--
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 Health Insurance |
--
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 Home Insurance |
|
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 Homeshare Insurance |
--
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 Identity Theft Insurance |
--
|
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 Life Insurance |
|
|
 Mobile Home Insurance |
--
|
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 Motorcycle Insurance |
--
|
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 Personal Watercraft Insurance |
--
|
|
 Pet Insurance |
--
|
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 RV Insurance |
--
|
|
 Renters Insurance |
--
|
|
 Segway Insurance |
--
|
|
 Snowmobile insurance |
--
|
|
 Travel Insurance |
--
|
|
 Umbrella Insurance |
--
|
|
 Wedding and Event Insurance |
--
|
|
User Reviews
Most Positive Review
Their staff is always friendly, answer all my questions, and I may stay with them. I'm just researching because my rates are so high. I can understand them raising my payments as I've had two accidents since December 19, 2016, but no one was hurt or killed (THANK GOD)it was my only accident in 73 years, damage to both vehicles was under $9,000. My second accident only involved me. Auto-Owners totaled my vehicle and paid me damages of $6206.80. Again, I can see where my rates would raise, I just didn't expect it to be what it is, so I thought I'd shop around.
Most Critical Review
January 9, 2018
Claims Adjuster for 1 thing. Most of the time you can't get ahold of anyone at my agents office
Most Positive Review
September 17, 2015
I did quite a bit of shopping around when I was in the market for insurance, and Progressive offered the best price out of the major brands (Liberty Mutual, Geico, Allstate, etc). The Liberty Mutual quote was actually so outrageous that I laughed out loud before promptly hanging up on the representative. After signing on with Progressive I called to make sure that I was taking advantage of every discount possible, and also signed up for the snapshot program, which ended up saving me an additional 20% (which was huge). If you don't drive crazy mileage, generally avoid driving at dangerous times (i.e. rush hour), and minimize "hard stops", you're likely to save a significant amount of cash through the Snapshot discount. From a customer service standpoint I've been relatively happy with Progressive, although they did go ghost on me in the middle of a liability investigation after my car was damaged during a tow. No major claims since I've been with them, but minor repairs and some glass work have gone smoothly. Overall I'd recommend Progressive to price-conscious drivers looking for standard coverage and discount options (Snapshot is legit).
Most Critical Review
October 23, 2017
They are not pro customer. I felt very cheated and we had a terrible agent. The quotes were not accurate and when we added and then removed a vehicle our policy didn't go back to what it originally was. They charged us more for the same policy. Terrible. I will not recommend to anyone.
February 13, 2018