Austin Mutual vs The Hartford Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Ratings

Insurify Composite Score

Austin Mutual
Not Rated
What is this?

Insurify Composite Score

The Hartford
93
What is this?

Insurify Composite Score

Austin Mutual VS The Hartford
Not Rated
93
What is this?
User Ratings
OptionsAustin Mutual The Hartford
Rating/Reviews
0 reviews
29,516 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAustin Mutual The Hartford
Call Center Representative--About average
Insurer Website--Better than most
Overall Satisfaction--Better than most
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAustin Mutual The Hartford
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--The rest
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionAustin Mutual The Hartford
California--835 pt
Better than most
Florida--806 pt
The rest
Mid-Atlantic--839 pt
About average
North Central--838 pt
Better than most
Northwest--832 pt
Better than most
Southwest--838 pt
Among the best
Mobile App Ratings
RegionAustin Mutual The Hartford
Android--
376 Reviews
iOS--
47 Reviews
Financial Ratings
OptionsAustin Mutual The Hartford
A.M. Best--A+
Moody's--A2
Standard & Poor's--A+

Auto Insurance Quotes

For Married Drivers

CityAustin Mutual The Hartford
Phoenix--$51
Santa Monica--$76

For Single Drivers

CityAustin Mutual The Hartford
Phoenix--$51
Santa Monica--$143

For Male Drivers

CityAustin Mutual The Hartford
Phoenix--$52
Santa Monica--$138

For Female Drivers

CityAustin Mutual The Hartford
Phoenix--$49
Santa Monica--$81

For Drivers with Speeding Ticket

CityAustin Mutual The Hartford
Phoenix--$67
Santa Monica--$213

For Drivers with No Speeding Ticket

CityAustin Mutual The Hartford
Phoenix--$47
Santa Monica--$87

For Drivers Age Between 18-40

CityAustin Mutual The Hartford
Phoenix--$52
Santa Monica--$165

For Drivers Age Between 40-65

CityAustin Mutual The Hartford
Phoenix--$49
Santa Monica--$68

For Drivers Age of 65+

CityAustin Mutual The Hartford
Phoenix--$53
Santa Monica--$56

For Drivers with Average Credit

CityAustin Mutual The Hartford
Phoenix--$49
Santa Monica--$97

For Drivers with Fair Credit

CityAustin Mutual The Hartford
Phoenix--$59
Santa Monica--$81

For Drivers with Good Credit

CityAustin Mutual The Hartford
Phoenix--$46
Santa Monica--$83

For Drivers with Excellent Credit

CityAustin Mutual The Hartford
Phoenix--$49
Santa Monica--$176

Quotes & Discounts

Discount typeAustin Mutual The Hartford
Accident FreeVaries--
Anti-Theft DeviceVariesUp to 15%
Defensive DriverVariesUp to 5%
Farm VehicleVaries--
Good CreditVaries--
Good StudentVariesUp to 15%
LoyaltyVaries--
Multiple PolicyVariesUp to 20%
Provider SwitchVaries--
Senior AdultVaries--
Driving training--Varies
EV/Hybrid--Varies
Paid in full--Varies
Passive Restraint--Up to 3%
teenSMART--Up to 10%

Payment Methods

Discount typeAustin Mutual The Hartford
Automatic Online Payment
--yes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Mail Payment
yesyes
Mobile App Payments
--yes
Online Payment
yesyes
Phone Payment
yesyes

Features and Services

Features and ServicesAustin Mutual The Hartford
24/7 service--yes
Accident forgiveness--yes
Flexible / convenient paymentsyes--
Mobile app--yes
Online account management--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAustin Mutual The Hartford
Accident Forgiveness
yesyes
Antique or Collector Car Insurance
yesyes
Comprehensive Claim Forgiveness
--yes
Emergency Assistance Coverage
--yes
Gap Insurance
yes--
Glass Coverage --yes
New Car Replacement Coverage
--yes
Original Equipment Manufacturer Coverage
yes--
Platinum Choice Auto
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yesyes
Vanishing Deductible
--yes

Insurance by State

Online Quoting by State

  • Austin Mutual
  • The Hartford
  • Both

Compare Insurance Products

ProductAustin Mutual The Hartford
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes

User Reviews

  • Austin Mutual Reviews
  • The Hartford Reviews
NaN

All Reviews

No results
Sort by

Read reviews that mention

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.