AssuranceAmerica vs Nationwide Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

AssuranceAmerica
Not Rated
What is this?

Insurify Composite Score

Nationwide
89
What is this?

Insurify Composite Score

AssuranceAmerica VS Nationwide
Not Rated
89
What is this?
User Ratings
OptionsAssuranceAmerica Nationwide
Rating/Reviews
12 reviews
3,848 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAssuranceAmerica Nationwide
Call Center Representative--The rest
Insurer Website--Among the best
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAssuranceAmerica Nationwide
Claim Servicing--About average
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--About average
Rental Experience--Better than most
Repair Process--Better than most
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionAssuranceAmerica Nationwide
California--796 pt
About average
Central--803 pt
The rest
Florida--793 pt
The rest
Mid-Atlantic--823 pt
The rest
New England--817 pt
About average
New York--806 pt
The rest
North Central--815 pt
The rest
Northwest--782 pt
The rest
Southeast--823 pt
About average
Southwest--805 pt
The rest
Texas--813 pt
The rest
Mobile App Ratings
RegionAssuranceAmerica Nationwide
Android--
1,829 Reviews
iOS--
40 Reviews
Financial Ratings
OptionsAssuranceAmerica Nationwide
A.M. Best--A+
Moody's--A1
Standard & Poor's--A+

Auto Insurance Quotes

For Married Drivers

CityAssuranceAmerica Nationwide
Austin--$73
Chicago--$184
Philadelphia--$87
Santa Monica--$96

For Single Drivers

CityAssuranceAmerica Nationwide
Austin--$99
Chicago--$183
Philadelphia--$96
Santa Monica--$231

For Male Drivers

CityAssuranceAmerica Nationwide
Austin--$84
Chicago--$185
Philadelphia--$90
Santa Monica--$215

For Female Drivers

CityAssuranceAmerica Nationwide
Austin--$88
Chicago--$182
Philadelphia--$93
Santa Monica--$112

For Drivers with Speeding Ticket

CityAssuranceAmerica Nationwide
Austin--$115
Chicago--$285
Philadelphia--$102
Santa Monica--$270

For Drivers with No Speeding Ticket

CityAssuranceAmerica Nationwide
Austin--$80
Chicago--$161
Philadelphia--$90
Santa Monica--$141

For Drivers Age Between 18-40

CityAssuranceAmerica Nationwide
Austin--$97
Chicago--$185
Philadelphia--$94
Santa Monica--$262

For Drivers Age Between 40-65

CityAssuranceAmerica Nationwide
Austin--$70
Chicago--$172
Philadelphia--$82
Santa Monica--$85

For Drivers Age of 65+

CityAssuranceAmerica Nationwide
Austin--$108
Chicago--$217
Philadelphia--$112
Santa Monica--$88

For Drivers with Average Credit

CityAssuranceAmerica Nationwide
Austin--$105
Chicago--$207
Philadelphia--$104
Santa Monica--$147

For Drivers with Fair Credit

CityAssuranceAmerica Nationwide
Austin--$87
Chicago--$185
Philadelphia--$91
Santa Monica--$117

For Drivers with Good Credit

CityAssuranceAmerica Nationwide
Austin--$70
Chicago--$197
Philadelphia--$90
Santa Monica--$106

For Drivers with Excellent Credit

CityAssuranceAmerica Nationwide
Austin--$83
Chicago--$144
Philadelphia--$80
Santa Monica--$285

Quotes & Discounts

Discount typeAssuranceAmerica Nationwide
Accident Forgiveness--Varies
Accident Free--Varies
Affinity group--Varies
Anti-Theft Device--Up to 5%
Defensive Driver--Up to 10%
Driving Habits--Varies
Family--Up to 25%
Farm Bureau--Up to 10%
Good Driver--Up to 10%
Good Student--Up to 15%
Multiple Policy--Up to 25%
Multiple Vehicle--Up to 20%
Organization--Up to 10%
Paperless documents--Varies
Preferred payment--Varies
SmartRide--Up to 10%

Payment Methods

Discount typeAssuranceAmerica Nationwide
Automatic Online Payment
--yes
Credit Card Payment --yes
Debit Card Payments --yes
Electronic Check
--yes
In Person Payment
yes--
Mail Payment
yesyes
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Pay Through Your Agent
yes--
Person 2 Person Payment --yes
Phone Payment
yesyes

Features and Services

Features and ServicesAssuranceAmerica Nationwide
Online account managementyesyes
Roadside assistance--yes

Optional Coverages

Optional CoveragesAssuranceAmerica Nationwide
Accident Forgiveness
--yes
Antique or Collector Car Insurance
--yes
Gap Insurance
--yes
Rental Reimbursement
--yes
Roadside Assistance
--yes
Vanishing Deductible
--yes

Compare Insurance Products

ProductAssuranceAmerica Nationwide
Car InsuranceCar Insuranceyesyes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Pet InsurancePet Insurance--yes

User Reviews

  • AssuranceAmerica Reviews
  • Nationwide Reviews
2.5
5 Stars
33 %
3 Stars
8 %
1 Star
58 %

Most Helpful Review

By Destiny Cortez
Am currently waiting for this insurance company to pay off their part of my totaled car loan, they have been dragging it out for almost two months. If I would have known this would happen I would have just paid my deductible and let my insurance handle everything. This adjuster does not answer any calls and had to call the claims department to send out an alert before any supervisor gets involved. Waste of time, and just drags out the emotional and stressful response of it all.

Latest Review

By Amber Casella
Horrible all the way around! Between different nasty attitudes to rude as ppl I canceled my policy

All Reviews

Showing 1 - 10 out of 12 Reviews
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Read reviews that mention

Amber Casella
Horrible all the way around! Between different nasty attitudes to rude as ppl I canceled my policy
Lisa Gholson
why can't I get my update policy
Carol
Awful first they put my husband as excluded and then when I cancelled my policy after being paid up they kept my money an said I owe them money
Cassandra Dozier
I have been with this insurance company for almost a year and i have had the best experience and the agents have been nothing short of amazing . Today Eric L was amazing he got me the help i needed today even tho i was so worried but he reassured me that he would get it done and he did thanks again to him. I would for sure recommend them to my friends and family!!!
Chuck Lowry
Ive been a agent for a long time in Gaffney SC we have alot of customers with AA and are pleased with the company.
Jennifer Thornton
Im a agent in SouthCarolina Assurance America has great Customer Service flexable payments and a great Rep for our state. We love Larry!!
Destiny Cortez
Am currently waiting for this insurance company to pay off their part of my totaled car loan, they have been dragging it out for almost two months. If I would have known this would happen I would have just paid my deductible and let my insurance handle everything. This adjuster does not answer any calls and had to call the claims department to send out an alert before any supervisor gets involved. Waste of time, and just drags out the emotional and stressful response of it all.
Scotty
I got hit by one of their insured drivers who misjudged how close I was and pulled right out in front of me !! I have never dealt with such a pathetic business and people they take days weeks to return your call and keep the whole situation dragging on just pitiful I have since put it in the hands of a lawyer as I am over it !
Alando
Allison Barnes called me from 6785690289 cursed me out saying my daughter was in an accident in my car. She stated that she has been working for your company 20 years and that she can care less who I talk to about her behavior. She said she didn't care who I was nor does she have respect for authority. She didn't even ask if anyone was injured or if anyone was ok. Do not do business with this company.
Jenry Ordoñez
Me deben $5,000 hace más de 3 meses y no me quieren pagar y todavía me tocan mi carro
Showing 1 - 10 out of 12 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.