AssuranceAmerica vs GEICO Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Insurify Composite Score

AssuranceAmerica
Not Rated
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Insurify Composite Score

GEICO
88
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Insurify Composite Score

AssuranceAmerica VS GEICO
Not Rated
88
What is this?
User Ratings
OptionsAssuranceAmerica GEICO
Rating/Reviews
12 reviews
3,736 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAssuranceAmerica GEICO
Call Center Representative--About average
Insurer Website--Among the best
Local Agent--The rest
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAssuranceAmerica GEICO
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--Better than most
Repair Process--About average
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionAssuranceAmerica GEICO
California--807 pt
About average
Central--838 pt
Better than most
Florida--832 pt
Better than most
Mid-Atlantic--848 pt
Better than most
New England--827 pt
About average
New York--813 pt
About average
North Central--830 pt
About average
Northwest--805 pt
About average
Southeast--839 pt
About average
Southwest--798 pt
The rest
Texas--816 pt
The rest
Mobile App Ratings
RegionAssuranceAmerica GEICO
Android--
147,062 Reviews
iOS--
446,400 Reviews
Financial Ratings
OptionsAssuranceAmerica GEICO
A.M. Best--A++
Fitch--AA-
Moody's--Aa3
Standard & Poor's--AA+

Auto Insurance Quotes

For Married Drivers

CityAssuranceAmerica GEICO
Austin--$59
Chicago--$67
Philadelphia--$88
Phoenix--$38
Santa Monica--$48

For Single Drivers

CityAssuranceAmerica GEICO
Austin--$62
Chicago--$68
Philadelphia--$92
Phoenix--$44
Santa Monica--$129

For Male Drivers

CityAssuranceAmerica GEICO
Austin--$59
Chicago--$71
Philadelphia--$92
Phoenix--$42
Santa Monica--$123

For Female Drivers

CityAssuranceAmerica GEICO
Austin--$62
Chicago--$64
Philadelphia--$87
Phoenix--$40
Santa Monica--$53

For Drivers with Speeding Ticket

CityAssuranceAmerica GEICO
Austin--$74
Chicago--$92
Philadelphia--$128
Phoenix--$64
Santa Monica--$141

For Drivers with No Speeding Ticket

CityAssuranceAmerica GEICO
Austin--$58
Chicago--$62
Philadelphia--$84
Phoenix--$36
Santa Monica--$77

For Drivers Age Between 18-40

CityAssuranceAmerica GEICO
Austin--$63
Chicago--$71
Philadelphia--$98
Phoenix--$45
Santa Monica--$149

For Drivers Age Between 40-65

CityAssuranceAmerica GEICO
Austin--$54
Chicago--$61
Philadelphia--$79
Phoenix--$35
Santa Monica--$40

For Drivers Age of 65+

CityAssuranceAmerica GEICO
Austin--$75
Chicago--$78
Philadelphia--$99
Phoenix--$48
Santa Monica--$41

For Drivers with Average Credit

CityAssuranceAmerica GEICO
Austin--$68
Chicago--$70
Philadelphia--$94
Phoenix--$43
Santa Monica--$76

For Drivers with Fair Credit

CityAssuranceAmerica GEICO
Austin--$71
Chicago--$74
Philadelphia--$104
Phoenix--$43
Santa Monica--$56

For Drivers with Good Credit

CityAssuranceAmerica GEICO
Austin--$55
Chicago--$66
Philadelphia--$84
Phoenix--$37
Santa Monica--$60

For Drivers with Excellent Credit

CityAssuranceAmerica GEICO
Austin--$48
Chicago--$60
Philadelphia--$77
Phoenix--$41
Santa Monica--$161

Quotes & Discounts

Discount typeAssuranceAmerica GEICO
Accident Free--Varies
Anti-Theft Device--Up to 25%
Anti-lock Brake--Up to 5%
Daytime Running Lights--Up to 3%
Defensive Driver--Varies
Driving training--Varies
Emergency Deployment--Up to 25%
Federal Employee--Up to 25%
Good Driver--Up to 26%
Good Student--Up to 15%
Military--Up to 15%
Multiple Policy--Varies
Multiple Vehicle--Varies
Organization--Varies
Passive Restraint--Up to 25%
Seat Belt Use--Up to 15%
Senior Adult--Varies
teenSMART--Varies

Payment Methods

Discount typeAssuranceAmerica GEICO
Automatic Online Payment
--yes
Credit Card Payment --yes
Debit Card Payments --yes
Electronic Check
--yes
In Person Payment
yes--
Mail Payment
yesyes
Mobile App Payments
--yes
Multi-Payment Installment Plans
--yes
Online Payment
yes--
Pay Through Your Agent
yes--
Phone Payment
yesyes

Features and Services

Features and ServicesAssuranceAmerica GEICO
24/7 service--yes
Accident forgiveness--yes
Mobile app--yes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistance--yes
Text and email alerts--yes

Optional Coverages

Optional CoveragesAssuranceAmerica GEICO
Accident Forgiveness
--yes
Comprehensive Claim Forgiveness
--yes
Incident Forgiveness
--yes
Mechanical Breakdown Insurance
--yes
No Fault Coverage
--yes
Rental Reimbursement
--yes
Roadside Assistance
--yes
Umbrella Policy
--yes

Uber and Lyft driver insurance

  • AssuranceAmerica
  • GEICO
  • Both

SR‌-22 Insurance by State

  • AssuranceAmerica
  • GEICO
  • Both

Compare Insurance Products

ProductAssuranceAmerica GEICO
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Condo InsuranceCondo Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Identity Theft InsuranceIdentity Theft Insurance--yes
Jewelry InsuranceJewelry Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Renters InsuranceRenters Insurance--yes
Ridesharing InsuranceRidesharing Insurance--yes
RV InsuranceRV Insurance--yes
Travel InsuranceTravel Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • AssuranceAmerica Reviews
  • GEICO Reviews
2.5
5 Stars
33 %
3 Stars
8 %
1 Star
58 %

Most Helpful Review

By Destiny Cortez
Am currently waiting for this insurance company to pay off their part of my totaled car loan, they have been dragging it out for almost two months. If I would have known this would happen I would have just paid my deductible and let my insurance handle everything. This adjuster does not answer any calls and had to call the claims department to send out an alert before any supervisor gets involved. Waste of time, and just drags out the emotional and stressful response of it all.

Latest Review

By Amber Casella
Horrible all the way around! Between different nasty attitudes to rude as ppl I canceled my policy

All Reviews

Showing 1 - 10 out of 12 Reviews
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Read reviews that mention

Amber Casella
Horrible all the way around! Between different nasty attitudes to rude as ppl I canceled my policy
Lisa Gholson
why can't I get my update policy
Carol
Awful first they put my husband as excluded and then when I cancelled my policy after being paid up they kept my money an said I owe them money
Cassandra Dozier
I have been with this insurance company for almost a year and i have had the best experience and the agents have been nothing short of amazing . Today Eric L was amazing he got me the help i needed today even tho i was so worried but he reassured me that he would get it done and he did thanks again to him. I would for sure recommend them to my friends and family!!!
Chuck Lowry
Ive been a agent for a long time in Gaffney SC we have alot of customers with AA and are pleased with the company.
Jennifer Thornton
Im a agent in SouthCarolina Assurance America has great Customer Service flexable payments and a great Rep for our state. We love Larry!!
Destiny Cortez
Am currently waiting for this insurance company to pay off their part of my totaled car loan, they have been dragging it out for almost two months. If I would have known this would happen I would have just paid my deductible and let my insurance handle everything. This adjuster does not answer any calls and had to call the claims department to send out an alert before any supervisor gets involved. Waste of time, and just drags out the emotional and stressful response of it all.
Scotty
I got hit by one of their insured drivers who misjudged how close I was and pulled right out in front of me !! I have never dealt with such a pathetic business and people they take days weeks to return your call and keep the whole situation dragging on just pitiful I have since put it in the hands of a lawyer as I am over it !
Alando
Allison Barnes called me from 6785690289 cursed me out saying my daughter was in an accident in my car. She stated that she has been working for your company 20 years and that she can care less who I talk to about her behavior. She said she didn't care who I was nor does she have respect for authority. She didn't even ask if anyone was injured or if anyone was ok. Do not do business with this company.
Jenry Ordoñez
Me deben $5,000 hace más de 3 meses y no me quieren pagar y todavía me tocan mi carro
Showing 1 - 10 out of 12 reviews

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.