Aspire General vs The Hartford Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Aspire General
Not Rated
What is this?

Insurify Composite Score

The Hartford
93
What is this?

Insurify Composite Score

Aspire General VS The Hartford
Not Rated
93
What is this?
User Ratings
OptionsAspire General The Hartford
Rating/Reviews
6 reviews
29,516 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAspire General The Hartford
Call Center Representative--About average
Insurer Website--Better than most
Overall Satisfaction--Better than most
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAspire General The Hartford
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--The rest
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionAspire General The Hartford
California--835 pt
Better than most
Florida--806 pt
The rest
Mid-Atlantic--839 pt
About average
North Central--838 pt
Better than most
Northwest--832 pt
Better than most
Southwest--838 pt
Among the best
Mobile App Ratings
RegionAspire General The Hartford
Android--
376 Reviews
iOS--
47 Reviews
Financial Ratings
OptionsAspire General The Hartford
A.M. Best--A+
Moody's--A2
Standard & Poor's--A+

Auto Insurance Quotes

For Married Drivers

CityAspire General The Hartford
Phoenix--$51
Santa Monica--$76

For Single Drivers

CityAspire General The Hartford
Phoenix--$51
Santa Monica--$143

For Male Drivers

CityAspire General The Hartford
Phoenix--$52
Santa Monica--$138

For Female Drivers

CityAspire General The Hartford
Phoenix--$49
Santa Monica--$81

For Drivers with Speeding Ticket

CityAspire General The Hartford
Phoenix--$67
Santa Monica--$213

For Drivers with No Speeding Ticket

CityAspire General The Hartford
Phoenix--$47
Santa Monica--$87

For Drivers Age Between 18-40

CityAspire General The Hartford
Phoenix--$52
Santa Monica--$165

For Drivers Age Between 40-65

CityAspire General The Hartford
Phoenix--$49
Santa Monica--$68

For Drivers Age of 65+

CityAspire General The Hartford
Phoenix--$53
Santa Monica--$56

For Drivers with Average Credit

CityAspire General The Hartford
Phoenix--$49
Santa Monica--$97

For Drivers with Fair Credit

CityAspire General The Hartford
Phoenix--$59
Santa Monica--$81

For Drivers with Good Credit

CityAspire General The Hartford
Phoenix--$46
Santa Monica--$83

For Drivers with Excellent Credit

CityAspire General The Hartford
Phoenix--$49
Santa Monica--$176

Quotes & Discounts

Discount typeAspire General The Hartford
Alcohol education awarenessVaries--
Anti-Theft DeviceVariesUp to 15%
Anti-lock BrakeVaries--
Claims Free RenewalVaries--
Daytime Running LightsVaries--
DeductibleVaries--
Defensive DriverVariesUp to 5%
EV/HybridVariesVaries
Good StudentVariesUp to 15%
Mature driverVaries--
Multiple PolicyVariesUp to 20%
Multiple VehicleVaries--
Passive RestraintVariesUp to 3%
Driving training--Varies
Paid in full--Varies
teenSMART--Up to 10%

Payment Methods

Discount typeAspire General The Hartford
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments --yes
Electronic Check
yes--
Mail Payment
--yes
Mobile App Payments
--yes
Online Payment
yesyes
Phone Payment
--yes

Features and Services

Features and ServicesAspire General The Hartford
24/7 serviceyesyes
Accident forgiveness--yes
Flexible / convenient paymentsyes--
Mobile app--yes
Online account managementyesyes
Roadside assistanceyesyes
Text and email alertsyes--

Optional Coverages

Optional CoveragesAspire General The Hartford
Accident Forgiveness
--yes
Antique or Collector Car Insurance
--yes
Comprehensive Claim Forgiveness
--yes
Emergency Assistance Coverage
--yes
Glass Coverage --yes
Named Non‐Owner Coverage
yes--
Named Operator Endorsement Buy Back Option
yes--
New Car Replacement Coverage
--yes
Original Equipment Manufacturer Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Sound System Coverage
yes--
Umbrella Policy
--yes
Vanishing Deductible
--yes

Insurance by State

Online Quoting by State

  • Aspire General
  • The Hartford
  • Both

SR‌-22 Insurance by State

  • Aspire General
  • The Hartford
  • Both

Compare Insurance Products

ProductAspire General The Hartford
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes

User Reviews

  • Aspire General Reviews
  • The Hartford Reviews
2.2
5 Stars
17 %
4 Stars
17 %
1 Star
67 %

Most Positive Review

By Tonia Holland
So far so good

Most Critical Review

By Joseph Wilson
I was a passenger in vehicle that had full coverage and they wont pay my doxtor bills only offered me $300.00 in a serious accident the rental the insured was operating had faulty seatbelts so i was not able to be safely as a passenger and we got in an accident. They should have had to give me at least the bills they told me to send them and they would pay but they didnt and you know i am mad about that. I guess i should have been offered an attorney i am about to sign the $300 and feel unprotected from the wholedeal its been 7 months since and the best offer wasv$300 give me a break what pain and suffering i did means nothing to them and what ever they lack for replacement vehicles alone i would have got more than that without the accident even happening

All Reviews

Showing 1 - 6 out of 6 Reviews
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Read reviews that mention

carmine
best
Janeth
Terrible service I got my car stolen feb 1 they be asking me for hella things and they even asked me if any of my older kids have took it or any one else on my family they be asking for phone records and ask me to explain how they took it !!then why I’m paying for an insurance that I can’t use until now I haven’t got any news on how everything is going and when I called they said that I never return the paperwork that they asked me to fill out when I did the worst terrible I don’t recommend it to any body at all
Jane
Absolutely no starts... the worst insurance company! They don’t help you with anything but are so quick to take your money!! Agents have no clue what so ever on how to do their job... no knowledge at all!!!
Kalyan
One of the worst insurance company ever I see in my life.
Tonia Holland
So far so good
Joseph Wilson
I was a passenger in vehicle that had full coverage and they wont pay my doxtor bills only offered me $300.00 in a serious accident the rental the insured was operating had faulty seatbelts so i was not able to be safely as a passenger and we got in an accident. They should have had to give me at least the bills they told me to send them and they would pay but they didnt and you know i am mad about that. I guess i should have been offered an attorney i am about to sign the $300 and feel unprotected from the wholedeal its been 7 months since and the best offer wasv$300 give me a break what pain and suffering i did means nothing to them and what ever they lack for replacement vehicles alone i would have got more than that without the accident even happening

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.