Aspire General vs State Farm Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Aspire General
Not Rated
What is this?

Insurify Composite Score

State Farm
88
What is this?

Insurify Composite Score

Aspire General VS State Farm
Not Rated
88
What is this?
User Ratings
OptionsAspire General State Farm
Rating/Reviews
6 reviews
2,186 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAspire General State Farm
Insurer Website--The rest
Local Agent--About average
Overall Satisfaction--About average
Policy Offerings--About average
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAspire General State Farm
Claim Servicing--About average
Estimation Process--Better than most
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--About average
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionAspire General State Farm
California--813 pt
About average
Central--824 pt
About average
Florida--798 pt
The rest
Mid-Atlantic--826 pt
The rest
New England--838 pt
Better than most
New York--820 pt
About average
North Central--840 pt
Better than most
Northwest--817 pt
About average
Southeast--821 pt
About average
Southwest--829 pt
Better than most
Texas--816 pt
The rest
Mobile App Ratings
RegionAspire General State Farm
Android--
12,082 Reviews
iOS--
288 Reviews
Financial Ratings
OptionsAspire General State Farm
A.M. Best--A++
Moody's--Aa1
Standard & Poor's--AA

Auto Insurance Quotes

For Married Drivers

CityAspire General State Farm
Austin--$52
Chicago--$54
Philadelphia--$73
Phoenix--$72
Santa Monica--$81

For Single Drivers

CityAspire General State Farm
Austin--$54
Chicago--$54
Philadelphia--$74
Phoenix--$64
Santa Monica--$117

For Male Drivers

CityAspire General State Farm
Austin--$52
Chicago--$53
Philadelphia--$72
Phoenix--$63
Santa Monica--$116

For Female Drivers

CityAspire General State Farm
Austin--$54
Chicago--$56
Philadelphia--$76
Phoenix--$73
Santa Monica--$83

For Drivers with Speeding Ticket

CityAspire General State Farm
Austin--$66
Chicago--$60
Philadelphia--$84
Phoenix--$74
Santa Monica--$187

For Drivers with No Speeding Ticket

CityAspire General State Farm
Austin--$50
Chicago--$53
Philadelphia--$73
Phoenix--$67
Santa Monica--$80

For Drivers Age Between 18-40

CityAspire General State Farm
Austin--$56
Chicago--$55
Philadelphia--$76
Phoenix--$65
Santa Monica--$132

For Drivers Age Between 40-65

CityAspire General State Farm
Austin--$50
Chicago--$51
Philadelphia--$69
Phoenix--$68
Santa Monica--$79

For Drivers Age of 65+

CityAspire General State Farm
Austin--$52
Chicago--$62
Philadelphia--$84
Phoenix--$80
Santa Monica--$55

For Drivers with Average Credit

CityAspire General State Farm
Austin--$60
Chicago--$62
Philadelphia--$84
Phoenix--$80
Santa Monica--$95

For Drivers with Fair Credit

CityAspire General State Farm
Austin--$58
Chicago--$60
Philadelphia--$81
Phoenix--$90
Santa Monica--$81

For Drivers with Good Credit

CityAspire General State Farm
Austin--$52
Chicago--$53
Philadelphia--$72
Phoenix--$62
Santa Monica--$89

For Drivers with Excellent Credit

CityAspire General State Farm
Austin--$42
Chicago--$43
Philadelphia--$59
Phoenix--$39
Santa Monica--$131

Quotes & Discounts

Discount typeAspire General State Farm
Alcohol education awarenessVaries--
Anti-Theft DeviceVariesUp to 15%
Anti-lock BrakeVariesUp to 20%
Claims Free RenewalVariesVaries
Daytime Running LightsVariesVaries
DeductibleVaries--
Defensive DriverVariesUp to 5%
EV/HybridVaries--
Good StudentVariesUp to 25%
Mature driverVariesVaries
Multiple PolicyVariesUp to 17%
Multiple VehicleVariesUp to 20%
Passive RestraintVariesUp to 40%
Accident Free--Up to 15%
Driving Habits--Up to 30%
Driving training--Varies
Good Credit--Up to 80%
Good Driver--Up to 25%
Home Owner--Varies
Low Mileage--Up to 10%
Loyalty--Varies
Military--Varies
New Car--Up to 40%
Senior Adult--Varies
Student Away at School--Varies
Travelink--Varies
teenSMART--Up to 15%

Payment Methods

Discount typeAspire General State Farm
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments --yes
Electronic Check
yesyes
In Person Payment
--yes
Mail Payment
--yes
Mobile App Payments
--yes
Online Payment
yesyes
Pay Through Your Agent
--yes
Person 2 Person Payment --yes
Phone Payment
--yes

Features and Services

Features and ServicesAspire General State Farm
24/7 serviceyesyes
Enhanced towing & substitute coverage--yes
Flexible / convenient paymentsyesyes
Loyalty rewards program--yes
Mobile app--yes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes
Text and email alertsyes--

Optional Coverages

Optional CoveragesAspire General State Farm
Accidental Death, Dismemberment, Disability
--yes
Antique or Collector Car Insurance
--yes
Emergency Assistance Coverage
--yes
Emergency Lockout Coverage
--yes
Glass Coverage --yes
Mechanical Breakdown Insurance
--yes
Named Non‐Owner Coverage
yes--
Named Operator Endorsement Buy Back Option
yes--
Original Equipment Manufacturer Coverage
yes--
Preferred Repair Services
--yes
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes
Sound System Coverage
yes--

Insurance by State

Uber and Lyft driver insurance

  • Aspire General
  • State Farm
  • Both

SR‌-22 Insurance by State

  • Aspire General
  • State Farm
  • Both

Compare Insurance Products

ProductAspire General State Farm
Personal Articles InsurancePersonal Articles Insurance--yes
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Condo InsuranceCondo Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Disability InsuranceDisability Insurance--yes
Farm InsuranceFarm Insurance--yes
Flood InsuranceFlood Insurance--yes
Golf Cart InsuranceGolf Cart Insurance--yes
Health InsuranceHealth Insurance--yes
Home InsuranceHome Insurance--yes
Identity Theft InsuranceIdentity Theft Insurance--yes
Life InsuranceLife Insurance--yes
Long-Term Care InsuranceLong-Term Care Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Renters InsuranceRenters Insurance--yes
Ridesharing InsuranceRidesharing Insurance--yes
RV InsuranceRV Insurance--yes
Snowmobile insuranceSnowmobile insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Aspire General Reviews
  • State Farm Reviews
2.2
5 Stars
17 %
4 Stars
17 %
1 Star
67 %

Most Positive Review

By Tonia Holland
So far so good

Most Critical Review

By Joseph Wilson
I was a passenger in vehicle that had full coverage and they wont pay my doxtor bills only offered me $300.00 in a serious accident the rental the insured was operating had faulty seatbelts so i was not able to be safely as a passenger and we got in an accident. They should have had to give me at least the bills they told me to send them and they would pay but they didnt and you know i am mad about that. I guess i should have been offered an attorney i am about to sign the $300 and feel unprotected from the wholedeal its been 7 months since and the best offer wasv$300 give me a break what pain and suffering i did means nothing to them and what ever they lack for replacement vehicles alone i would have got more than that without the accident even happening

All Reviews

Showing 1 - 6 out of 6 Reviews
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Read reviews that mention

carmine
best
Janeth
Terrible service I got my car stolen feb 1 they be asking me for hella things and they even asked me if any of my older kids have took it or any one else on my family they be asking for phone records and ask me to explain how they took it !!then why I’m paying for an insurance that I can’t use until now I haven’t got any news on how everything is going and when I called they said that I never return the paperwork that they asked me to fill out when I did the worst terrible I don’t recommend it to any body at all
Jane
Absolutely no starts... the worst insurance company! They don’t help you with anything but are so quick to take your money!! Agents have no clue what so ever on how to do their job... no knowledge at all!!!
Kalyan
One of the worst insurance company ever I see in my life.
Tonia Holland
So far so good
Joseph Wilson
I was a passenger in vehicle that had full coverage and they wont pay my doxtor bills only offered me $300.00 in a serious accident the rental the insured was operating had faulty seatbelts so i was not able to be safely as a passenger and we got in an accident. They should have had to give me at least the bills they told me to send them and they would pay but they didnt and you know i am mad about that. I guess i should have been offered an attorney i am about to sign the $300 and feel unprotected from the wholedeal its been 7 months since and the best offer wasv$300 give me a break what pain and suffering i did means nothing to them and what ever they lack for replacement vehicles alone i would have got more than that without the accident even happening

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.