Aspire General vs Foremost Signature Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Ratings

Insurify Composite Score

Aspire General
Not Rated
What is this?

Insurify Composite Score

Foremost Signature
Not Rated
What is this?

Insurify Composite Score

Aspire General VS Foremost Signature
Not Rated
Not Rated
What is this?
User Ratings
OptionsAspire General Foremost Signature
Rating/Reviews
6 reviews
0 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAspire General Foremost Signature
Call Center Representative--The rest
Insurer Website--The rest
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--The rest
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAspire General Foremost Signature
Claim Servicing--About average
Estimation Process--About average
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--The rest
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionAspire General Foremost Signature
Florida--849 pt
Among the best
New England--803 pt
The rest
New York--834 pt
Better than most
North Central--811 pt
The rest
Southeast--796 pt
The rest
Texas--823 pt
About average
Mobile App Ratings
RegionAspire General Foremost Signature
Android--
1,187 Reviews
iOS--
224 Reviews
Financial Ratings
OptionsAspire General Foremost Signature
A.M. Best--A+
Fitch--AA-
Moody's--Aa3
Standard & Poor's--AA-

Auto Insurance Quotes

For Married Drivers

CityAspire General Foremost Signature
Austin--$82
Chicago--$96
Phoenix--$66
Santa Monica--$119

For Single Drivers

CityAspire General Foremost Signature
Austin--$115
Chicago--$133
Phoenix--$102
Santa Monica--$205

For Male Drivers

CityAspire General Foremost Signature
Austin--$106
Chicago--$120
Phoenix--$89
Santa Monica--$194

For Female Drivers

CityAspire General Foremost Signature
Austin--$90
Chicago--$110
Phoenix--$79
Santa Monica--$130

For Drivers with Speeding Ticket

CityAspire General Foremost Signature
Austin--$150
Chicago--$183
Phoenix--$150
Santa Monica--$376

For Drivers with No Speeding Ticket

CityAspire General Foremost Signature
Austin--$87
Chicago--$100
Phoenix--$70
Santa Monica--$116

For Drivers Age Between 18-40

CityAspire General Foremost Signature
Austin--$123
Chicago--$137
Phoenix--$106
Santa Monica--$225

For Drivers Age Between 40-65

CityAspire General Foremost Signature
Austin--$76
Chicago--$90
Phoenix--$61
Santa Monica--$117

For Drivers Age of 65+

CityAspire General Foremost Signature
Austin--$90
Chicago--$125
Phoenix--$86
Santa Monica--$96

For Drivers with Average Credit

CityAspire General Foremost Signature
Austin--$113
Chicago--$130
Phoenix--$99
Santa Monica--$148

For Drivers with Fair Credit

CityAspire General Foremost Signature
Austin--$107
Chicago--$115
Phoenix--$75
Santa Monica--$131

For Drivers with Good Credit

CityAspire General Foremost Signature
Austin--$74
Chicago--$96
Phoenix--$69
Santa Monica--$126

For Drivers with Excellent Credit

CityAspire General Foremost Signature
Austin--$99
Chicago--$118
Phoenix--$93
Santa Monica--$244

Quotes & Discounts

Discount typeAspire General Foremost Signature
Alcohol education awarenessVaries--
Anti-Theft DeviceVariesVaries
Anti-lock BrakeVariesVaries
Claims Free RenewalVariesVaries
Daytime Running LightsVaries--
DeductibleVariesVaries
Defensive DriverVariesVaries
EV/HybridVaries--
Good StudentVariesVaries
Mature driverVaries--
Multiple PolicyVariesVaries
Multiple VehicleVariesVaries
Passive RestraintVariesVaries
Accident Forgiveness--Varies
Accident Free--Varies
Advance shopper--Varies
Affinity group--Varies
Alumni--Varies
Driving Habits--Varies
Driving training--Varies
E-billing--Varies
Early Quote--Varies
Good Driver--Varies
Home Owner--Varies
Loyalty--Varies
Organization--Varies
Paid in full--Varies
Paperless documents--Varies
Preferred payment--Varies
Prepay--Varies
Professional organization--Varies
Roadside Assistance--Varies
Seat Belt Use--Varies
Signing documents when you buy online--Varies
Starting your auto quote online--Varies
Student Away at School--Varies
Youth Driving--Varies

Payment Methods

Discount typeAspire General Foremost Signature
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments --yes
Electronic Check
yesyes
Mail Payment
--yes
Mobile App Payments
--yes
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Pay Through Your Agent
--yes
Payroll Deduction
--yes
Phone Payment
--yes
Prepayment
--yes

Features and Services

Features and ServicesAspire General Foremost Signature
24/7 serviceyesyes
Flexible / convenient paymentsyesyes
Mobile app--yes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes
Text and email alertsyes--

Optional Coverages

Optional CoveragesAspire General Foremost Signature
Gap Insurance
--yes
Glass Coverage --yes
Legal Defense Costs Coverage
--yes
Named Non‐Owner Coverage
yes--
Named Operator Endorsement Buy Back Option
yes--
New Car Replacement Coverage
--yes
Original Equipment Manufacturer Coverage
yesyes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Sound System Coverage
yes--

Insurance by State

Uber and Lyft driver insurance

  • Aspire General
  • Foremost Signature
  • Both

SR‌-22 Insurance by State

  • Aspire General
  • Foremost Signature
  • Both

Compare Insurance Products

ProductAspire General Foremost Signature
Accident InsuranceAccident Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Cancer InsuranceCancer Insurance--yes
Condo InsuranceCondo Insurance--yes
Critical Illness InsuranceCritical Illness Insurance--yes
Dental InsuranceDental Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Disability InsuranceDisability Insurance--yes
Home InsuranceHome Insurance--yes
Hospital Indemnity InsuranceHospital Indemnity Insurance--yes
Life InsuranceLife Insurance--yes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes
Small Business InsuranceSmall Business Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes
Vision InsuranceVision Insurance--yes

User Reviews

  • Aspire General Reviews
  • Foremost Signature Reviews
2.2
5 Stars
17 %
4 Stars
17 %
1 Star
67 %

Most Positive Review

By Tonia Holland
So far so good

Most Critical Review

By Joseph Wilson
I was a passenger in vehicle that had full coverage and they wont pay my doxtor bills only offered me $300.00 in a serious accident the rental the insured was operating had faulty seatbelts so i was not able to be safely as a passenger and we got in an accident. They should have had to give me at least the bills they told me to send them and they would pay but they didnt and you know i am mad about that. I guess i should have been offered an attorney i am about to sign the $300 and feel unprotected from the wholedeal its been 7 months since and the best offer wasv$300 give me a break what pain and suffering i did means nothing to them and what ever they lack for replacement vehicles alone i would have got more than that without the accident even happening

All Reviews

Showing 1 - 6 out of 6 Reviews
Sort by

Read reviews that mention

carmine
best
Janeth
Terrible service I got my car stolen feb 1 they be asking me for hella things and they even asked me if any of my older kids have took it or any one else on my family they be asking for phone records and ask me to explain how they took it !!then why I’m paying for an insurance that I can’t use until now I haven’t got any news on how everything is going and when I called they said that I never return the paperwork that they asked me to fill out when I did the worst terrible I don’t recommend it to any body at all
Jane
Absolutely no starts... the worst insurance company! They don’t help you with anything but are so quick to take your money!! Agents have no clue what so ever on how to do their job... no knowledge at all!!!
Kalyan
One of the worst insurance company ever I see in my life.
Tonia Holland
So far so good
Joseph Wilson
I was a passenger in vehicle that had full coverage and they wont pay my doxtor bills only offered me $300.00 in a serious accident the rental the insured was operating had faulty seatbelts so i was not able to be safely as a passenger and we got in an accident. They should have had to give me at least the bills they told me to send them and they would pay but they didnt and you know i am mad about that. I guess i should have been offered an attorney i am about to sign the $300 and feel unprotected from the wholedeal its been 7 months since and the best offer wasv$300 give me a break what pain and suffering i did means nothing to them and what ever they lack for replacement vehicles alone i would have got more than that without the accident even happening

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.