Aspire General vs Farmers Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Aspire General
Not Rated
What is this?

Insurify Composite Score

Farmers
85
What is this?

Insurify Composite Score

Aspire General VS Farmers
Not Rated
85
What is this?
User Ratings
OptionsAspire General Farmers
Rating/Reviews
6 reviews
506 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAspire General Farmers
Insurer Website--About average
Local Agent--About average
Overall Satisfaction--About average
Policy Offerings--About average
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAspire General Farmers
Claim Servicing--About average
Estimation Process--About average
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--The rest
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionAspire General Farmers
California--795 pt
The rest
Central--821 pt
About average
Florida--820 pt
About average
Mid-Atlantic--814 pt
The rest
North Central--808 pt
The rest
Northwest--785 pt
The rest
Southwest--797 pt
The rest
Texas--822 pt
About average
Mobile App Ratings
RegionAspire General Farmers
Android--
2,565 Reviews
iOS--
538 Reviews
Financial Ratings
OptionsAspire General Farmers
A.M. Best--A
Fitch--A+
Moody's--A2
Standard & Poor's--A

Auto Insurance Quotes

For Married Drivers

CityAspire General Farmers
Chicago--$124
Phoenix--$126
Santa Monica--$120

For Single Drivers

CityAspire General Farmers
Chicago--$117
Phoenix--$120
Santa Monica--$263

For Male Drivers

CityAspire General Farmers
Chicago--$129
Phoenix--$129
Santa Monica--$269

For Female Drivers

CityAspire General Farmers
Chicago--$112
Phoenix--$117
Santa Monica--$114

For Drivers with Speeding Ticket

CityAspire General Farmers
Chicago--$163
Phoenix--$157
Santa Monica--$302

For Drivers with No Speeding Ticket

CityAspire General Farmers
Chicago--$111
Phoenix--$116
Santa Monica--$168

For Drivers Age Between 18-40

CityAspire General Farmers
Chicago--$120
Phoenix--$123
Santa Monica--$303

For Drivers Age Between 40-65

CityAspire General Farmers
Chicago--$115
Phoenix--$118
Santa Monica--$104

For Drivers Age of 65+

CityAspire General Farmers
Chicago--$142
Phoenix--$143
Santa Monica--$101

For Drivers with Average Credit

CityAspire General Farmers
Chicago--$116
Phoenix--$123
Santa Monica--$149

For Drivers with Fair Credit

CityAspire General Farmers
Chicago--$132
Phoenix--$134
Santa Monica--$134

For Drivers with Good Credit

CityAspire General Farmers
Chicago--$126
Phoenix--$128
Santa Monica--$140

For Drivers with Excellent Credit

CityAspire General Farmers
Chicago--$108
Phoenix--$108
Santa Monica--$343

Quotes & Discounts

Discount typeAspire General Farmers
Alcohol education awarenessVaries--
Anti-Theft DeviceVariesVaries
Anti-lock BrakeVariesVaries
Claims Free RenewalVariesVaries
Daytime Running LightsVariesVaries
DeductibleVaries--
Defensive DriverVariesVaries
EV/HybridVariesUp to 5%
Good StudentVariesVaries
Mature driverVariesVaries
Multiple PolicyVariesUp to 10%
Multiple VehicleVariesVaries
Passive RestraintVariesVaries
Affinity group--Varies
Driving Habits--Varies
Driving training--Varies
E-billing--Varies
Early Quote--Varies
Electronic Stability Control--Varies
Family--Varies
Good Driver--Varies
Good Payer--Varies
Home Owner--Varies
Loyalty--Varies
Military--Varies
On Your Own--Varies
Organization--Varies
Paid in full--Varies
Paperless documents--Varies
Preferred payment--Varies
Prepay--Varies
Professional organization--Varies
Provider Switch--Varies
Senior Adult--Varies
Student Away at School--Varies
VIN Etching--Varies
Youth Driving--Varies
teenSMART--Varies

Payment Methods

Discount typeAspire General Farmers
Automatic Online Payment
yesyes
Credit Card Payment yesyes
Debit Card Payments --yes
Electronic Check
yesyes
In Person Payment
--yes
Mail Payment
--yes
Mobile App Payments
--yes
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Phone Payment
--yes

Features and Services

Features and ServicesAspire General Farmers
24/7 serviceyes--
Accident forgiveness--yes
Flexible / convenient paymentsyesyes
Mobile app--yes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes
Text and email alertsyes--

Optional Coverages

Optional CoveragesAspire General Farmers
Accident Forgiveness
--yes
Antique or Collector Car Insurance
--yes
Comprehensive Claim Forgiveness
--yes
Emergency Lockout Coverage
--yes
Glass Coverage --yes
Incident Forgiveness
--yes
Loss of Use Coverage
--yes
Named Non‐Owner Coverage
yes--
Named Operator Endorsement Buy Back Option
yes--
New Car Replacement Coverage
--yes
No Fault Coverage
--yes
Original Equipment Manufacturer Coverage
yesyes
Personal/Upgraded Item Coverage
--yes
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes
Small Claim Forgiveness
--yes
Sound System Coverage
yes--
Umbrella Policy
--yes
Vanishing Deductible
--yes

Insurance by State

Car Insurance

  • Aspire General
  • Farmers
  • Both

Uber and Lyft driver insurance

  • Aspire General
  • Farmers
  • Both

SR‌-22 Insurance by State

  • Aspire General
  • Farmers
  • Both

Compare Insurance Products

ProductAspire General Farmers
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Condo InsuranceCondo Insurance--yes
Earthquake InsuranceEarthquake Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Recreational InsuranceRecreational Insurance--yes
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Aspire General Reviews
  • Farmers Reviews
2.2
5 Stars
17 %
4 Stars
17 %
1 Star
67 %

Most Positive Review

By Tonia Holland
So far so good

Most Critical Review

By Joseph Wilson
I was a passenger in vehicle that had full coverage and they wont pay my doxtor bills only offered me $300.00 in a serious accident the rental the insured was operating had faulty seatbelts so i was not able to be safely as a passenger and we got in an accident. They should have had to give me at least the bills they told me to send them and they would pay but they didnt and you know i am mad about that. I guess i should have been offered an attorney i am about to sign the $300 and feel unprotected from the wholedeal its been 7 months since and the best offer wasv$300 give me a break what pain and suffering i did means nothing to them and what ever they lack for replacement vehicles alone i would have got more than that without the accident even happening

All Reviews

Showing 1 - 6 out of 6 Reviews
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Read reviews that mention

carmine
best
Janeth
Terrible service I got my car stolen feb 1 they be asking me for hella things and they even asked me if any of my older kids have took it or any one else on my family they be asking for phone records and ask me to explain how they took it !!then why I’m paying for an insurance that I can’t use until now I haven’t got any news on how everything is going and when I called they said that I never return the paperwork that they asked me to fill out when I did the worst terrible I don’t recommend it to any body at all
Jane
Absolutely no starts... the worst insurance company! They don’t help you with anything but are so quick to take your money!! Agents have no clue what so ever on how to do their job... no knowledge at all!!!
Kalyan
One of the worst insurance company ever I see in my life.
Tonia Holland
So far so good
Joseph Wilson
I was a passenger in vehicle that had full coverage and they wont pay my doxtor bills only offered me $300.00 in a serious accident the rental the insured was operating had faulty seatbelts so i was not able to be safely as a passenger and we got in an accident. They should have had to give me at least the bills they told me to send them and they would pay but they didnt and you know i am mad about that. I guess i should have been offered an attorney i am about to sign the $300 and feel unprotected from the wholedeal its been 7 months since and the best offer wasv$300 give me a break what pain and suffering i did means nothing to them and what ever they lack for replacement vehicles alone i would have got more than that without the accident even happening

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.