Aspire General vs CSAA Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Aspire General
Not Rated
What is this?

Insurify Composite Score

CSAA
79
What is this?

Insurify Composite Score

Aspire General VS CSAA
Not Rated
79
What is this?
User Ratings
OptionsAspire General CSAA
Rating/Reviews
6 reviews
176 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAspire General CSAA
Call Center Representative--Among the best
Insurer Website--The rest
Local Agent--Better than most
Overall Satisfaction--Better than most
Policy Offerings--About average
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAspire General CSAA
Claim Servicing--The rest
Estimation Process--About average
First Notice of Loss (FNOL)--The rest
Overall Satisfaction--About average
Rental Experience--The rest
Repair Process--Better than most
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionAspire General CSAA
California--814 pt
About average
Mid-Atlantic--816 pt
The rest
Southwest--839 pt
Among the best
Mobile App Ratings
RegionAspire General CSAA
Android--
24,330 Reviews
iOS--
737 Reviews
Financial Ratings
OptionsAspire General CSAA
A.M. Best--A

Auto Insurance Quotes

For Married Drivers

CityAspire General CSAA
Phoenix--$54
Santa Monica--$54

For Single Drivers

CityAspire General CSAA
Phoenix--$58
Santa Monica--$125

For Male Drivers

CityAspire General CSAA
Phoenix--$55
Santa Monica--$126

For Female Drivers

CityAspire General CSAA
Phoenix--$58
Santa Monica--$54

For Drivers with Speeding Ticket

CityAspire General CSAA
Phoenix--$62
Santa Monica--$174

For Drivers with No Speeding Ticket

CityAspire General CSAA
Phoenix--$55
Santa Monica--$72

For Drivers Age Between 18-40

CityAspire General CSAA
Phoenix--$54
Santa Monica--$139

For Drivers Age Between 40-65

CityAspire General CSAA
Phoenix--$48
Santa Monica--$51

For Drivers Age of 65+

CityAspire General CSAA
Phoenix--$97
Santa Monica--$52

For Drivers with Average Credit

CityAspire General CSAA
Phoenix--$70
Santa Monica--$68

For Drivers with Fair Credit

CityAspire General CSAA
Phoenix--$74
Santa Monica--$65

For Drivers with Good Credit

CityAspire General CSAA
Phoenix--$43
Santa Monica--$63

For Drivers with Excellent Credit

CityAspire General CSAA
Phoenix--$38
Santa Monica--$164

Quotes & Discounts

Discount typeAspire General CSAA
Alcohol education awarenessVaries--
Anti-Theft DeviceVaries--
Anti-lock BrakeVaries--
Claims Free RenewalVaries--
Daytime Running LightsVaries--
DeductibleVaries--
Defensive DriverVaries--
EV/HybridVaries--
Good StudentVariesUp to 14.3%
Mature driverVaries--
Multiple PolicyVariesUp to 20%
Multiple VehicleVariesUp to 27.3%
Passive RestraintVaries--
Alumni--Up to 7.4%
Driving training--Up to 4.7%
Good Driver--Up to 20%
Home Owner--Up to 15.7%
Low Mileage--Up to 19.1%
Loyalty--Up to 5.6%
Organization--Up to 5%
Professional organization--Up to 7.4%
Student Away at School--Up to 46.7%

Payment Methods

Discount typeAspire General CSAA
Automatic Online Payment
yesyes
Credit Card Payment yesyes
Debit Card Payments --yes
Electronic Check
yes--
Online Payment
yesyes

Features and Services

Features and ServicesAspire General CSAA
24/7 serviceyesyes
Flexible / convenient paymentsyes--
Loyalty rewards program--yes
Mobile app--yes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes
Text and email alertsyes--

Optional Coverages

Optional CoveragesAspire General CSAA
Accidental Death, Dismemberment, Disability
--yes
Antique or Collector Car Insurance
--yes
First Aid Reimbursement
--yes
Named Non‐Owner Coverage
yes--
Named Operator Endorsement Buy Back Option
yes--
Original Equipment Manufacturer Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Sound System Coverage
yes--
Umbrella Policy
--yes

Insurance by State

SR‌-22 Insurance by State

  • Aspire General
  • CSAA
  • Both

Compare Insurance Products

ProductAspire General CSAA
Car InsuranceCar Insuranceyesyes

User Reviews

  • Aspire General Reviews
  • CSAA Reviews
2.2
5 Stars
17 %
4 Stars
17 %
1 Star
67 %

Most Positive Review

By Tonia Holland
So far so good

Most Critical Review

By Joseph Wilson
I was a passenger in vehicle that had full coverage and they wont pay my doxtor bills only offered me $300.00 in a serious accident the rental the insured was operating had faulty seatbelts so i was not able to be safely as a passenger and we got in an accident. They should have had to give me at least the bills they told me to send them and they would pay but they didnt and you know i am mad about that. I guess i should have been offered an attorney i am about to sign the $300 and feel unprotected from the wholedeal its been 7 months since and the best offer wasv$300 give me a break what pain and suffering i did means nothing to them and what ever they lack for replacement vehicles alone i would have got more than that without the accident even happening

All Reviews

Showing 1 - 6 out of 6 Reviews
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Read reviews that mention

carmine
best
Janeth
Terrible service I got my car stolen feb 1 they be asking me for hella things and they even asked me if any of my older kids have took it or any one else on my family they be asking for phone records and ask me to explain how they took it !!then why I’m paying for an insurance that I can’t use until now I haven’t got any news on how everything is going and when I called they said that I never return the paperwork that they asked me to fill out when I did the worst terrible I don’t recommend it to any body at all
Jane
Absolutely no starts... the worst insurance company! They don’t help you with anything but are so quick to take your money!! Agents have no clue what so ever on how to do their job... no knowledge at all!!!
Kalyan
One of the worst insurance company ever I see in my life.
Tonia Holland
So far so good
Joseph Wilson
I was a passenger in vehicle that had full coverage and they wont pay my doxtor bills only offered me $300.00 in a serious accident the rental the insured was operating had faulty seatbelts so i was not able to be safely as a passenger and we got in an accident. They should have had to give me at least the bills they told me to send them and they would pay but they didnt and you know i am mad about that. I guess i should have been offered an attorney i am about to sign the $300 and feel unprotected from the wholedeal its been 7 months since and the best offer wasv$300 give me a break what pain and suffering i did means nothing to them and what ever they lack for replacement vehicles alone i would have got more than that without the accident even happening

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.