Arbella vs Foremost Signature Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Arbella
Not Rated
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Insurify Composite Score

Foremost Signature
Not Rated
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Insurify Composite Score

Arbella VS Foremost Signature
Not Rated
Not Rated
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User Ratings
OptionsArbella Foremost Signature
Rating/Reviews
32 reviews
0 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsArbella Foremost Signature
Call Center Representative--The rest
Insurer Website--The rest
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--The rest
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsArbella Foremost Signature
Claim Servicing--About average
Estimation Process--About average
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--The rest
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionArbella Foremost Signature
Florida--849 pt
Among the best
New England800 pt
The rest
803 pt
The rest
New York--834 pt
Better than most
North Central--811 pt
The rest
Southeast--796 pt
The rest
Texas--823 pt
About average
Mobile App Ratings
RegionArbella Foremost Signature
Android--
1,187 Reviews
iOS--
224 Reviews
Financial Ratings
OptionsArbella Foremost Signature
A.M. Best--A+
Fitch--AA-
Moody's--Aa3
Standard & Poor's--AA-

Auto Insurance Quotes

For Married Drivers

CityArbella Foremost Signature
Austin--$82
Chicago--$96
Phoenix--$66
Santa Monica--$119

For Single Drivers

CityArbella Foremost Signature
Austin--$115
Chicago--$133
Phoenix--$102
Santa Monica--$205

For Male Drivers

CityArbella Foremost Signature
Austin--$106
Chicago--$120
Phoenix--$89
Santa Monica--$194

For Female Drivers

CityArbella Foremost Signature
Austin--$90
Chicago--$110
Phoenix--$79
Santa Monica--$130

For Drivers with Speeding Ticket

CityArbella Foremost Signature
Austin--$150
Chicago--$183
Phoenix--$150
Santa Monica--$376

For Drivers with No Speeding Ticket

CityArbella Foremost Signature
Austin--$87
Chicago--$100
Phoenix--$70
Santa Monica--$116

For Drivers Age Between 18-40

CityArbella Foremost Signature
Austin--$123
Chicago--$137
Phoenix--$106
Santa Monica--$225

For Drivers Age Between 40-65

CityArbella Foremost Signature
Austin--$76
Chicago--$90
Phoenix--$61
Santa Monica--$117

For Drivers Age of 65+

CityArbella Foremost Signature
Austin--$90
Chicago--$125
Phoenix--$86
Santa Monica--$96

For Drivers with Average Credit

CityArbella Foremost Signature
Austin--$113
Chicago--$130
Phoenix--$99
Santa Monica--$148

For Drivers with Fair Credit

CityArbella Foremost Signature
Austin--$107
Chicago--$115
Phoenix--$75
Santa Monica--$131

For Drivers with Good Credit

CityArbella Foremost Signature
Austin--$74
Chicago--$96
Phoenix--$69
Santa Monica--$126

For Drivers with Excellent Credit

CityArbella Foremost Signature
Austin--$99
Chicago--$118
Phoenix--$93
Santa Monica--$244

Quotes & Discounts

Discount typeArbella Foremost Signature
New CarUp to 7%--
Anti-Theft DeviceVariesVaries
Driving trainingVariesVaries
EV/HybridVaries--
FamilyVaries--
Good StudentVariesVaries
LoyaltyVariesVaries
MilitaryVaries--
More Vehicles Than DriversVaries--
Multiple PolicyVariesVaries
Multiple VehicleVariesVaries
Paid in fullVariesVaries
Provider SwitchVaries--
Student Away at SchoolVariesVaries
Accident Forgiveness--Varies
Accident Free--Varies
Advance shopper--Varies
Affinity group--Varies
Alumni--Varies
Anti-lock Brake--Varies
Claims Free Renewal--Varies
Deductible--Varies
Defensive Driver--Varies
Driving Habits--Varies
E-billing--Varies
Early Quote--Varies
Good Driver--Varies
Home Owner--Varies
Organization--Varies
Paperless documents--Varies
Passive Restraint--Varies
Preferred payment--Varies
Prepay--Varies
Professional organization--Varies
Roadside Assistance--Varies
Seat Belt Use--Varies
Signing documents when you buy online--Varies
Starting your auto quote online--Varies
Youth Driving--Varies

Payment Methods

Discount typeArbella Foremost Signature
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
yesyes
Mobile App Payments
--yes
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Pay Through Your Agent
--yes
Payroll Deduction
--yes
Phone Payment
yesyes
Prepayment
--yes

Features and Services

Features and ServicesArbella Foremost Signature
24/7 serviceyesyes
Accident forgivenessyes--
Enhanced towing & substitute coverageyes--
Flexible / convenient paymentsyesyes
Mobile app--yes
New vehicle replacement cost coverageyes--
Online account managementyesyes
Policy bundling discountsyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesArbella Foremost Signature
Accident Forgiveness
yes--
Gap Insurance
yesyes
Glass Coverage --yes
Legal Defense Costs Coverage
--yes
New Car Replacement Coverage
yesyes
No Fault Coverage
yes--
Original Equipment Manufacturer Coverage
yesyes
Pet Coverage
yes--
Rental Reimbursement
--yes
Roadside Assistance
--yes
Umbrella Policy
yes--
Vanishing Deductible
yes--

Uber and Lyft driver insurance

  • Arbella
  • Foremost Signature
  • Both

Compare Insurance Products

ProductArbella Foremost Signature
Accident InsuranceAccident Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insuranceyes--
Cancer InsuranceCancer Insurance--yes
Condo InsuranceCondo Insurance--yes
Critical Illness InsuranceCritical Illness Insurance--yes
Dental InsuranceDental Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Disability InsuranceDisability Insurance--yes
Home InsuranceHome Insuranceyesyes
Hospital Indemnity InsuranceHospital Indemnity Insurance--yes
Life InsuranceLife Insurance--yes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes
Small Business InsuranceSmall Business Insurance--yes
Umbrella InsuranceUmbrella Insuranceyesyes
Vision InsuranceVision Insurance--yes

User Reviews

  • Arbella Reviews
  • Foremost Signature Reviews
2.2
5 Stars
19 %
3 Stars
19 %
2 Stars
3 %
1 Star
59 %

Most Positive Review

By Ariel
Very good

Latest Review

By Theresa S
I have had Arbella Ins for many years and I thought they were ok well because they took my money every year. Now I find I needed help with a water bathroom issue and its been horrible!!! Why is it that I pay them 1,000 a year and after 20 years you want their help and they treat you like a stranger or worse. Why do we pay them every year for ins protection what are they protecting , they never come out during the year to say we are here to make sure your safe. No they just keep taking the money. ************* ******** ** *********,Says first try to resolve the issue and contact the insurance co but we have done that and just keep getting the same lines all from different people so how is that a resolution? Next stop ******** *******! And Social Media people need to know!

All Reviews

Showing 1 - 10 out of 32 Reviews
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Theresa S
I have had Arbella Ins for many years and I thought they were ok well because they took my money every year. Now I find I needed help with a water bathroom issue and its been horrible!!! Why is it that I pay them 1,000 a year and after 20 years you want their help and they treat you like a stranger or worse. Why do we pay them every year for ins protection what are they protecting , they never come out during the year to say we are here to make sure your safe. No they just keep taking the money. ************* ******** ** *********,Says first try to resolve the issue and contact the insurance co but we have done that and just keep getting the same lines all from different people so how is that a resolution? Next stop ******** *******! And Social Media people need to know!
Nick T
Arbella is ***** All they want is your money. After we had a accident they denied our claim because our car was hit by non vehicle related!!! What kind of insurance policy is that? I had never heard of anything as stupid as it sound. If you Arbella dont want to honor your policy, please use your head and think of something more realitic. Thanks and good luck with your dishonor bussiness.
Yuleissy C
I’ve been a customer of Arbella for 3 years with an auto policy. I was in an accident that wasn’t my fault and this insurance company claimed it was my fault from the very beginning, even though I had proof. They didn’t listen to my case and canceled my policy and they sent a letter to the state which resulted in getting 3 points added to my license which means that they were trying to get more money out of me and increase my policy. This company is pathetic, unethical and I would advise anyone looking for insurance coverage to look elsewhere. Arbella should be placed under review for there bad business practices. It’s a crime what they are doing to customers.
Dritan Celaj
Ii is very strange, that, after i received the bill, I called Arbella and asked- what the extra charges are, and the answer is "May be is this or that" or "ask the agent" and agent told me ask the Arbella. how you can charge the costumer, but you do not know why that charge is!!!!!!. There is only one reason, fraud and rip off. shame, shame shame.
Jillian
They have taken over 6 months to provide us with a settlement. They do not care about the displacement of my family, they are only concerned with saving money. We are switching providers ASAP. Insurance agent is supposed to be there for us and he is rude and does not care about our family.
erickcasillas
We had damage in our home due to a failed sump pump, neither insurance agent or Arbella notified us that this wasn't covered even thought it came with the house, it was a new construction. We reported the loss and the adjuster has us call ******* ****** for clean up, the came in, ripped floor and walls and left equipment for a few days, in all this time the adjuster just told us to call her once they we're done. Adjuster came in to see house after service was done and mentioned that there was no sump pump coverage, now we have a $1300.00 bill that we can't pay. This could have been easily avoided if the adjuster would have check first, she could have come to the house, review coverage and then inform us what our options were, not the other way around. Now in addition to the bill, we have ripped floors and broken walls. And to top it all off they cancelled the insurance for submitting a claim.
randall w.
Arbella has insured our condo building for 11years. In the 11 years that they have insured us we have had to file two claims due to extreme winter conditions causing ice dam damage and frozen water pipe damage. Both times they sent their appraiser and their adjuster awarded us money for repairs. we have recently been notified that due to excessive claims Arbella is dropping our coverage. Love the insurance scam here in America. They are very happy to take our premiums to invest and make money but when you have valid damages that are covered by the insurance policy they don't want you to make a claim. Interesting phenomenon
MC
I had been an Arbella customer for many years insuring both my residence and an auto with this company. Recently, I received a non-renewal letter after a claim was filed and awarded due to the stated policy terms. It seems unethical and unfair that an insurance company would choose to terminate a long time customer over coverage THEY decided to provide and both parties agreed to honor. When the claim was filed, the assigned agent who was very knowledgeable and courteous, informed us that the policy would indeed cover the claim. After weeks of stating the delay of the payout was due to their volume of claims, a manager contacted me and told me that the claim would not be covered since her decision was based on a report from an assessor that they paid, and which was ordered by them 2-3 weeks after their agreeing that the claim was in fact covered. After speaking with the manager, she realized she did not have a legitimate case and agreed to pay the amount which is clearly stated in the policy. Two-three weeks later, we received a non- renewal letter. This means that they decided to discontinue our insurance policy. Once this happens, it is difficult to get another insurance company to insure you since your previous policy was cancelled and they do not want to increase their risk for potential reoccurring claims. My advice to anyone looking for an ethical insurance company who values their customers and values loyalty is DO NOT CHOOSE ARBELLA! Had I known what their reputation is and what their practices are I would never have chosen Arbella to protect our assets and would never have been loyal to them by paying the premiums year after year. Do not trust this company to do what is best for you and to follow their terms and conditions written by them.
Cely T.
I want to expressed my disappointment of how I was treated this month when I filled a claim. First of all I went to their so called adjuster, then he took photos of my car, then he told me he'll send it to Will H***** at the Wakefield claim office. At first it was going well, then Mr H***** called and he left me a message appraisal is ready and he would like to speak to me and go over it. I called back twice left a message he never return my call. Today I was waiting because they are supposed to send it to me and I can fix my car but instead a call from another person who wants me to call him back, he said that a person will come and look at the car again in my house or at my work. I am really angry and insulted. it's like I am lying and making a false claim, yea right? I am sensitive to this kind of process. I never filed a false claim, I've been with this company a long time, went to ******* for my car for a few years for a better deal, then Arbella being my home insurer said they want to drop my Home insurance if I don't go back with my car insurance with them, and so i returned in 2014. Well perhaps it's been too long, the relationship became stale. This isn't how you treat a long time customer.I am real DISAPPOINTED.
Ariel
Very good
Showing 1 - 10 out of 32 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.