Apparent vs National General Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Apparent
Not Rated
What is this?

Insurify Composite Score

National General
58
What is this?

Insurify Composite Score

Apparent VS National General
Not Rated
58
What is this?
User Ratings
OptionsApparent National General
Rating/Reviews
0 reviews
210 reviews
J.D. Power Ratings by Region (out of 1000)
RegionApparent National General
Southeast--810 pt
The rest
Financial Ratings
OptionsApparent National General
A.M. Best--A-

Auto Insurance Quotes

For Married Drivers

CityApparent National General
Austin--$68

For Single Drivers

CityApparent National General
Austin--$74

For Male Drivers

CityApparent National General
Austin--$70

For Female Drivers

CityApparent National General
Austin--$72

For Drivers with Speeding Ticket

CityApparent National General
Austin--$82

For Drivers with No Speeding Ticket

CityApparent National General
Austin--$69

For Drivers Age Between 18-40

CityApparent National General
Austin--$75

For Drivers Age Between 40-65

CityApparent National General
Austin--$63

For Drivers Age of 65+

CityApparent National General
Austin--$88

For Drivers with Average Credit

CityApparent National General
Austin--$82

For Drivers with Fair Credit

CityApparent National General
Austin--$75

For Drivers with Good Credit

CityApparent National General
Austin--$69

For Drivers with Excellent Credit

CityApparent National General
Austin--$58

Quotes & Discounts

Discount typeApparent National General
Multiple VehicleUp to 30%Varies
Signing documents when you buy onlineUp to 17%--
Student Away at SchoolUp to 15%--
Starting your auto quote onlineUp to 13%--
Good StudentUp to 11%--
Multiple PolicyUp to 10%Varies
Paid in fullUp to 10%Varies
Good DriverUp to 7%Varies
Advance shopperUp to 5%--
Home OwnerUp to 4%--
Paperless documentsUp to 2%--
Affinity group--Varies
Anti-Theft Device--Varies
Anti-lock Brake--Varies
Low Mileage--Varies
Loyalty--Varies
Organization--Varies

Payment Methods

Discount typeApparent National General
Automatic Online Payment
yes--
Bank Payment/Direct Deposit yes--
Credit Card Payment yes--
Debit Card Payments yes--
Electronic Check
yes--
Money Transfer
yes--
Multi-Payment Installment Plans
yes--
Online Payment
yesyes
Phone Payment
yes--
Prepayment
yes--

Features and Services

Features and ServicesApparent National General
24/7 serviceyesyes
Diminishing deductibleyes--
Enhanced towing & substitute coverageyes--
Flexible / convenient paymentsyesyes
Mobile appyesyes
Online account management--yes
Policy bundling discountsyes--
Roadside assistanceyes--

Optional Coverages

Optional CoveragesApparent National General
Antique or Collector Car Insurance
--yes
Emergency Assistance Coverage
--yes
Legal Defense Costs Coverage
yes--
Mechanical Breakdown Insurance
yes--
New Car Replacement Coverage
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yes--
Umbrella Policy
yes--

Insurance by State

Online Quoting by State

  • Apparent
  • National General
  • Both

SR‌-22 Insurance by State

  • Apparent
  • National General
  • Both

Compare Insurance Products

ProductApparent National General
Car InsuranceCar Insuranceyesyes
Home InsuranceHome Insuranceyes--
Life InsuranceLife Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Renters InsuranceRenters Insuranceyes--
Umbrella InsuranceUmbrella Insuranceyes--

User Reviews

  • Apparent Reviews
  • National General Reviews
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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.