Amica vs National General Car Insurance

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Last Updated: January 2022


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Amica VS National General
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User Ratings
OptionsAmica National General
251 reviews
210 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAmica National General
Call Center RepresentativeAbout average--
Insurer WebsiteAbout average--
Local AgentAmong the best--
Overall SatisfactionBetter than most--
Policy OfferingsBetter than most--
PricingBetter than most--
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAmica National General
Claim ServicingAmong the best--
Estimation ProcessBetter than most--
First Notice of Loss (FNOL)Among the best--
Overall SatisfactionAmong the best--
Rental ExperienceAbout average--
Repair ProcessBetter than most--
SettlementAmong the best--
J.D. Power Ratings by Region (out of 1000)
RegionAmica National General
New England879 pt
Among the best
Southeast--810 pt
The rest
Mobile App Ratings
RegionAmica National General
361 Reviews
9 Reviews
Financial Ratings
OptionsAmica National General
A.M. BestA+A-

Auto Insurance Quotes

For Married Drivers

CityAmica National General

For Single Drivers

CityAmica National General

For Male Drivers

CityAmica National General

For Female Drivers

CityAmica National General

For Drivers with Speeding Ticket

CityAmica National General

For Drivers with No Speeding Ticket

CityAmica National General

For Drivers Age Between 18-40

CityAmica National General

For Drivers Age Between 40-65

CityAmica National General

For Drivers Age of 65+

CityAmica National General

For Drivers with Average Credit

CityAmica National General

For Drivers with Fair Credit

CityAmica National General

For Drivers with Good Credit

CityAmica National General

For Drivers with Excellent Credit

CityAmica National General

Quotes & Discounts

Discount typeAmica National General
Multiple VehicleUp to 25%Varies
Anti-Theft DeviceUp to 15%Varies
Good StudentUp to 10%--
Low MileageUp to 10%Varies
Multiple PolicyUp to 10%Varies
Student Away at SchoolUp to 10%--
Anti-lock BrakeUp to 5%Varies
Accident ForgivenessVaries--
Claims Free RenewalVaries--
Defensive DriverVaries--
Driving trainingVaries--
Electronic Stability ControlVaries--
Good DriverVariesVaries
Paid in fullVariesVaries
Paperless documentsVaries--
Preferred paymentVaries--
Provider SwitchVaries--
Affinity group--Varies

Payment Methods

Discount typeAmica National General
Automatic Online Payment
Bank Payment/Direct Deposit yes--
Credit Card Payment yes--
Debit Card Payments yes--
Mail Payment
Online Payment
Phone Payment

Features and Services

Features and ServicesAmica National General
24/7 serviceyesyes
Accident forgivenessyes--
Diminishing deductibleyes--
Enhanced towing & substitute coverageyes--
Flexible / convenient paymentsyesyes
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyes--
Text and email alertsyes--

Optional Coverages

Optional CoveragesAmica National General
Accident Forgiveness
Accidental Death, Dismemberment, Disability
Airbag Replacement Coverage
Antique or Collector Car Insurance
Comprehensive Claim Forgiveness
Electronic Key & Lock Replacement
Emergency Assistance Coverage
Glass Coverage yes--
New Car Replacement Coverage
Platinum Choice Auto
Rental Reimbursement
Roadside Assistance
Umbrella Policy

Online Quoting by State

  • Amica
  • National General
  • Both

SR‌-22 Insurance by State

  • Amica
  • National General
  • Both

Compare Insurance Products

ProductAmica National General
Car InsuranceCar Insuranceyesyes
Condo InsuranceCondo Insuranceyes--
Home InsuranceHome Insuranceyes--
Life InsuranceLife Insuranceyes--
Marine InsuranceMarine Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Renters InsuranceRenters Insuranceyes--
Small Business InsuranceSmall Business Insuranceyes--
Umbrella InsuranceUmbrella Insuranceyes--

User Reviews

  • Amica Reviews
  • National General Reviews
5 Stars
57 %
4 Stars
6 %
3 Stars
7 %
2 Stars
4 %
1 Star
26 %

Most Positive Review

By Billy
I've NEVER NEVER EVER HAD NO BAD EXPERIENCE WITH ( AMICA ) They've always been kind with the local office an the outside customer service operators when I've ever had a question about my policy. I'm not really looking to change to somewhere else. I do get curious at times just to see if anyone else is cheaper than Amica, so far no one else has been able to beat Amica so I'm sticking with Amica. Thank You For Having the Best an Greatest Coverage on my vehicle an home. Keep up the GREAT WORK :)

Most Critical Review

By Lauren
If I could give zero stars, I would. We spoke with a representative [Michael Young] and he got us set up for a policy on a house we're planning to close on. We waited for confirmation on the policy, and waited, and waited. As the closing date approached, we received a call from him saying to give him a call back, no big deal. We did, no return call. Tried multiple times over the next four days. Nothing. Sent emails, called again. Find out through another call [again still can't get a hold of Michael] that they just need confirmation that we'll handle a small bit of left over mold [which our inspector said was not a problem] withing 30 days of closing. Sure thing! We'll handle that. Meanwhile, our loan officer is trying to get a hold of them as well to finalize details. Finally get a call TWO DAYS before closing to hear they will not be able to insure us. Thanks AMICA for making home buying so stressful! We'll be sure to let everyone know how "helpful" you are.

All Reviews

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The service
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Good company ! I was a customer of Amica for 10 + years. I had both auto and home insurance with them. They always always great! Very professional ! Good service
Bought a house last year in Wilmington, NC and insured it with Amica as they had the best premium price for my older home. Hurricane Florence rolled through last fall and now they are trying up my premiums by more than 50% because I made a legitimate claim. Basically they are more or less trying to drop me for fulfilling their obligations. Other people in the area who made claims are experiencing only very minor increases in their insurance rates, or none at all.
Frank T
5 renewal Policies where cancel because over the years the cost increased so much and I had no claims it force me to go out and get it quoted what a surprise I got, I been getting screwed badly, I spoke with Amica 3 times on the phone, cancelation letters were mailed from the new insurance company, I know Amica got the cancelation letters because they called me 3 times to letting me know that after the current Policies expired I was not going to be covered with Amica. The day after the 5 Policies expired my checking account was charger, I never signed the renewals they got cancelation letters and still got withdraw from my account, when I called they confirm everything was canceled and they would mail me a check, this is not acceptable first the withdrawal should of never happen and now I have to wait for a check to be mailed and waste time cashing a check. Let’s hope next month I don’t get charged again. Is unbelievable how fast they can take money out of your account but to pay you back you need to wait.
Never told you would not renew his insurance
Christian L
Amica used to be good but as of late they are absolutely horrific. Their insurance agents go back on what they say, making changes without informing both parties on the account of the changes like they say they have to. Going through a divorce is stressful enough but having Amica make up rules as they go along doesn't make things easier or any less stressful. No matter what information they were given they went against it 100% and never actually contacted me when changes were made by my exwife. Now, they are claiming that they had consent to make said changes. From who? My exwife made all the changes without my consent. After speaking with a ********* of a representative, I asked to speak to a manager. They are all at lunch yet supposedly their lunches are staggered so there is always a manager free. Absolutely awful company that leaves a very sour taste in your mouth. If you want to get screwed over by a car insurance company (more so than other insurance companies), go with Amica. If you want someone honest, go somewhere else don't waste your time. I will NEVER go back to Amica. They are absolutely horrible.
Showing 1 - 10 out of 251 reviews


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