Ameriprise vs The Hartford Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Ratings

Insurify Composite Score

Ameriprise
78
What is this?

Insurify Composite Score

The Hartford
93
What is this?

Insurify Composite Score

Ameriprise VS The Hartford
78
93
What is this?
User Ratings
OptionsAmeriprise The Hartford
Rating/Reviews
40 reviews
29,516 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAmeriprise The Hartford
Call Center Representative--About average
Insurer Website--Better than most
Overall Satisfaction--Better than most
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAmeriprise The Hartford
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--The rest
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionAmeriprise The Hartford
California862 pt
Among the best
835 pt
Better than most
Florida--806 pt
The rest
Mid-Atlantic--839 pt
About average
North Central--838 pt
Better than most
Northwest--832 pt
Better than most
Southwest--838 pt
Among the best
Mobile App Ratings
RegionAmeriprise The Hartford
Android
316 Reviews
376 Reviews
iOS
14 Reviews
47 Reviews
Financial Ratings
OptionsAmeriprise The Hartford
A.M. BestAA+
FitchA---
Moody'sA3A2
Standard & Poor'sA-A+

Auto Insurance Quotes

For Married Drivers

CityAmeriprise The Hartford
Phoenix--$51
Santa Monica--$76

For Single Drivers

CityAmeriprise The Hartford
Phoenix--$51
Santa Monica--$143

For Male Drivers

CityAmeriprise The Hartford
Phoenix--$52
Santa Monica--$138

For Female Drivers

CityAmeriprise The Hartford
Phoenix--$49
Santa Monica--$81

For Drivers with Speeding Ticket

CityAmeriprise The Hartford
Phoenix--$67
Santa Monica--$213

For Drivers with No Speeding Ticket

CityAmeriprise The Hartford
Phoenix--$47
Santa Monica--$87

For Drivers Age Between 18-40

CityAmeriprise The Hartford
Phoenix--$52
Santa Monica--$165

For Drivers Age Between 40-65

CityAmeriprise The Hartford
Phoenix--$49
Santa Monica--$68

For Drivers Age of 65+

CityAmeriprise The Hartford
Phoenix--$53
Santa Monica--$56

For Drivers with Average Credit

CityAmeriprise The Hartford
Phoenix--$49
Santa Monica--$97

For Drivers with Fair Credit

CityAmeriprise The Hartford
Phoenix--$59
Santa Monica--$81

For Drivers with Good Credit

CityAmeriprise The Hartford
Phoenix--$46
Santa Monica--$83

For Drivers with Excellent Credit

CityAmeriprise The Hartford
Phoenix--$49
Santa Monica--$176

Quotes & Discounts

Discount typeAmeriprise The Hartford
Accident (Merit) RatingVaries--
Accident ForgivenessVaries--
Accident FreeVaries--
Anti-Theft DeviceVariesUp to 15%
Anti-lock BrakeVaries--
Daytime Running LightsVaries--
Defensive DriverVariesUp to 5%
GaragingVaries--
Good DriverVaries--
Good StudentVariesUp to 15%
LoyaltyVaries--
Multiple PolicyVariesUp to 20%
Multiple VehicleVaries--
New GraduateVaries--
Passive RestraintVariesUp to 3%
Provider SwitchVaries--
Seat Belt UseVaries--
Student Away at SchoolVaries--
Driving training--Varies
EV/Hybrid--Varies
Paid in full--Varies
teenSMART--Up to 10%

Payment Methods

Discount typeAmeriprise The Hartford
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yes--
Mail Payment
yesyes
Mobile App Payments
yesyes
Multi-Payment Installment Plans
yes--
Online Payment
yesyes
Phone Payment
--yes
Prepayment
yes--

Features and Services

Features and ServicesAmeriprise The Hartford
24/7 serviceyesyes
Accident forgivenessyesyes
Enhanced towing & substitute coverageyes--
Flexible / convenient paymentsyes--
Mobile appyesyes
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAmeriprise The Hartford
Accident Forgiveness
yesyes
Accidental Death, Dismemberment, Disability
yes--
Antique or Collector Car Insurance
--yes
Comprehensive Claim Forgiveness
--yes
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
yesyes
Gap Insurance
yes--
Glass Coverage yesyes
New Car Replacement Coverage
yesyes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yesyes
Vanishing Deductible
--yes

Online Quoting by State

  • Ameriprise
  • The Hartford
  • Both

SR‌-22 Insurance by State

  • Ameriprise
  • The Hartford
  • Both

Compare Insurance Products

ProductAmeriprise The Hartford
ATV InsuranceATV Insuranceyes--
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyesyes
Business InsuranceBusiness Insurance--yes
Classic Car InsuranceClassic Car Insuranceyes--
Condo InsuranceCondo Insuranceyes--
Flood InsuranceFlood Insuranceyesyes
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insurance--yes
Motorcycle InsuranceMotorcycle Insuranceyes--
Renters InsuranceRenters Insuranceyes--
RV InsuranceRV Insuranceyes--
Umbrella InsuranceUmbrella Insuranceyes--

User Reviews

  • Ameriprise Reviews
  • The Hartford Reviews
3.5
5 Stars
40 %
4 Stars
18 %
3 Stars
15 %
2 Stars
3 %
1 Star
25 %

Most Positive Review

By Roger
Value

Most Critical Review

By Greg
Had Ameriprise for many years with no claims. Scraped the right front fender pulling into the garage resulting in a claim and insurance rates went from $2,100 every 6 months to $3,300 every 6 months. Only claim ever.i could have just paid for the repairs several times over for that increase.

All Reviews

Showing 1 - 10 out of 40 Reviews
Sort by

Read reviews that mention

Michael
Price
SANTOSH
Ameriprise is relatively out of sync with changing market and customer dynamics. The rigid insurability clause for Comprehensive coverage of personal auto insurance, while working for a ride sharing company. The ride sharing company has its own comprehensive insurance, while the personal auto insurance is for own use. Ameriprise adjusters are not ready to meet the challenges of Digital age. Archaic processes and systems used by the adjusters are not customer friendly.
Anthony
Very professional and did not waste my time
Juan
No real problem other than large rate increase. Its all about the money
Ray
Relatively painless experience in replacing my totaled car.
saisunee w
I left Ameriprise after being a customer for 19 year due to their terrible customer service and corporate greed. I had Ameriprise for my home, auto and umbrella insurance with no problems but last September I accidently scratched another car while parking. Ameriprise advertises that they had accident forgiveness but they lie. The only time I had to use my insurance in 19 years and they screwed me over the first chance they got. The Ameriprise representative was extremely rude and informed me that there was no accident forgiveness and they increased my rate to triple the original price. Save yourself heartache and DO NOT get Ameriprise Insurance.
Monica
I've never had a problem with being helped...never had an issue. My issue is their prices.
Manoochehr
The high price.
Brian
Never had any problems with them.
Jo
My rates went up for no fault of mine. Car and auto.
Showing 1 - 10 out of 40 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.