Ameriprise vs National General Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Ameriprise
78
What is this?

Insurify Composite Score

National General
58
What is this?

Insurify Composite Score

Ameriprise VS National General
78
58
What is this?
User Ratings
OptionsAmeriprise National General
Rating/Reviews
40 reviews
210 reviews
J.D. Power Ratings by Region (out of 1000)
RegionAmeriprise National General
California862 pt
Among the best
--
Southeast--810 pt
The rest
Mobile App Ratings
RegionAmeriprise National General
Android
316 Reviews
--
iOS
14 Reviews
--
Financial Ratings
OptionsAmeriprise National General
A.M. BestAA-
FitchA---
Moody'sA3--
Standard & Poor'sA---

Auto Insurance Quotes

For Married Drivers

CityAmeriprise National General
Austin--$68

For Single Drivers

CityAmeriprise National General
Austin--$74

For Male Drivers

CityAmeriprise National General
Austin--$70

For Female Drivers

CityAmeriprise National General
Austin--$72

For Drivers with Speeding Ticket

CityAmeriprise National General
Austin--$82

For Drivers with No Speeding Ticket

CityAmeriprise National General
Austin--$69

For Drivers Age Between 18-40

CityAmeriprise National General
Austin--$75

For Drivers Age Between 40-65

CityAmeriprise National General
Austin--$63

For Drivers Age of 65+

CityAmeriprise National General
Austin--$88

For Drivers with Average Credit

CityAmeriprise National General
Austin--$82

For Drivers with Fair Credit

CityAmeriprise National General
Austin--$75

For Drivers with Good Credit

CityAmeriprise National General
Austin--$69

For Drivers with Excellent Credit

CityAmeriprise National General
Austin--$58

Quotes & Discounts

Discount typeAmeriprise National General
Accident (Merit) RatingVaries--
Accident ForgivenessVaries--
Accident FreeVaries--
Anti-Theft DeviceVariesVaries
Anti-lock BrakeVariesVaries
Daytime Running LightsVaries--
Defensive DriverVaries--
GaragingVaries--
Good DriverVariesVaries
Good StudentVaries--
LoyaltyVariesVaries
Multiple PolicyVariesVaries
Multiple VehicleVariesVaries
New GraduateVaries--
Passive RestraintVaries--
Provider SwitchVaries--
Seat Belt UseVaries--
Student Away at SchoolVaries--
Affinity group--Varies
Low Mileage--Varies
Organization--Varies
Paid in full--Varies

Payment Methods

Discount typeAmeriprise National General
Automatic Online Payment
yes--
Bank Payment/Direct Deposit yes--
Credit Card Payment yes--
Debit Card Payments yes--
Electronic Check
yes--
Mail Payment
yes--
Mobile App Payments
yes--
Multi-Payment Installment Plans
yes--
Online Payment
yesyes
Prepayment
yes--

Features and Services

Features and ServicesAmeriprise National General
24/7 serviceyesyes
Accident forgivenessyes--
Enhanced towing & substitute coverageyes--
Flexible / convenient paymentsyesyes
Mobile appyesyes
Online account managementyesyes
Roadside assistanceyes--

Optional Coverages

Optional CoveragesAmeriprise National General
Accident Forgiveness
yes--
Accidental Death, Dismemberment, Disability
yes--
Antique or Collector Car Insurance
--yes
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
yesyes
Gap Insurance
yes--
Glass Coverage yes--
New Car Replacement Coverage
yesyes
Rental Reimbursement
yesyes
Roadside Assistance
yes--
Umbrella Policy
yes--

Online Quoting by State

  • Ameriprise
  • National General
  • Both

SR‌-22 Insurance by State

  • Ameriprise
  • National General
  • Both

Compare Insurance Products

ProductAmeriprise National General
ATV InsuranceATV Insuranceyes--
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyes--
Classic Car InsuranceClassic Car Insuranceyes--
Condo InsuranceCondo Insuranceyes--
Flood InsuranceFlood Insuranceyes--
Home InsuranceHome Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Renters InsuranceRenters Insuranceyes--
RV InsuranceRV Insuranceyes--
Umbrella InsuranceUmbrella Insuranceyes--

User Reviews

  • Ameriprise Reviews
  • National General Reviews
3.5
5 Stars
40 %
4 Stars
18 %
3 Stars
15 %
2 Stars
3 %
1 Star
25 %

Most Positive Review

By Roger
Value

Most Critical Review

By Greg
Had Ameriprise for many years with no claims. Scraped the right front fender pulling into the garage resulting in a claim and insurance rates went from $2,100 every 6 months to $3,300 every 6 months. Only claim ever.i could have just paid for the repairs several times over for that increase.

All Reviews

Showing 1 - 10 out of 40 Reviews
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Read reviews that mention

Michael
Price
SANTOSH
Ameriprise is relatively out of sync with changing market and customer dynamics. The rigid insurability clause for Comprehensive coverage of personal auto insurance, while working for a ride sharing company. The ride sharing company has its own comprehensive insurance, while the personal auto insurance is for own use. Ameriprise adjusters are not ready to meet the challenges of Digital age. Archaic processes and systems used by the adjusters are not customer friendly.
Anthony
Very professional and did not waste my time
Juan
No real problem other than large rate increase. Its all about the money
Ray
Relatively painless experience in replacing my totaled car.
saisunee w
I left Ameriprise after being a customer for 19 year due to their terrible customer service and corporate greed. I had Ameriprise for my home, auto and umbrella insurance with no problems but last September I accidently scratched another car while parking. Ameriprise advertises that they had accident forgiveness but they lie. The only time I had to use my insurance in 19 years and they screwed me over the first chance they got. The Ameriprise representative was extremely rude and informed me that there was no accident forgiveness and they increased my rate to triple the original price. Save yourself heartache and DO NOT get Ameriprise Insurance.
Monica
I've never had a problem with being helped...never had an issue. My issue is their prices.
Manoochehr
The high price.
Brian
Never had any problems with them.
Jo
My rates went up for no fault of mine. Car and auto.
Showing 1 - 10 out of 40 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.