Ameriprise vs Foremost Signature Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Ameriprise
78
What is this?

Insurify Composite Score

Foremost Signature
Not Rated
What is this?

Insurify Composite Score

Ameriprise VS Foremost Signature
78
Not Rated
What is this?
User Ratings
OptionsAmeriprise Foremost Signature
Rating/Reviews
40 reviews
0 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAmeriprise Foremost Signature
Call Center Representative--The rest
Insurer Website--The rest
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--The rest
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAmeriprise Foremost Signature
Claim Servicing--About average
Estimation Process--About average
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--The rest
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionAmeriprise Foremost Signature
California862 pt
Among the best
--
Florida--849 pt
Among the best
New England--803 pt
The rest
New York--834 pt
Better than most
North Central--811 pt
The rest
Southeast--796 pt
The rest
Texas--823 pt
About average
Mobile App Ratings
RegionAmeriprise Foremost Signature
Android
316 Reviews
1,187 Reviews
iOS
14 Reviews
224 Reviews
Financial Ratings
OptionsAmeriprise Foremost Signature
A.M. BestAA+
FitchA-AA-
Moody'sA3Aa3
Standard & Poor'sA-AA-

Auto Insurance Quotes

For Married Drivers

CityAmeriprise Foremost Signature
Austin--$82
Chicago--$96
Phoenix--$66
Santa Monica--$119

For Single Drivers

CityAmeriprise Foremost Signature
Austin--$115
Chicago--$133
Phoenix--$102
Santa Monica--$205

For Male Drivers

CityAmeriprise Foremost Signature
Austin--$106
Chicago--$120
Phoenix--$89
Santa Monica--$194

For Female Drivers

CityAmeriprise Foremost Signature
Austin--$90
Chicago--$110
Phoenix--$79
Santa Monica--$130

For Drivers with Speeding Ticket

CityAmeriprise Foremost Signature
Austin--$150
Chicago--$183
Phoenix--$150
Santa Monica--$376

For Drivers with No Speeding Ticket

CityAmeriprise Foremost Signature
Austin--$87
Chicago--$100
Phoenix--$70
Santa Monica--$116

For Drivers Age Between 18-40

CityAmeriprise Foremost Signature
Austin--$123
Chicago--$137
Phoenix--$106
Santa Monica--$225

For Drivers Age Between 40-65

CityAmeriprise Foremost Signature
Austin--$76
Chicago--$90
Phoenix--$61
Santa Monica--$117

For Drivers Age of 65+

CityAmeriprise Foremost Signature
Austin--$90
Chicago--$125
Phoenix--$86
Santa Monica--$96

For Drivers with Average Credit

CityAmeriprise Foremost Signature
Austin--$113
Chicago--$130
Phoenix--$99
Santa Monica--$148

For Drivers with Fair Credit

CityAmeriprise Foremost Signature
Austin--$107
Chicago--$115
Phoenix--$75
Santa Monica--$131

For Drivers with Good Credit

CityAmeriprise Foremost Signature
Austin--$74
Chicago--$96
Phoenix--$69
Santa Monica--$126

For Drivers with Excellent Credit

CityAmeriprise Foremost Signature
Austin--$99
Chicago--$118
Phoenix--$93
Santa Monica--$244

Quotes & Discounts

Discount typeAmeriprise Foremost Signature
Accident (Merit) RatingVaries--
Accident ForgivenessVariesVaries
Accident FreeVariesVaries
Anti-Theft DeviceVariesVaries
Anti-lock BrakeVariesVaries
Daytime Running LightsVaries--
Defensive DriverVariesVaries
GaragingVaries--
Good DriverVariesVaries
Good StudentVariesVaries
LoyaltyVariesVaries
Multiple PolicyVariesVaries
Multiple VehicleVariesVaries
New GraduateVaries--
Passive RestraintVariesVaries
Provider SwitchVaries--
Seat Belt UseVariesVaries
Student Away at SchoolVariesVaries
Advance shopper--Varies
Affinity group--Varies
Alumni--Varies
Claims Free Renewal--Varies
Deductible--Varies
Driving Habits--Varies
Driving training--Varies
E-billing--Varies
Early Quote--Varies
Home Owner--Varies
Organization--Varies
Paid in full--Varies
Paperless documents--Varies
Preferred payment--Varies
Prepay--Varies
Professional organization--Varies
Roadside Assistance--Varies
Signing documents when you buy online--Varies
Starting your auto quote online--Varies
Youth Driving--Varies

Payment Methods

Discount typeAmeriprise Foremost Signature
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
yesyes
Mobile App Payments
yesyes
Multi-Payment Installment Plans
yesyes
Online Payment
yesyes
Pay Through Your Agent
--yes
Payroll Deduction
--yes
Phone Payment
--yes
Prepayment
yesyes

Features and Services

Features and ServicesAmeriprise Foremost Signature
24/7 serviceyesyes
Accident forgivenessyes--
Enhanced towing & substitute coverageyes--
Flexible / convenient paymentsyesyes
Mobile appyesyes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAmeriprise Foremost Signature
Accident Forgiveness
yes--
Accidental Death, Dismemberment, Disability
yes--
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
yes--
Gap Insurance
yesyes
Glass Coverage yesyes
Legal Defense Costs Coverage
--yes
New Car Replacement Coverage
yesyes
Original Equipment Manufacturer Coverage
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yes--

Uber and Lyft driver insurance

  • Ameriprise
  • Foremost Signature
  • Both

SR‌-22 Insurance by State

  • Ameriprise
  • Foremost Signature
  • Both

Compare Insurance Products

ProductAmeriprise Foremost Signature
Accident InsuranceAccident Insurance--yes
ATV InsuranceATV Insuranceyes--
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyesyes
Cancer InsuranceCancer Insurance--yes
Classic Car InsuranceClassic Car Insuranceyes--
Condo InsuranceCondo Insuranceyesyes
Critical Illness InsuranceCritical Illness Insurance--yes
Dental InsuranceDental Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Disability InsuranceDisability Insurance--yes
Flood InsuranceFlood Insuranceyes--
Home InsuranceHome Insuranceyesyes
Hospital Indemnity InsuranceHospital Indemnity Insurance--yes
Life InsuranceLife Insurance--yes
Motorcycle InsuranceMotorcycle Insuranceyes--
Renters InsuranceRenters Insuranceyesyes
RV InsuranceRV Insuranceyesyes
Small Business InsuranceSmall Business Insurance--yes
Umbrella InsuranceUmbrella Insuranceyesyes
Vision InsuranceVision Insurance--yes

User Reviews

  • Ameriprise Reviews
  • Foremost Signature Reviews
3.5
5 Stars
40 %
4 Stars
18 %
3 Stars
15 %
2 Stars
3 %
1 Star
25 %

Most Positive Review

By Roger
Value

Most Critical Review

By Greg
Had Ameriprise for many years with no claims. Scraped the right front fender pulling into the garage resulting in a claim and insurance rates went from $2,100 every 6 months to $3,300 every 6 months. Only claim ever.i could have just paid for the repairs several times over for that increase.

All Reviews

Showing 1 - 10 out of 40 Reviews
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Read reviews that mention

Michael
Price
SANTOSH
Ameriprise is relatively out of sync with changing market and customer dynamics. The rigid insurability clause for Comprehensive coverage of personal auto insurance, while working for a ride sharing company. The ride sharing company has its own comprehensive insurance, while the personal auto insurance is for own use. Ameriprise adjusters are not ready to meet the challenges of Digital age. Archaic processes and systems used by the adjusters are not customer friendly.
Anthony
Very professional and did not waste my time
Juan
No real problem other than large rate increase. Its all about the money
Ray
Relatively painless experience in replacing my totaled car.
saisunee w
I left Ameriprise after being a customer for 19 year due to their terrible customer service and corporate greed. I had Ameriprise for my home, auto and umbrella insurance with no problems but last September I accidently scratched another car while parking. Ameriprise advertises that they had accident forgiveness but they lie. The only time I had to use my insurance in 19 years and they screwed me over the first chance they got. The Ameriprise representative was extremely rude and informed me that there was no accident forgiveness and they increased my rate to triple the original price. Save yourself heartache and DO NOT get Ameriprise Insurance.
Monica
I've never had a problem with being helped...never had an issue. My issue is their prices.
Manoochehr
The high price.
Brian
Never had any problems with them.
Jo
My rates went up for no fault of mine. Car and auto.
Showing 1 - 10 out of 40 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.