Ameriprise vs Erie Insurance Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Ameriprise
78
What is this?

Insurify Composite Score

Erie Insurance
85
What is this?

Insurify Composite Score

Ameriprise VS Erie Insurance
78
85
What is this?
User Ratings
OptionsAmeriprise Erie Insurance
Rating/Reviews
40 reviews
224 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAmeriprise Erie Insurance
Local Agent--Among the best
Overall Satisfaction--Among the best
Policy Offerings--Better than most
Pricing--Among the best
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAmeriprise Erie Insurance
Claim Servicing--Better than most
Estimation Process--Among the best
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--Among the best
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionAmeriprise Erie Insurance
California862 pt
Among the best
--
Mid-Atlantic--854 pt
Among the best
North Central--845 pt
Among the best
Mobile App Ratings
RegionAmeriprise Erie Insurance
Android
316 Reviews
4 Reviews
iOS
14 Reviews
--
Financial Ratings
OptionsAmeriprise Erie Insurance
A.M. BestAA+
FitchA---
Moody'sA3--
Standard & Poor'sA-A

Auto Insurance Quotes

For Married Drivers

CityAmeriprise Erie Insurance
Chicago--$48
Philadelphia--$45

For Single Drivers

CityAmeriprise Erie Insurance
Chicago--$48
Philadelphia--$52

For Male Drivers

CityAmeriprise Erie Insurance
Chicago--$44
Philadelphia--$47

For Female Drivers

CityAmeriprise Erie Insurance
Chicago--$52
Philadelphia--$50

For Drivers with Speeding Ticket

CityAmeriprise Erie Insurance
Chicago--$58
Philadelphia--$56

For Drivers with No Speeding Ticket

CityAmeriprise Erie Insurance
Chicago--$46
Philadelphia--$47

For Drivers Age Between 18-40

CityAmeriprise Erie Insurance
Chicago--$49
Philadelphia--$53

For Drivers Age Between 40-65

CityAmeriprise Erie Insurance
Chicago--$45
Philadelphia--$41

For Drivers Age of 65+

CityAmeriprise Erie Insurance
Chicago--$57
Philadelphia--$58

For Drivers with Average Credit

CityAmeriprise Erie Insurance
Chicago--$54
Philadelphia--$53

For Drivers with Fair Credit

CityAmeriprise Erie Insurance
Chicago--$58
Philadelphia--$54

For Drivers with Good Credit

CityAmeriprise Erie Insurance
Chicago--$42
Philadelphia--$42

For Drivers with Excellent Credit

CityAmeriprise Erie Insurance
Chicago--$39
Philadelphia--$45

Quotes & Discounts

Discount typeAmeriprise Erie Insurance
Accident (Merit) RatingVaries--
Accident ForgivenessVariesVaries
Accident FreeVaries--
Anti-Theft DeviceVariesUp to 5%
Anti-lock BrakeVariesUp to 5%
Daytime Running LightsVaries--
Defensive DriverVariesVaries
GaragingVaries--
Good DriverVariesVaries
Good StudentVaries--
LoyaltyVaries--
Multiple PolicyVariesVaries
Multiple VehicleVariesUp to 15%
New GraduateVaries--
Passive RestraintVariesVaries
Provider SwitchVaries--
Seat Belt UseVaries--
Student Away at SchoolVariesVaries
Feature 15--Varies
Low Mileage--Varies
Prepay--Up to 7%
Senior Adult--Varies
Youth Driving--Varies
Youth Loyalty--Varies

Payment Methods

Discount typeAmeriprise Erie Insurance
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yes--
In Person Payment
--yes
Mail Payment
yesyes
Mobile App Payments
yes--
Multi-Payment Installment Plans
yes--
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
--yes
Prepayment
yesyes

Features and Services

Features and ServicesAmeriprise Erie Insurance
24/7 serviceyes--
Accident forgivenessyes--
Diminishing deductible--yes
Enhanced towing & substitute coverageyes--
Flexible / convenient paymentsyes--
Mobile appyes--
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAmeriprise Erie Insurance
Accident Forgiveness
yesyes
Accidental Death, Dismemberment, Disability
yes--
Better Car Replacement
--yes
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
yesyes
Emergency Lockout Coverage
--yes
Gap Insurance
yes--
Glass Coverage yesyes
New Car Replacement Coverage
yesyes
Personal Auto Plus
--yes
Pet Coverage
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yes--
Vanishing Deductible
--yes

Online Quoting by State

  • Ameriprise
  • Erie Insurance
  • Both

Uber and Lyft driver insurance

  • Ameriprise
  • Erie Insurance
  • Both

SR‌-22 Insurance by State

  • Ameriprise
  • Erie Insurance
  • Both

Compare Insurance Products

ProductAmeriprise Erie Insurance
ATV InsuranceATV Insuranceyesyes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyesyes
Business InsuranceBusiness Insurance--yes
Classic Car InsuranceClassic Car Insuranceyes--
Condo InsuranceCondo Insuranceyesyes
Flood InsuranceFlood Insuranceyes--
Home InsuranceHome Insuranceyesyes
Identity Theft InsuranceIdentity Theft Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insuranceyesyes
Renters InsuranceRenters Insuranceyesyes
RV InsuranceRV Insuranceyes--
Umbrella InsuranceUmbrella Insuranceyesyes

User Reviews

  • Ameriprise Reviews
  • Erie Insurance Reviews
3.5
5 Stars
40 %
4 Stars
18 %
3 Stars
15 %
2 Stars
3 %
1 Star
25 %

Most Positive Review

By Roger
Value

Most Critical Review

By Greg
Had Ameriprise for many years with no claims. Scraped the right front fender pulling into the garage resulting in a claim and insurance rates went from $2,100 every 6 months to $3,300 every 6 months. Only claim ever.i could have just paid for the repairs several times over for that increase.

All Reviews

Showing 1 - 10 out of 40 Reviews
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Read reviews that mention

Michael
Price
SANTOSH
Ameriprise is relatively out of sync with changing market and customer dynamics. The rigid insurability clause for Comprehensive coverage of personal auto insurance, while working for a ride sharing company. The ride sharing company has its own comprehensive insurance, while the personal auto insurance is for own use. Ameriprise adjusters are not ready to meet the challenges of Digital age. Archaic processes and systems used by the adjusters are not customer friendly.
Anthony
Very professional and did not waste my time
Juan
No real problem other than large rate increase. Its all about the money
Ray
Relatively painless experience in replacing my totaled car.
saisunee w
I left Ameriprise after being a customer for 19 year due to their terrible customer service and corporate greed. I had Ameriprise for my home, auto and umbrella insurance with no problems but last September I accidently scratched another car while parking. Ameriprise advertises that they had accident forgiveness but they lie. The only time I had to use my insurance in 19 years and they screwed me over the first chance they got. The Ameriprise representative was extremely rude and informed me that there was no accident forgiveness and they increased my rate to triple the original price. Save yourself heartache and DO NOT get Ameriprise Insurance.
Monica
I've never had a problem with being helped...never had an issue. My issue is their prices.
Manoochehr
The high price.
Brian
Never had any problems with them.
Jo
My rates went up for no fault of mine. Car and auto.
Showing 1 - 10 out of 40 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.