American National vs Travelers Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

American National
Not Rated
What is this?

Insurify Composite Score

Travelers
80
What is this?

Insurify Composite Score

American National VS Travelers
Not Rated
80
What is this?
User Ratings
OptionsAmerican National Travelers
Rating/Reviews
12 reviews
395 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAmerican National Travelers
Call Center Representative--About average
Insurer Website--About average
Local Agent--About average
Overall Satisfaction--About average
Policy Offerings--About average
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAmerican National Travelers
Claim Servicing--About average
Estimation Process--About average
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--The rest
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionAmerican National Travelers
Central--814 pt
The rest
Florida--810 pt
The rest
Mid-Atlantic--820 pt
The rest
New England--804 pt
The rest
New York--821 pt
About average
North Central--805 pt
The rest
Southeast--822 pt
About average
Southwest--809 pt
The rest
Mobile App Ratings
RegionAmerican National Travelers
Android--
146 Reviews
iOS--
49 Reviews
Financial Ratings
OptionsAmerican National Travelers
A.M. Best--A++
Fitch--AA
Moody's--Aa2
Standard & Poor'sAAA

Auto Insurance Quotes

For Married Drivers

CityAmerican National Travelers
Chicago--$78
Philadelphia--$99
Phoenix--$81

For Single Drivers

CityAmerican National Travelers
Chicago--$78
Philadelphia--$125
Phoenix--$86

For Male Drivers

CityAmerican National Travelers
Chicago--$76
Philadelphia--$117
Phoenix--$85

For Female Drivers

CityAmerican National Travelers
Chicago--$79
Philadelphia--$108
Phoenix--$82

For Drivers with Speeding Ticket

CityAmerican National Travelers
Chicago--$100
Philadelphia--$179
Phoenix--$114

For Drivers with No Speeding Ticket

CityAmerican National Travelers
Chicago--$73
Philadelphia--$103
Phoenix--$77

For Drivers Age Between 18-40

CityAmerican National Travelers
Chicago--$78
Philadelphia--$122
Phoenix--$89

For Drivers Age Between 40-65

CityAmerican National Travelers
Chicago--$72
Philadelphia--$90
Phoenix--$74

For Drivers Age of 65+

CityAmerican National Travelers
Chicago--$98
Philadelphia--$156
Phoenix--$98

For Drivers with Average Credit

CityAmerican National Travelers
Chicago--$85
Philadelphia--$123
Phoenix--$91

For Drivers with Fair Credit

CityAmerican National Travelers
Chicago--$89
Philadelphia--$120
Phoenix--$95

For Drivers with Good Credit

CityAmerican National Travelers
Chicago--$71
Philadelphia--$91
Phoenix--$74

For Drivers with Excellent Credit

CityAmerican National Travelers
Chicago--$66
Philadelphia--$114
Phoenix--$73

Quotes & Discounts

Discount typeAmerican National Travelers
Accident FreeUp to 30%--
Good StudentUp to 15%Up to 8%
Motor clubVaries--
Multiple PolicyVariesUp to 13%
Passive RestraintVaries--
Provider SwitchVaries--
Continuous Coverage--Up to 15%
Defensive Driver--Up to 8%
Driving training--Up to 8%
Early Quote--Up to 10%
Good Payer--Up to 15%
Home Owner--Up to 5%
Hybrid/Electric Vehicle--Up to 10%
Low Mileage--Varies
Multiple Vehicle--Up to 8%
New Car--Up to 10%
No lapse in coverage--Varies
Paid in full--Up to 7.5%
Preferred payment--Up to 3%
Safe Driver--Up to 23%
Student Away at School--Up to 7%

Payment Methods

Discount typeAmerican National Travelers
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments --yes
Electronic Check
--yes
Mail Payment
yesyes
Mobile App Payments
--yes
Online Payment
yesyes
Phone Payment
--yes

Features and Services

Features and ServicesAmerican National Travelers
24/7 serviceyesyes
Accident forgiveness--yes
Flexible / convenient payments--yes
Loyalty rewards programyes--
Mobile app--yes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAmerican National Travelers
Accident Forgiveness
--yes
Accidental Death, Dismemberment, Disability
yes--
Antique or Collector Car Insurance
yes--
Gap Insurance
yesyes
New Car Replacement Coverage
yesyes
Original Equipment Manufacturer Coverage
yes--
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes
Small Claim Forgiveness
--yes
Umbrella Policy
yesyes
Work Loss Coverage
yes--

Insurance by State

Uber and Lyft driver insurance

  • American National
  • Travelers
  • Both

Compare Insurance Products

ProductAmerican National Travelers
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insuranceyes--
Classic Car InsuranceClassic Car Insuranceyes--
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insurance--yes
Cyber Liability InsuranceCyber Liability Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Farm InsuranceFarm Insuranceyes--
Health InsuranceHealth Insuranceyes--
Home InsuranceHome Insuranceyesyes
Jewelry InsuranceJewelry Insurance--yes
Life InsuranceLife Insuranceyes--
Recreational InsuranceRecreational Insuranceyes--
Renters InsuranceRenters Insuranceyesyes
Ridesharing InsuranceRidesharing Insurance--yes
Small Business InsuranceSmall Business Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes
Wedding and Event InsuranceWedding and Event Insurance--yes

User Reviews

  • American National Reviews
  • Travelers Reviews
3.6
5 Stars
50 %
4 Stars
8 %
3 Stars
17 %
1 Star
25 %

Most Positive Review

By Pj Country
This data is GROSSLY inaccurate on American National, you are missing a LOT of check marks! American National - aka ANPAC DOES have flexible payments: Monthly, Quarterly, Or Semi-Annual payment options are available. American National DOES have a mobile app: AN Mobile They DO have an added coverage endorsement available. AND ANPAC DOES have just about EVERY insurance product listed that is not checked, the only ones I'm not sure on is if they have; Aviation, Collectibles, Mobile Home, or Personal Articles Insurance. They also have their Home Systems Breakdown Coverage INCLUDED in their Homeowners policies that covers things like your Furnace & Heat pumps, A/C units, Well Pumps, Electrical Svc Panels & a lot more. Plus the fact they have local agents in all 50 states is VERY nice!!!

Most Critical Review

By Martha
Because my insurance renewal goes up $10 for the past year it had gone from $123 -$152 in a yr I been with Boykins insurance for 25 years

All Reviews

Showing 1 - 10 out of 12 Reviews
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Read reviews that mention

John
Solid company for all auto and property, and with Chrome u can add your custom and antique cars , trucks
Kenneth
High rising costs
Jane
I agree with the reviewer above, this site is totally inaccurate. American National has so much more to offer and saved us over half the amount I paid with my last carrier. I couldn't be happier, and with their CashBack program, it's unbeatable.
Peter
I bundled up my auto,home,& life and saved $530 annually on my homeowner's insurance. I thought Costco was unbeatable and they had only saved me $7 a month on my cars minus my classic auto which they do not cover. American National did cover all my vehicles and get this , my classic show car was covered for 24k agreed value with 250/500 coverage mirrored after my other cars. I only pay $10 a month for my classic auto. I can not believe Costco doesn't cover classics. In short I was really surprised by this insurance company by it's rates and coverages offered all under one roof. I'm a happy camper!!
Robert
they changed payment for insurance to a year
Tammy
Terrible
Gary
The agent was good
Luis
No problems in the pharmacy
Pj Country
This data is GROSSLY inaccurate on American National, you are missing a LOT of check marks! American National - aka ANPAC DOES have flexible payments: Monthly, Quarterly, Or Semi-Annual payment options are available. American National DOES have a mobile app: AN Mobile They DO have an added coverage endorsement available. AND ANPAC DOES have just about EVERY insurance product listed that is not checked, the only ones I'm not sure on is if they have; Aviation, Collectibles, Mobile Home, or Personal Articles Insurance. They also have their Home Systems Breakdown Coverage INCLUDED in their Homeowners policies that covers things like your Furnace & Heat pumps, A/C units, Well Pumps, Electrical Svc Panels & a lot more. Plus the fact they have local agents in all 50 states is VERY nice!!!
Tester
Just testing the web
Showing 1 - 10 out of 12 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.