American National vs National General Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

American National
Not Rated
What is this?

Insurify Composite Score

National General
58
What is this?

Insurify Composite Score

American National VS National General
Not Rated
58
What is this?
User Ratings
OptionsAmerican National National General
Rating/Reviews
12 reviews
210 reviews
J.D. Power Ratings by Region (out of 1000)
RegionAmerican National National General
Southeast--810 pt
The rest
Financial Ratings
OptionsAmerican National National General
A.M. Best--A-
Standard & Poor'sA--

Auto Insurance Quotes

For Married Drivers

CityAmerican National National General
Austin--$68

For Single Drivers

CityAmerican National National General
Austin--$74

For Male Drivers

CityAmerican National National General
Austin--$70

For Female Drivers

CityAmerican National National General
Austin--$72

For Drivers with Speeding Ticket

CityAmerican National National General
Austin--$82

For Drivers with No Speeding Ticket

CityAmerican National National General
Austin--$69

For Drivers Age Between 18-40

CityAmerican National National General
Austin--$75

For Drivers Age Between 40-65

CityAmerican National National General
Austin--$63

For Drivers Age of 65+

CityAmerican National National General
Austin--$88

For Drivers with Average Credit

CityAmerican National National General
Austin--$82

For Drivers with Fair Credit

CityAmerican National National General
Austin--$75

For Drivers with Good Credit

CityAmerican National National General
Austin--$69

For Drivers with Excellent Credit

CityAmerican National National General
Austin--$58

Quotes & Discounts

Discount typeAmerican National National General
Accident FreeUp to 30%--
Good StudentUp to 15%--
Motor clubVaries--
Multiple PolicyVariesVaries
Passive RestraintVaries--
Provider SwitchVaries--
Affinity group--Varies
Anti-Theft Device--Varies
Anti-lock Brake--Varies
Good Driver--Varies
Low Mileage--Varies
Loyalty--Varies
Multiple Vehicle--Varies
Organization--Varies
Paid in full--Varies

Payment Methods

Discount typeAmerican National National General
Automatic Online Payment
yes--
Credit Card Payment yes--
Mail Payment
yes--
Online Payment
yesyes

Features and Services

Features and ServicesAmerican National National General
24/7 serviceyesyes
Flexible / convenient payments--yes
Loyalty rewards programyes--
Mobile app--yes
Online account managementyesyes
Roadside assistanceyes--

Optional Coverages

Optional CoveragesAmerican National National General
Accidental Death, Dismemberment, Disability
yes--
Antique or Collector Car Insurance
yesyes
Emergency Assistance Coverage
--yes
Gap Insurance
yes--
New Car Replacement Coverage
yesyes
Original Equipment Manufacturer Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yes--
Umbrella Policy
yes--
Work Loss Coverage
yes--

Insurance by State

Car Insurance

  • American National
  • National General
  • Both

Online Quoting by State

  • American National
  • National General
  • Both

SR‌-22 Insurance by State

  • American National
  • National General
  • Both

Compare Insurance Products

ProductAmerican National National General
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insuranceyes--
Classic Car InsuranceClassic Car Insuranceyes--
Farm InsuranceFarm Insuranceyes--
Health InsuranceHealth Insuranceyes--
Home InsuranceHome Insuranceyes--
Life InsuranceLife Insuranceyes--
Recreational InsuranceRecreational Insuranceyes--
Renters InsuranceRenters Insuranceyes--

User Reviews

  • American National Reviews
  • National General Reviews
3.6
5 Stars
50 %
4 Stars
8 %
3 Stars
17 %
1 Star
25 %

Most Positive Review

By Pj Country
This data is GROSSLY inaccurate on American National, you are missing a LOT of check marks! American National - aka ANPAC DOES have flexible payments: Monthly, Quarterly, Or Semi-Annual payment options are available. American National DOES have a mobile app: AN Mobile They DO have an added coverage endorsement available. AND ANPAC DOES have just about EVERY insurance product listed that is not checked, the only ones I'm not sure on is if they have; Aviation, Collectibles, Mobile Home, or Personal Articles Insurance. They also have their Home Systems Breakdown Coverage INCLUDED in their Homeowners policies that covers things like your Furnace & Heat pumps, A/C units, Well Pumps, Electrical Svc Panels & a lot more. Plus the fact they have local agents in all 50 states is VERY nice!!!

Most Critical Review

By Martha
Because my insurance renewal goes up $10 for the past year it had gone from $123 -$152 in a yr I been with Boykins insurance for 25 years

All Reviews

Showing 1 - 10 out of 12 Reviews
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Read reviews that mention

John
Solid company for all auto and property, and with Chrome u can add your custom and antique cars , trucks
Kenneth
High rising costs
Jane
I agree with the reviewer above, this site is totally inaccurate. American National has so much more to offer and saved us over half the amount I paid with my last carrier. I couldn't be happier, and with their CashBack program, it's unbeatable.
Peter
I bundled up my auto,home,& life and saved $530 annually on my homeowner's insurance. I thought Costco was unbeatable and they had only saved me $7 a month on my cars minus my classic auto which they do not cover. American National did cover all my vehicles and get this , my classic show car was covered for 24k agreed value with 250/500 coverage mirrored after my other cars. I only pay $10 a month for my classic auto. I can not believe Costco doesn't cover classics. In short I was really surprised by this insurance company by it's rates and coverages offered all under one roof. I'm a happy camper!!
Robert
they changed payment for insurance to a year
Tammy
Terrible
Gary
The agent was good
Luis
No problems in the pharmacy
Pj Country
This data is GROSSLY inaccurate on American National, you are missing a LOT of check marks! American National - aka ANPAC DOES have flexible payments: Monthly, Quarterly, Or Semi-Annual payment options are available. American National DOES have a mobile app: AN Mobile They DO have an added coverage endorsement available. AND ANPAC DOES have just about EVERY insurance product listed that is not checked, the only ones I'm not sure on is if they have; Aviation, Collectibles, Mobile Home, or Personal Articles Insurance. They also have their Home Systems Breakdown Coverage INCLUDED in their Homeowners policies that covers things like your Furnace & Heat pumps, A/C units, Well Pumps, Electrical Svc Panels & a lot more. Plus the fact they have local agents in all 50 states is VERY nice!!!
Tester
Just testing the web
Showing 1 - 10 out of 12 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.