American National vs Erie Insurance Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

American National
Not Rated
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Insurify Composite Score

Erie Insurance
85
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Insurify Composite Score

American National VS Erie Insurance
Not Rated
85
What is this?
User Ratings
OptionsAmerican National Erie Insurance
Rating/Reviews
12 reviews
224 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAmerican National Erie Insurance
Local Agent--Among the best
Overall Satisfaction--Among the best
Policy Offerings--Better than most
Pricing--Among the best
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAmerican National Erie Insurance
Claim Servicing--Better than most
Estimation Process--Among the best
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--Among the best
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionAmerican National Erie Insurance
Mid-Atlantic--854 pt
Among the best
North Central--845 pt
Among the best
Mobile App Ratings
RegionAmerican National Erie Insurance
Android--
4 Reviews
Financial Ratings
OptionsAmerican National Erie Insurance
A.M. Best--A+
Standard & Poor'sAA

Auto Insurance Quotes

For Married Drivers

CityAmerican National Erie Insurance
Chicago--$48
Philadelphia--$45

For Single Drivers

CityAmerican National Erie Insurance
Chicago--$48
Philadelphia--$52

For Male Drivers

CityAmerican National Erie Insurance
Chicago--$44
Philadelphia--$47

For Female Drivers

CityAmerican National Erie Insurance
Chicago--$52
Philadelphia--$50

For Drivers with Speeding Ticket

CityAmerican National Erie Insurance
Chicago--$58
Philadelphia--$56

For Drivers with No Speeding Ticket

CityAmerican National Erie Insurance
Chicago--$46
Philadelphia--$47

For Drivers Age Between 18-40

CityAmerican National Erie Insurance
Chicago--$49
Philadelphia--$53

For Drivers Age Between 40-65

CityAmerican National Erie Insurance
Chicago--$45
Philadelphia--$41

For Drivers Age of 65+

CityAmerican National Erie Insurance
Chicago--$57
Philadelphia--$58

For Drivers with Average Credit

CityAmerican National Erie Insurance
Chicago--$54
Philadelphia--$53

For Drivers with Fair Credit

CityAmerican National Erie Insurance
Chicago--$58
Philadelphia--$54

For Drivers with Good Credit

CityAmerican National Erie Insurance
Chicago--$42
Philadelphia--$42

For Drivers with Excellent Credit

CityAmerican National Erie Insurance
Chicago--$39
Philadelphia--$45

Quotes & Discounts

Discount typeAmerican National Erie Insurance
Accident FreeUp to 30%--
Good StudentUp to 15%--
Motor clubVaries--
Multiple PolicyVariesVaries
Passive RestraintVariesVaries
Provider SwitchVaries--
Accident Forgiveness--Varies
Anti-Theft Device--Up to 5%
Anti-lock Brake--Up to 5%
Defensive Driver--Varies
Feature 15--Varies
Good Driver--Varies
Low Mileage--Varies
Multiple Vehicle--Up to 15%
Prepay--Up to 7%
Senior Adult--Varies
Student Away at School--Varies
Youth Driving--Varies
Youth Loyalty--Varies

Payment Methods

Discount typeAmerican National Erie Insurance
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments --yes
In Person Payment
--yes
Mail Payment
yesyes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
--yes
Prepayment
--yes

Features and Services

Features and ServicesAmerican National Erie Insurance
24/7 serviceyes--
Diminishing deductible--yes
Loyalty rewards programyes--
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAmerican National Erie Insurance
Accident Forgiveness
--yes
Accidental Death, Dismemberment, Disability
yes--
Antique or Collector Car Insurance
yes--
Better Car Replacement
--yes
Emergency Assistance Coverage
--yes
Emergency Lockout Coverage
--yes
Gap Insurance
yes--
Glass Coverage --yes
New Car Replacement Coverage
yesyes
Original Equipment Manufacturer Coverage
yes--
Personal Auto Plus
--yes
Pet Coverage
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yes--
Vanishing Deductible
--yes
Work Loss Coverage
yes--

Insurance by State

Car Insurance

  • American National
  • Erie Insurance
  • Both

Online Quoting by State

  • American National
  • Erie Insurance
  • Both

Uber and Lyft driver insurance

  • American National
  • Erie Insurance
  • Both

Compare Insurance Products

ProductAmerican National Erie Insurance
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insuranceyesyes
Classic Car InsuranceClassic Car Insuranceyes--
Condo InsuranceCondo Insurance--yes
Farm InsuranceFarm Insuranceyes--
Health InsuranceHealth Insuranceyes--
Home InsuranceHome Insuranceyesyes
Identity Theft InsuranceIdentity Theft Insurance--yes
Life InsuranceLife Insuranceyesyes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Recreational InsuranceRecreational Insuranceyes--
Renters InsuranceRenters Insuranceyesyes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • American National Reviews
  • Erie Insurance Reviews
3.6
5 Stars
50 %
4 Stars
8 %
3 Stars
17 %
1 Star
25 %

Most Positive Review

By Pj Country
This data is GROSSLY inaccurate on American National, you are missing a LOT of check marks! American National - aka ANPAC DOES have flexible payments: Monthly, Quarterly, Or Semi-Annual payment options are available. American National DOES have a mobile app: AN Mobile They DO have an added coverage endorsement available. AND ANPAC DOES have just about EVERY insurance product listed that is not checked, the only ones I'm not sure on is if they have; Aviation, Collectibles, Mobile Home, or Personal Articles Insurance. They also have their Home Systems Breakdown Coverage INCLUDED in their Homeowners policies that covers things like your Furnace & Heat pumps, A/C units, Well Pumps, Electrical Svc Panels & a lot more. Plus the fact they have local agents in all 50 states is VERY nice!!!

Most Critical Review

By Martha
Because my insurance renewal goes up $10 for the past year it had gone from $123 -$152 in a yr I been with Boykins insurance for 25 years

All Reviews

Showing 1 - 10 out of 12 Reviews
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Read reviews that mention

John
Solid company for all auto and property, and with Chrome u can add your custom and antique cars , trucks
Kenneth
High rising costs
Jane
I agree with the reviewer above, this site is totally inaccurate. American National has so much more to offer and saved us over half the amount I paid with my last carrier. I couldn't be happier, and with their CashBack program, it's unbeatable.
Peter
I bundled up my auto,home,& life and saved $530 annually on my homeowner's insurance. I thought Costco was unbeatable and they had only saved me $7 a month on my cars minus my classic auto which they do not cover. American National did cover all my vehicles and get this , my classic show car was covered for 24k agreed value with 250/500 coverage mirrored after my other cars. I only pay $10 a month for my classic auto. I can not believe Costco doesn't cover classics. In short I was really surprised by this insurance company by it's rates and coverages offered all under one roof. I'm a happy camper!!
Robert
they changed payment for insurance to a year
Tammy
Terrible
Gary
The agent was good
Luis
No problems in the pharmacy
Pj Country
This data is GROSSLY inaccurate on American National, you are missing a LOT of check marks! American National - aka ANPAC DOES have flexible payments: Monthly, Quarterly, Or Semi-Annual payment options are available. American National DOES have a mobile app: AN Mobile They DO have an added coverage endorsement available. AND ANPAC DOES have just about EVERY insurance product listed that is not checked, the only ones I'm not sure on is if they have; Aviation, Collectibles, Mobile Home, or Personal Articles Insurance. They also have their Home Systems Breakdown Coverage INCLUDED in their Homeowners policies that covers things like your Furnace & Heat pumps, A/C units, Well Pumps, Electrical Svc Panels & a lot more. Plus the fact they have local agents in all 50 states is VERY nice!!!
Tester
Just testing the web
Showing 1 - 10 out of 12 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.