Ratings
User Ratings
| Options | Allstate | United Auto |
|---|---|---|
| Rating/Reviews |
1,129 reviews
|
3 reviews
|
Mobile App Ratings
| Brand | Allstate | United Auto |
|---|---|---|
| iOS |
56,800 reviews
|
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|
| Android |
12,515 reviews
|
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Auto Insurance Quotes
| Allstate | United Auto | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Austin | Chicago | Philadelphia | Phoenix | Los Angeles | ||||||
Married |
||||||||||
| Yes | $36 | $111 | $133 | $105 | $116 | |||||
| No | $41 | $128 | $135 | $128 | $255 | |||||
Gender |
||||||||||
| Male | $39 | $123 | $129 | $129 | $252 | |||||
| Female | $39 | $115 | $139 | $104 | $119 | |||||
Has Ticket |
||||||||||
| Yes | $43 | $175 | $143 | $162 | $341 | |||||
| No | $38 | $107 | $132 | $107 | $152 | |||||
Age |
||||||||||
| 18-40 | $41 | $129 | $130 | $133 | $290 | |||||
| 40-65 | $36 | $102 | $121 | $94 | $104 | |||||
| 65+ | $41 | $145 | $193 | $140 | $100 | |||||
Credit Score |
||||||||||
| Average Credit | $40 | $121 | $149 | $113 | $153 | |||||
| Fair Credit | $37 | $124 | $153 | $117 | $132 | |||||
| Good Credit | $38 | $106 | $120 | $103 | $129 | |||||
| Excellent Credit | $40 | $124 | $114 | $133 | $327 | |||||
Quotes & Discounts
| Discount Type | Allstate | United Auto |
|---|---|---|
| Anti-lock Brake Discount |
up to 10%
|
-- |
| Claims Free Renewal Discount |
--
|
Varies |
| Family Discount |
Varies
|
-- |
| Deductible discount |
Varies
|
-- |
| Accident Forgiveness |
up to 30%
|
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| Student Away at School Discount |
up to 5%
|
-- |
| Passive Restraint Discount |
up to 10%
|
-- |
| Multiple Vehicle Discount |
up to 10%
|
Varies |
| EV/Hybrid Discount |
up to 10%
|
-- |
| Driving training discount |
Varies
|
-- |
| E-billing Discount |
up to 10%
|
-- |
| Good Payer Discount |
up to 5%
|
-- |
| Preferred payment discount |
up to 5%
|
-- |
| New Car Discount |
up to 15%
|
-- |
| Good Driver Discount |
up to 10%
|
Varies |
| Good Student Discount |
up to 10%
|
-- |
| Anti-Theft Device Discount |
up to 10%
|
-- |
| Paperless documents discount |
Varies
|
-- |
| Utility Vehicle Discount |
Varies
|
-- |
| Farm Vehicle Discount |
up to 10%
|
-- |
| Prepay Discount |
up to 10%
|
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| Multiple Policy Discount |
up to 10%
|
-- |
| Senior Adult Discount |
up to 5%
|
-- |
| Defensive Driver Discount |
up to 20%
|
-- |
| Paid in full discount |
up to 10%
|
-- |
| Early Quote Discount |
up to 10%
|
-- |
| teenSMART Discount |
up to 35%
|
-- |
| Low Mileage Discount |
up to 10%
|
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Payment Methods
| Payment Type | Allstate | United Auto |
|---|---|---|
| Person 2 Person Payment |
|
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| Electronic Check |
|
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| Online Payment |
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| Money Transfer |
--
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| Phone Payment |
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| Debit Card Payments |
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| Credit Card Payment |
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| Mobile App Payments |
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| Prepayment |
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| Bank Payment/Direct Deposit |
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| Automatic Online Payment |
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| Mail Payment |
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Feature and Services
| Features and Services | Allstate | United Auto |
|---|---|---|
| Roadside assistance |
|
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| Enhanced towing & substitute coverage |
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| Accident forgiveness |
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| Mobile app |
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| Online account management |
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| 24/7 service |
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| Loyalty rewards program |
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Optional Coverages
| Coverage Type | Allstate | United Auto |
|---|---|---|
| New Car Replacement Coverage |
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| Preferred Repair Services |
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| Antique or Collector Car Insurance |
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| SR-22 Coverage |
--
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| Ridesharing Coverage |
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| Rental Reimbursement |
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| Umbrella Policy |
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| Sound System Coverage |
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| Accident Forgiveness |
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| Roadside Assistance |
|
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| Loss of Use Coverage |
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| Accidental Death, Dismemberment, Disability |
|
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| No Fault Coverage |
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| Mechanical Breakdown Insurance |
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| Emergency Lockout Coverage |
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Insurance by State
- Allstate
- United Auto
- Both
Uber and Lyft driver insurance:
- Allstate
- United Auto
- Both
SR-22 Insurance by State
- Allstate
- United Auto
- Both
Compare Insurance Products
| Product | Allstate | United Auto |
|---|---|---|
 ATV Insurance |
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 Boat Insurance |
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 Business Insurance |
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 Car Insurance |
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 Commercial Insurance |
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 Condo Insurance |
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 Home Insurance |
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 Life Insurance |
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 Motorcycle Insurance |
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 Pet Insurance |
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 RV Insurance |
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 Renters Insurance |
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 Snowmobile insurance |
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User Reviews
5 Stars
25%
4 Stars
12%
3 Stars
7%
2 Stars
7%
1 Star
49%
Most Positive Review
All of the hard work you guys have done to try to find me the cheapest rate and always staying in contact with me to make sure everything is going okay I love this they really are kindness towards their future customers
Most Critical Review
By Jerry
December 1, 2017
December 1, 2017
The last three policy periods Allstate has increased my premiums. I have no accidents, no tickets, no DUI's, no nothing and yet you continue to punishment me by raising my rates. Last period I had to raise my deductible from 500 to 750 just so I could continue to pay my premiums. I am VERY, VERY, VERY UNHAPPY with Allstate. Allstate gets a ZERO rating from me.
2 Stars
33%
1 Star
66%
Most Helpful Review
By Enrique
June 25, 2019
June 25, 2019
Rates always rise, no agent can answer why
Most Recent Review
By Cortney
July 16, 2019
July 16, 2019
December 11, 2017