Allstate vs Root Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Ratings

Insurify Composite Score

Allstate
85
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Insurify Composite Score

Root
Not Rated
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Insurify Composite Score

Allstate VS Root
85
Not Rated
What is this?
User Ratings
OptionsAllstate Root
Rating/Reviews
1,114 reviews
13 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAllstate Root
Call Center RepresentativeAbout average--
Insurer WebsiteThe rest--
Local AgentAbout average--
Overall SatisfactionThe rest--
Policy OfferingsThe rest--
PricingThe rest--
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAllstate Root
Claim ServicingAbout average--
Estimation ProcessBetter than most--
First Notice of Loss (FNOL)About average--
Overall SatisfactionAbout average--
Rental ExperienceAbout average--
Repair ProcessBetter than most--
SettlementAbout average--
J.D. Power Ratings by Region (out of 1000)
RegionAllstate Root
California820 pt
About average
--
Central822 pt
About average
--
Florida837 pt
Better than most
--
Mid-Atlantic837 pt
About average
--
New England834 pt
Better than most
--
New York824 pt
About average
--
North Central823 pt
About average
--
Northwest798 pt
The rest
--
Southeast830 pt
About average
--
Southwest815 pt
About average
--
Texas835 pt
Better than most
--
Mobile App Ratings
RegionAllstate Root
Android
12,515 Reviews
14,713 Reviews
iOS
56,800 Reviews
22,800 Reviews
Financial Ratings
OptionsAllstate Root
A.M. BestA+--
FitchA+--
Moody'sAa3--
Standard & Poor'sAA---

Auto Insurance Quotes

For Married Drivers

CityAllstate Root
Austin$37--
Chicago$111--
Philadelphia$133--
Phoenix$105--
Santa Monica$116--

For Single Drivers

CityAllstate Root
Austin$42--
Chicago$128--
Philadelphia$136--
Phoenix$129--
Santa Monica$255--

For Male Drivers

CityAllstate Root
Austin$39--
Chicago$124--
Philadelphia$129--
Phoenix$129--
Santa Monica$252--

For Female Drivers

CityAllstate Root
Austin$39--
Chicago$116--
Philadelphia$139--
Phoenix$105--
Santa Monica$120--

For Drivers with Speeding Ticket

CityAllstate Root
Austin$44--
Chicago$175--
Philadelphia$144--
Phoenix$163--
Santa Monica$341--

For Drivers with No Speeding Ticket

CityAllstate Root
Austin$38--
Chicago$108--
Philadelphia$133--
Phoenix$107--
Santa Monica$153--

For Drivers Age Between 18-40

CityAllstate Root
Austin$41--
Chicago$130--
Philadelphia$130--
Phoenix$134--
Santa Monica$290--

For Drivers Age Between 40-65

CityAllstate Root
Austin$37--
Chicago$102--
Philadelphia$121--
Phoenix$94--
Santa Monica$104--

For Drivers Age of 65+

CityAllstate Root
Austin$41--
Chicago$146--
Philadelphia$193--
Phoenix$141--
Santa Monica$101--

For Drivers with Average Credit

CityAllstate Root
Austin$41--
Chicago$122--
Philadelphia$149--
Phoenix$114--
Santa Monica$153--

For Drivers with Fair Credit

CityAllstate Root
Austin$38--
Chicago$125--
Philadelphia$154--
Phoenix$117--
Santa Monica$133--

For Drivers with Good Credit

CityAllstate Root
Austin$38--
Chicago$107--
Philadelphia$120--
Phoenix$103--
Santa Monica$129--

For Drivers with Excellent Credit

CityAllstate Root
Austin$41--
Chicago$125--
Philadelphia$114--
Phoenix$134--
Santa Monica$328--

Quotes & Discounts

Discount typeAllstate Root
teenSMARTUp to 35%--
Accident ForgivenessUp to 30%--
Defensive DriverUp to 20%Varies
New CarUp to 15%--
Anti-Theft DeviceUp to 10%--
Anti-lock BrakeUp to 10%--
E-billingUp to 10%--
EV/HybridUp to 10%--
Early QuoteUp to 10%Varies
Farm VehicleUp to 10%--
Good DriverUp to 10%Varies
Good StudentUp to 10%--
Low MileageUp to 10%--
Multiple PolicyUp to 10%--
Multiple VehicleUp to 10%--
Paid in fullUp to 10%Varies
Passive RestraintUp to 10%--
PrepayUp to 10%--
Preferred paymentUp to 5%--
Senior AdultUp to 5%--
Student Away at SchoolUp to 5%--
DeductibleVaries--
Discount FinderVaries--
Driving trainingVaries--
FamilyVaries--
Paperless documentsVaries--
Utility VehicleVaries--
Driving Habits--Varies
Home Owner--Varies
Loyalty--Varies
Seat Belt Use--Varies

Payment Methods

Discount typeAllstate Root
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yes--
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yes--
Mail Payment
yes--
Mobile App Payments
yesyes
Multi-Payment Installment Plans
--yes
Online Payment
yes--
Person 2 Person Payment yes--
Phone Payment
yes--
Prepayment
yes--

Features and Services

Features and ServicesAllstate Root
24/7 serviceyesyes
Accident forgivenessyes--
Enhanced towing & substitute coverageyesyes
Flexible / convenient payments--yes
Loyalty rewards programyes--
Mobile appyesyes
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAllstate Root
Accident Forgiveness
yes--
Accidental Death, Dismemberment, Disability
yes--
Antique or Collector Car Insurance
yes--
Comprehensive Claim Forgiveness
--yes
Emergency Lockout Coverage
yes--
Gap Insurance
--yes
Glass Coverage --yes
Loss of Use Coverage
yes--
Mechanical Breakdown Insurance
yes--
New Car Replacement Coverage
yes--
No Fault Coverage
yes--
Preferred Repair Services
yes--
Rental Reimbursement
yesyes
Ridesharing Coverage
yesyes
Roadside Assistance
yesyes
SR-22 Coverage
--yes
Sound System Coverage
yes--
Umbrella Policy
yes--

Uber and Lyft driver insurance

  • Allstate
  • Root
  • Both

Compare Insurance Products

ProductAllstate Root
ATV InsuranceATV Insuranceyes--
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyes--
Business InsuranceBusiness Insuranceyes--
Condo InsuranceCondo Insuranceyes--
Home InsuranceHome Insuranceyes--
Life InsuranceLife Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Pet InsurancePet Insuranceyes--
Renters InsuranceRenters Insuranceyes--
RV InsuranceRV Insuranceyes--
Snowmobile insuranceSnowmobile insuranceyes--

User Reviews

  • Allstate Reviews
  • Root Reviews
3.6
5 Stars
39 %
4 Stars
20 %
3 Stars
15 %
2 Stars
10 %
1 Star
16 %

Most Positive Review

By James
All of the hard work you guys have done to try to find me the cheapest rate and always staying in contact with me to make sure everything is going okay I love this they really are kindness towards their future customers

Most Critical Review

By Jerry
The last three policy periods Allstate has increased my premiums. I have no accidents, no tickets, no DUI's, no nothing and yet you continue to punishment me by raising my rates. Last period I had to raise my deductible from 500 to 750 just so I could continue to pay my premiums. I am VERY, VERY, VERY UNHAPPY with Allstate. Allstate gets a ZERO rating from me.

All Reviews

Showing 1 - 10 out of 1000 Reviews
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Read reviews that mention

Jessica
Thanks Allstate for being the absolute worst. Not only is my husband's birthday ruined due to the news of you not paying for a claim YOUR insured did, now i am out of a van, which will in turn ruin my job and make it incredibly difficult to put food on the table for my kid. when calling to file a claim the representative was quick to say they couldn't help. Despite video evidence at the place the incident occurred, allstate has now let us know they are denying the claim and will only look into it if somehow the store will release the footage to us personally. (We all know how that goes), kind of a odd slogan for allstate to ask us if we're in good hands if they don't seem to care if we actually are in good hands.. I worked for allstate and actually loved it, but to see the insured side of things is real eye opening. Glad that I have stuck by USAA as I know I'm covered. Thanks allstate for giving me that reassurance to not using you in the future nor referring others to you as well.
Betty Tsiolis
We are very pleased with our Allstate coverages thanks to our woneerful agent!
Ally
They are okay. Trying to become more competitive with other carriers but we'll see how it all works out. Drivewise is a good idea but it can be a handful.
Miles Barkley
Decent price for their rental coverage. Having the app and online account available if I ever wanted to make changes was a nice bonus.
Taye Gonfa
I have been with Allstate for over three years. Every year, my premium goes up despite my clean driving record and my cars getting old. They always tell me it is from the state not them. Finally, I decided to move to a different agency. Then they sent me a bill for outstanding balance also I have already paid in full the month they refer to, and left them days before my next bill is due. What makes this not a burglary in daylight?
Georgia Driver
Allstate sucks. I've been with them for 10 or more years now and every year my rates go higher no matter what. Finally this last increase was too much! Switched to Liberty Mutual and paying less than I have with allstate for all of the last 10 years. RIDICULOUS. Go with someone else....literally anyone would be better than allstate
Aye
My policy changes after 6 months and I cannot afford for it. I need cheaper one.
Gabriel
Good service at a cheap price.
Robert
They have been good for the most part
Susan
Service. The rates need improvement
Showing 1 - 10 out of 1000 reviews

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.