Allstate vs NJ Manufacturers Car Insurance

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Last Updated: January 2022

Ratings

Insurify Composite Score

Allstate
85
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Insurify Composite Score

NJ Manufacturers
88
What is this?

Insurify Composite Score

Allstate VS NJ Manufacturers
85
88
What is this?
User Ratings
OptionsAllstate NJ Manufacturers
Rating/Reviews
1,114 reviews
17 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAllstate NJ Manufacturers
Call Center RepresentativeAbout average--
Insurer WebsiteThe rest--
Local AgentAbout average--
Overall SatisfactionThe rest--
Policy OfferingsThe rest--
PricingThe rest--
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAllstate NJ Manufacturers
Claim ServicingAbout averageBetter than most
Estimation ProcessBetter than mostBetter than most
First Notice of Loss (FNOL)About averageBetter than most
Overall SatisfactionAbout averageAmong the best
Rental ExperienceAbout averageBetter than most
Repair ProcessBetter than mostAmong the best
SettlementAbout averageAmong the best
J.D. Power Ratings by Region (out of 1000)
RegionAllstate NJ Manufacturers
California820 pt
About average
--
Central822 pt
About average
--
Florida837 pt
Better than most
--
Mid-Atlantic837 pt
About average
864 pt
Among the best
New England834 pt
Better than most
--
New York824 pt
About average
--
North Central823 pt
About average
--
Northwest798 pt
The rest
--
Southeast830 pt
About average
--
Southwest815 pt
About average
--
Texas835 pt
Better than most
--
Mobile App Ratings
RegionAllstate NJ Manufacturers
Android
12,515 Reviews
15 Reviews
iOS
56,800 Reviews
--
Financial Ratings
OptionsAllstate NJ Manufacturers
A.M. BestA+A+
FitchA+--
Moody'sAa3--
Standard & Poor'sAA---

Auto Insurance Quotes

For Married Drivers

CityAllstate NJ Manufacturers
Austin$37--
Chicago$111--
Philadelphia$133--
Phoenix$105--
Santa Monica$116--

For Single Drivers

CityAllstate NJ Manufacturers
Austin$42--
Chicago$128--
Philadelphia$136--
Phoenix$129--
Santa Monica$255--

For Male Drivers

CityAllstate NJ Manufacturers
Austin$39--
Chicago$124--
Philadelphia$129--
Phoenix$129--
Santa Monica$252--

For Female Drivers

CityAllstate NJ Manufacturers
Austin$39--
Chicago$116--
Philadelphia$139--
Phoenix$105--
Santa Monica$120--

For Drivers with Speeding Ticket

CityAllstate NJ Manufacturers
Austin$44--
Chicago$175--
Philadelphia$144--
Phoenix$163--
Santa Monica$341--

For Drivers with No Speeding Ticket

CityAllstate NJ Manufacturers
Austin$38--
Chicago$108--
Philadelphia$133--
Phoenix$107--
Santa Monica$153--

For Drivers Age Between 18-40

CityAllstate NJ Manufacturers
Austin$41--
Chicago$130--
Philadelphia$130--
Phoenix$134--
Santa Monica$290--

For Drivers Age Between 40-65

CityAllstate NJ Manufacturers
Austin$37--
Chicago$102--
Philadelphia$121--
Phoenix$94--
Santa Monica$104--

For Drivers Age of 65+

CityAllstate NJ Manufacturers
Austin$41--
Chicago$146--
Philadelphia$193--
Phoenix$141--
Santa Monica$101--

For Drivers with Average Credit

CityAllstate NJ Manufacturers
Austin$41--
Chicago$122--
Philadelphia$149--
Phoenix$114--
Santa Monica$153--

For Drivers with Fair Credit

CityAllstate NJ Manufacturers
Austin$38--
Chicago$125--
Philadelphia$154--
Phoenix$117--
Santa Monica$133--

For Drivers with Good Credit

CityAllstate NJ Manufacturers
Austin$38--
Chicago$107--
Philadelphia$120--
Phoenix$103--
Santa Monica$129--

For Drivers with Excellent Credit

CityAllstate NJ Manufacturers
Austin$41--
Chicago$125--
Philadelphia$114--
Phoenix$134--
Santa Monica$328--

Quotes & Discounts

Discount typeAllstate NJ Manufacturers
teenSMARTUp to 35%Varies
Accident ForgivenessUp to 30%--
Defensive DriverUp to 20%Varies
New CarUp to 15%--
Anti-Theft DeviceUp to 10%Up to 25%
Anti-lock BrakeUp to 10%--
E-billingUp to 10%--
EV/HybridUp to 10%--
Early QuoteUp to 10%--
Farm VehicleUp to 10%--
Good DriverUp to 10%--
Good StudentUp to 10%Varies
Low MileageUp to 10%--
Multiple PolicyUp to 10%Up to 5%
Multiple VehicleUp to 10%Varies
Paid in fullUp to 10%--
Passive RestraintUp to 10%--
PrepayUp to 10%--
Preferred paymentUp to 5%--
Senior AdultUp to 5%Varies
Student Away at SchoolUp to 5%--
DeductibleVaries--
Discount FinderVaries--
Driving trainingVaries--
FamilyVaries--
Paperless documentsVaries--
Utility VehicleVaries--

Payment Methods

Discount typeAllstate NJ Manufacturers
Automatic Online Payment
yes--
Bank Payment/Direct Deposit yes--
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
yesyes
Mobile App Payments
yes--
Online Payment
yesyes
Person 2 Person Payment yes--
Phone Payment
yesyes
Prepayment
yes--

Features and Services

Features and ServicesAllstate NJ Manufacturers
24/7 serviceyesyes
Accident forgivenessyes--
Enhanced towing & substitute coverageyes--
Loyalty rewards programyes--
Mobile appyes--
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAllstate NJ Manufacturers
Accident Forgiveness
yes--
Accidental Death, Dismemberment, Disability
yesyes
Antique or Collector Car Insurance
yesyes
Emergency Lockout Coverage
yes--
Loss of Use Coverage
yes--
Mechanical Breakdown Insurance
yes--
New Car Replacement Coverage
yes--
No Fault Coverage
yesyes
Preferred Repair Services
yes--
Rental Reimbursement
yes--
Ridesharing Coverage
yes--
Roadside Assistance
yesyes
Sound System Coverage
yes--
Umbrella Policy
yes--
Work Loss Coverage
--yes

Uber and Lyft driver insurance

  • Allstate
  • NJ Manufacturers
  • Both

Compare Insurance Products

ProductAllstate NJ Manufacturers
ATV InsuranceATV Insuranceyes--
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyes--
Business InsuranceBusiness Insuranceyes--
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insuranceyes--
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Pet InsurancePet Insuranceyes--
Recreational InsuranceRecreational Insurance--yes
Renters InsuranceRenters Insuranceyes--
RV InsuranceRV Insuranceyes--
Snowmobile insuranceSnowmobile insuranceyes--
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Allstate Reviews
  • NJ Manufacturers Reviews
3.6
5 Stars
39 %
4 Stars
20 %
3 Stars
15 %
2 Stars
10 %
1 Star
16 %

Most Positive Review

By James
All of the hard work you guys have done to try to find me the cheapest rate and always staying in contact with me to make sure everything is going okay I love this they really are kindness towards their future customers

Most Critical Review

By Jerry
The last three policy periods Allstate has increased my premiums. I have no accidents, no tickets, no DUI's, no nothing and yet you continue to punishment me by raising my rates. Last period I had to raise my deductible from 500 to 750 just so I could continue to pay my premiums. I am VERY, VERY, VERY UNHAPPY with Allstate. Allstate gets a ZERO rating from me.

All Reviews

Showing 1 - 10 out of 1000 Reviews
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Read reviews that mention

Jessica
Thanks Allstate for being the absolute worst. Not only is my husband's birthday ruined due to the news of you not paying for a claim YOUR insured did, now i am out of a van, which will in turn ruin my job and make it incredibly difficult to put food on the table for my kid. when calling to file a claim the representative was quick to say they couldn't help. Despite video evidence at the place the incident occurred, allstate has now let us know they are denying the claim and will only look into it if somehow the store will release the footage to us personally. (We all know how that goes), kind of a odd slogan for allstate to ask us if we're in good hands if they don't seem to care if we actually are in good hands.. I worked for allstate and actually loved it, but to see the insured side of things is real eye opening. Glad that I have stuck by USAA as I know I'm covered. Thanks allstate for giving me that reassurance to not using you in the future nor referring others to you as well.
Betty Tsiolis
We are very pleased with our Allstate coverages thanks to our woneerful agent!
Ally
They are okay. Trying to become more competitive with other carriers but we'll see how it all works out. Drivewise is a good idea but it can be a handful.
Miles Barkley
Decent price for their rental coverage. Having the app and online account available if I ever wanted to make changes was a nice bonus.
Taye Gonfa
I have been with Allstate for over three years. Every year, my premium goes up despite my clean driving record and my cars getting old. They always tell me it is from the state not them. Finally, I decided to move to a different agency. Then they sent me a bill for outstanding balance also I have already paid in full the month they refer to, and left them days before my next bill is due. What makes this not a burglary in daylight?
Georgia Driver
Allstate sucks. I've been with them for 10 or more years now and every year my rates go higher no matter what. Finally this last increase was too much! Switched to Liberty Mutual and paying less than I have with allstate for all of the last 10 years. RIDICULOUS. Go with someone else....literally anyone would be better than allstate
Aye
My policy changes after 6 months and I cannot afford for it. I need cheaper one.
Gabriel
Good service at a cheap price.
Robert
They have been good for the most part
Susan
Service. The rates need improvement
Showing 1 - 10 out of 1000 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.